Now is a great time to buy. But what if you own a home ? - 10/20/08 02:11 PM
With out a doubt this is one of the best buyers markets ever. The next time it may come around is,... who knows. The last buyers Market was in 1987. So it was 21 years ago. But what if you are selling a home and thinking about buying up? Is it a good move? Let's examine the details.
You may be wanting to move up for more room, more land, a better location to a job, better schools or a ton of reasons. So let's for the sake of the discussion say you are in a home today that is worth … (2 comments)

How the bailout may effect you - 10/18/08 04:15 PM
Yesterday I posted a blog about good news. Today's blog is not so up beat. Recently I am seeing a number of Foreclosures and short sale deals fall apart. I have seen them fall apart even when I am in at full price. I am being told that the lender wants a cash offer. Now if the lender gets his money what is the difference? I am beginning to think that lenders are waiting for the bail out. They are thinking, Hey I can get more for these homes if I wait for Uncle Sam to take them.
I think they … (6 comments)

The good news - 10/17/08 11:07 AM
Yesterday I attended a meeting of my local board of Realtors. The speakers were bankers and they confirmed a lot of what I knew, hoped, to be true. There is money out there.
FHA is alive and well. For those of us in rural areas there is USDA (100 percent financing) . There is VA as well. Conventional loans can be had at 10 percent. So what is the problem?
The problem is consumers are shopping on line a lot for loans. They are not working with companies that have track records in their area. They are avoiding local banks. In … (8 comments)

Mountain Living Big Canoe Style - 10/13/08 11:57 AM

A lot of folks when they think of gated communities have a very different impression than the photo above. While I do not have the "National Geographic" Wild life camera I was able to take this photo from my front porch. You could hear the clucking sounds and see the Turkeys walk through the area.
Living in the mountains is wonderful. It does not need to be remote. Let the pros at All Mountain Realty show you how you can be in areas like this and still have an active adult life style. It is the best of both worlds
… (4 comments)

Big Canoe Octoberfest - 10/11/08 06:36 PM
I am just now coming in from a great Octoberfest in Big Canoe. Plenty of good food. Plenty of good beer. And plenty of music and vendors. The best part is it was all free. So you could walk around and see your friends and neighbors for nothing. Many remarked that despite the economy folks seem to have their wallets out for beer and brats.
Big Canoe is one of the premier communities in the mountains. Thinking about the mountains? let the pros at All Mountain Realty be your choice.
… (3 comments)

Real Estate Stats for a couple of Mountain Counties, Pickens and Dawson - 10/10/08 08:18 AM
Pickens and Dawson counties are at the Southern edge of the mountains.  For Pickens county
2007 sales   2008 sales            price 2007                 price 2008
688 sold     290 (YTD)             166,5000                    150,000
Dawson County
473           268 (YTD)             185,000                      177,000'
These numbers come from our MLS so they will be a little short on actual sales. However the proportions and the trends remain constant.
What this tell us is that sales will be down this year. Even factoring in the last 4 month we in Pickens will be … (1 comments)

Federal Reserve Cuts Rates - 10/08/08 07:30 AM
The Federal Reserve in a surprise move cut interest rates by 1/2 a point. This leaves the Fed Funds rate at 1 and 1/2 percent.  What this means is that borrowing money should get cheaper. The bailout has made it easier. Lets talk economics.
In the housing market there is the notion that NOW is a great time to buy. Even in the media I am hearing it. Rates may drop some for loans. Our market may start to pick up. We are starting to see activity grow. But all is not great.
In the financial markets the news is not … (6 comments)

Confused over the bail out - 10/07/08 07:29 AM
Recent events have left some folks confused over the bail out. They thought , hey of we pas this bill things will get better. So why is the market down and doom and gloom economic number coming from every where ?
The politicians did a good job with this bill in the end. The first time it died. In the end they said it was good for main Street. By extension you thought that is you and me. But the bill was really meant to solve a crisis in the capital markets. I do not work in those markets . Most … (5 comments)

Will the Bailout make our market a little tougher? - 10/06/08 07:46 AM
There are a ton of aspects to this bail out that may or may not effect us. I am curious about one of those aspects. Will the bail out make the short sale market and the REO market get tougher or dry up?
If the banks are having their paper being bought up will they still be looking to "deal" on these ? I am seeing this as a potentially unintended consequence of the bill. But I am not sure if my logic is correct. So please email me or comment on this blog. Do you think the bailout will make … (8 comments)

Talking Rock Creek Resorts Real Estate - 10/04/08 10:51 AM

This Beautiful lot is a new listing in Talking Rock Creek Resorts. The lot is 1.4 acres and is offered at 34,900. The lot already has septic permit and water run to it. In addition you will have long range year round views. Talking Rock Creek resorts is a gated community in North Georgia. They have a pool and tennis courts. The community is amenity light. It is suited for those who want a second, or primary mountain home and do not want golf or other amenities. The community is directly across from the 3100 acre Carters lake. So bring … (0 comments)

What I would like to see Happen Next - 10/04/08 09:07 AM
This week in our markets we have had a great deal of turmoil. We have had bills fail. The stock market plummeted. The economic numbers were grim. "THE BILL" passed thru the Senate. Credit started to freeze up. The house got scared and passed  the bill. Wall Street still tanked( Remember the rule , the market rises on the rumor and falls on the fact. So what should happen next week ?
ABSOLUTELY NOTHING. I would like to see a week where I can look at the leaves changing. A week where I can split wood with the Oldies station and … (9 comments)

The Big Money bill passes and is signed. - 10/03/08 03:19 PM
Ok let me see if I can answer the why. This is not a Wall street Bail out any more. When the Governor of California tells you he cannot get money to pay police we are passed Wall Street. When a chicken farmer in Georgia tells me he doesn't know if he will be in business because his supplier cannot get the money to be able to send him chcks we are passed Wall Street.
I listened to the debate today and while Ron Paul and a whole bunch of other folks were 100 percent correct about the problems and the … (6 comments)

The VP Debate - 10/03/08 07:31 AM
Last night I watched the VP debate.  I watched it because I believe I should be judged by my words and actions not by what other people say about me. So I watched the debate to judge the 2 candidates. With out getting into who won or lost, I was generally pleased with the quality of the debate. I did feel that Gov. Palin did not answer a lot of the questions. At one point she even said I may not be answering the questions.... So for me coming across as "down home" was not enough. There were a couple of … (18 comments)

Big Canoe Buyers read this - 10/02/08 04:00 PM
Now is a great time to buy in Big Canoe. Big Canoe is North Georgia's premier Mountain community. Prices are very very good right now. If you are looking for that great retirement community or a community you can raise a family in while still being able to commute to the Nroth side of Atlanta consider Big Canoe. Look for a second home. North Georgia mountains are the closest to Florida of any Mountain destination. Escape the heat. Have your friends call you snow birds!!
Visit us on line at www.allmtnrealty.com Contact us for information. If you are thinking about a … (2 comments)

No one seriously considers bailing us out - 10/02/08 07:40 AM
As I watch the bailout debate  and the bailout bill morphing  I am struck by one thing. The boys and girls in DC say how complicated this all is . Well guess what  give the money to us. IT IS OUR MONEY in the form of taxes so give it to us. The hot blog says  take the 85 billion you gave AIG and give it to us so we can pay off our mortgages makes perfect sense. It is a lot less than 700 billion . There is precedent. After all we give 10 billion a month to a bunch … (4 comments)

Big Canoe Real Estate Update. The CIF fails - 10/01/08 07:04 AM
Recently in Big Canoe the property owners voted on an initiative to raise money for capital and other expenses. This initiative was called the Capital Initiation Fund. or CIF for short. The fund would have placed a fee on folks moving in to the community. This initiative plan spread like wild fire. It was blogged about and many Realtors talked about it in the negative. I personally was against it.
The measure was voted on and it failed by a big number. This is great news if you are considering buying in one of North Georgia's premier and affordable  communities. Did … (2 comments)

 
2011_0726_155007 Ambassador_large

Charlie Ragonesi Big Canoe homes Big Canoe, Jasper, North Georgia Pros

Big Canoe, GA

More about me…

AllMountainRealty.com

Address: 10436 Big Canoe, Jasper, Ga, 30143

Office Phone: (706) 579-1098

Cell Phone: (706) 579-1098

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog