Cynthia's Blog

FREE MEMORIAL DAY MOVIE SCREENINGS

Cynthia Hash (Keller Williams Realty) — Fri, 23 May 2008 23:04:23 -0500

Scott Mactavish, a former Hollywood insider and US Navy vet, will be screening his film GOD AND COUNTRY
this Memorial Day Weekend, Sunday and Monday at the Elks Club at Darden Towe Park in Charlottesville, VA.

5:00 pm both days.

Admission is free and open to the public.
A Q&A session with the director will follow.

More to know:

GOD AND COUNTRY: Untold Stories of the American Military
A Scott Mactavish Film
Run time: 55 minutes

American troops have a long and noble tradition of humanitarian service. From handing out candy bars and care packages to street children, to offering medical and dental care to the poor, to building churches and orphanages in third world countries... these American men and women commit thousands of hours to the service of others around the world, without expectation of gratitude or praise. GOD AND COUNTRY examines these heroes and their missions, and reveals a side of the military rarely mentioned in the mainstream media.

The film also profiles the extraordinary character of Bradley T. "Brad" Arms, a Charlottesville, VA native and Sigma Phi Epsilon fraternity brother at the University of Georgia who enlisted in the United States Marine Corps and ultimately gave his life so that others may live free of tyranny. Brad was a Marine, but also a man of strong faith who dedicated his life to the service of his fellow man.

Details : www.GodandCountry.tv

Know Your Family's Health History

Cynthia Hash (Keller Williams Realty) — Mon, 11 Feb 2008 14:32:51 -0600

Several years ago, the U.S. Department of Health and Human Services launched a campaign to raise public awareness of the importance of individuals knowing their family health history. Since many diseases can run in families (cancer, heart disease, diabetes, etc.), knowing your own family's history could help prevent your getting the disease and even save your life. For more information, visit www.hhs.gov/familyhistory. At your next family reunion, you'll have plenty to share!

By the way, here's an interesting tid bit about the American health insurance crisis. According to the AARP Bulletin*, from 2005 to 2006, there was an increase of 2.2 million Americans without health insurance coverage.

Supply and Demand in the Housing Market

Cynthia Hash (Keller Williams Realty) — Mon, 11 Feb 2008 14:31:09 -0600

We've all seen changes in the housing market lately. If you purchased a house in 2004-05, your equity is growing slower than expected due to buyers' market conditions. In a sellers' market, equity tends to grow at a higher rate of return. In 2003-05, sales prices grew about 10%-16% in the Charlottesville and surrounding areas. It tapered off to about 6% in 2006 and 2% in 2007. This shows a pattern of a housing boom for 2 years, a correction period for 2 years, now it's a more "normal" market.

It's a great time to buy if you plan on staying in your house for at least 5 years. Supply and demand determines market and price. With too much supply, buyers become more choosey or shy away from buying, prices drop, and number of Days on Market (DOM) increases. If not enough supply, demand increases, houses may get multiple offers, and prices increase.

In 2006-07, we saw an increase in supply and a decrease in demand for houses, compared to 2004-05, resulting in a decrease in # of sales and longer DOM. Homes are now averaging 30 days longer DOM than in 2005.

There's so much more I could share, but it may be better to send you a "market snapshot" of your neighborhood to show you how your home compares. If you're interested, contact me. Also, if you or anyone you know may be thinking of buying, selling, or investing in real estate, please let me put my experience to work for you or your friend.

Contact me at hash@kw.com or (434) 531-5351 or visit my website at www.findhomesincharlottesville.com for more information.

Remodeling Costs vs. Value

Cynthia Hash (Keller Williams Realty) — Mon, 11 Feb 2008 14:28:36 -0600

Thinking about remodeling your home? Many homeowners don't think about remodeling until they're ready to sell. This is wise, but, only in part. Remodeling recovery rates were down in 2007 from 2006 due to rising remodeling costs and slowing home appreciations. Currently, if a remodel is recently completed before listing it for sale, the recoup rate ranges from 60-86%, depending upon the project. This may change a homeowner's perspective - make the decision to do the remodel job based on your own personal enjoyment first, but, get an experienced Realtor's advice regarding the remodel project of choice for resale purposes in the future.

Remodeling "cost versus value" varies widely depending upon other factors in the house and the surrounding area: location, market conditions, competition, condition of the rest of the house, values of neighboring properties, and wise remodeling project decisions to maximize the rate of return. For instance, a home office remodel project will only yield about a 60% rate of return upon sale on a $25k investment. In our region, the highest remodeling recoup rates have been (approx.): $11k fiber-cement siding replacement at 89%, $9k wood deck addition at 85%, $20k kitchen remodel at 83%, and $54k basement remodel at 81%. Bottom line - keep your house up every year that you live there and it won't be so overwhelming when it's time to sell.

Buying? Consider it a 5+ year investment and let me put you in touch with a reputable lender. Selling? Contact me if you'd like a "market snapshot" of your neighborhood to show you how your home compares.

Paying Off Mortgage is Important for Financial Freedom

Cynthia Hash (Keller Williams Realty) — Mon, 11 Feb 2008 14:26:35 -0600

According to Peter Cefarati of Mahone Mortgage, LLC, financial freedom gives you more control over your life in times of economic uncertainty and rising costs. That means owning enough working assets to support you, so you have time to enjoy life, family, helping others, and give your children and grandchildren a head start to their own financial freedom. Over the years, Peter has helped many families use their real estate financing as a tool to grow their wealth.

One very viable solution to finding financial freedom is paying off your house. IF I COULD SHOW YOU A PROGRAM THAT COULD HELP YOU PAY OFF YOUR MORTGAGE IN 1/3 TO 1/2 OF THE TIME ...

1) Without refinancing your current mortgage,
2) Without changing your monthly payment, and
3) With little or no change to your current lifestyle

... WOULD YOU BE INTERESTED?

Would you like to see if you can be pre-qualified for it?

Contact me for more information: hash@kw.com, (434) 531-5351.

For an OVERVIEW of this program, go to www.U1stFinancial.net/CynthiaHash, then click on "Money Merge Account Overview" in the middle of the page. Turn up the volume and take 15 minutes of uninterrupted time to see how you can pay off your mortgage much earlier than you thought. For a FREE, No Obligation Analysis, click on "FREE Money Merge Account Analysis".

Don't wait another day ... you're paying too much interest on your mortgage!

Sign Up Now for the 2008 Regional Housing Conference

Cynthia Hash (Keller Williams Realty) — Tue, 29 Jan 2008 13:45:23 -0600

A broad coalition of organizations has come together to plan a regional housing conference to grapple with issues and develop an action agenda for our region. The Regional Housing Conference "Finding Common Ground" will provide opportunities to participate in in-depth discussions on a variety of topics, including:

Emerging housing approaches
Density & Sprawl
Community Design
Possible Partnerships
Community Land Trust
Proffers
Lending and Finance
Mixed Use/Mixed Income

The keynote speaker for the event will be Joseph R. Molinaro, Manager of Smart Growth Programs for the National Association of REALTORS® in Washington, DC. In this capacity, he manages NAR's Smart Growth efforts, which include REALTOR® training, technical assistance on land use regulation to state and local REALTOR® associations, voter surveys on growth issues, research, and publication of the On Common Ground magazine.

Event: Finding Common Ground - Regional Housing Conference
Date: Thursday, March 13, 2008
Time: 8:30 a.m. to 4:30 p.m.
Place: Covenant Church, 1025 E. Rio Road, Charlottesville
Contact: Billie Campbell, 979-7310 ext 230, bcampbell@tjpdc.org
Website: http://www.housingconference08.org/

How Can You Tell if an E-mail is Truth or Scam?

Cynthia Hash (Keller Williams Realty) — Wed, 23 Jan 2008 13:25:42 -0600

Have you ever wondered if an e-mail you have received is the truth or a scam? For example, are there really organ thieves out there stealing peoples' kidneys. Have you recently won a foreign lottery you don't remember entering? Is the IRS really paying people to take their on-line survey? Or, are students who take the SAT really awarded 200 points for spelling their names correctly?

With the barrage of e-mails we receive every day, it's difficult to tell which ones are true and which are a waste of disk space. Some of them give us a good laugh, while others can actually be used against us.

In the case of the Nigerian scam (and there are many variations of it), you receive an e-mail from a wealthy dignitary, government official or family member of such who needs help moving money from their country to an American bank. For your assistance, you are promised a hefty percentage. This is actually a real and dangerous fraud that has duped people out of thousands and hundreds of thousands of dollars. It plays on peoples' "get something for nothing" mentality.

Perhaps you have received an e-mail from your financial institution or credit card company indicating "unusual activity" on your account and the need for you to log in and unlock it. Or, a request to re-verify your information. This is a phishing scam intended to steal your personal, non-public information, which can lead to identify theft.

A good rule of thumb is, if you did not initiate contact with your financial institution, do not reply to an e-mail (or even a phone call) until you verify it is legitimate. Credit cards and banks will NEVER ask for your personal information via e-mail.

Before you act on, forward or even believe something you receive by e-mail, check out http://www.snopes.com/. Snopes covers the latest scams, urban legends, fallacies, misinformation, old wives' tales, strange news stories, rumors, celebrity gossip and similar items being propagated through e-mail. Not only will you be wiser, but friends and family will thank you for not clogging up their in-boxes with false information.

Please visit my website and blog at www.FindHomesInCharlottesville.com for information on housing and demographics in Charlottesville, VA, as well as helpful information on a variety of topics.

Are Boomers Adequately Planning for Parents' Long-Term Care?

Cynthia Hash (Keller Williams Realty) — Tue, 22 Jan 2008 21:57:52 -0600

A recent study conducted by AARP indicates that less than half of women baby boomers have begun planning for their parents' care as they age.

The study, according to Laura Skufca of AARP Knowledge Management, found that:

Approximately 2/3 of the 629 survey respondents have talked with their parents about living independently as they age. Only 40% have actually begun to plan. 2/3 also believe their parents could afford assistance.
Only 17% of respondents considered their parents moving into a nursing home. The remainder mentioned their parents moving in with them or providing paid help to ensure continued independent, in-home living.
More than half of those surveyed have begun considering their own long-term needs as they age.

For the complete article, visit The Mature Market by clicking here. For more articles and resources for seniors and their caregivers, visit my Caregivers Library at http://www.cynthiahashcares.org/.

Regional Housing Conference – SAVE THE DATE!

Cynthia Hash (Keller Williams Realty) — Thu, 10 Jan 2008 09:31:49 -0600

For those of you in the Charlottesville, VA and surrounding areas, there is a very important conference coming up that will focus on critical housing issues. I'd like to invite everyone who can to attend this Regional Housing Conference.

     DATE:                          Thursday, March 13, 2008
     TIME:                           8:30 a.m. to 4:30 p.m.
     LOCATION:                 Covenant Church, 1025 E. Rio Road, Charlottesville, VA 22901
     CONTACT:                  (434) 979-7310 or e-mail info@tjpdc.org

This conference will focus in-depth on issues such as: emerging housing approaches, density and sprawl, community design, possible partnerships, community land trust, proffers, lending and finance, mixed use/mixed income. If you are a Realtor, business person, public official, lender, builder, developer, architect, site planner, consumer, community leader or just a concerned citizen, you need to attend this important Regional Housing Conference. I hope to see you there!

Is Now a Good Time to Invest in Real Estate?

Cynthia Hash (Keller Williams Realty) — Mon, 07 Jan 2008 18:20:45 -0600

A loan consultant I work with sent me an article about opportunities in 2008. He recently saw Donald Trump on TV answering real estate questions and said that Trump believes residential real estate prices will bottom out sometime this summer and that people should start actively pursuing the buying process now.

Is this a good time to invest in real estate? Following is a summation of a talk show done by Jean Chatzky, Financial Editor and a TODAYShow.com contributor, with reporting by Arielle McGowen.

Interview of Robert Kiyosaki ("Rich Dad, Poor Dad"). According to Kiyosaki, now is as good a time as any to buy. Many experts continue to predict a decline in the housing market, but according to Kiyosaki and Trump, plummeting prices make buying more lucrative. But, investing in rental properties requires know-how, good credit, knowing your local market and an understanding of what you're getting into. To turn today's market to your advantage:

GET YOUR CREDIT IN SHAPE - If you have less than stellar credit, take the next 12 months to improve your credit score before investing. Pay your bills on time, turn down offers of new credit and reduce outstanding balances.

STUDY UP - Before you plunge into real estate investing, read up-to-date books on the subject. Then, visit in person any areas in which you want to invest. You can also look in the classifieds. Look at a variety of properties. What are they renting for? How much is insurance? Property taxes?

SPOT A GOOD INVESTMENT - Look for areas where you, yourself, would be willing to live. Look at crime rates and walk neighborhoods during the day and after dark. What is the age of the property? Get an inspector who can spot structural problems. If your inspector finds any issues, depending on their severity, you may be able to use them to negotiate a lower price. If too severe, you may want to walk away.

START SMALL - For example, consider a duplex. Live in one side and rent the other.

FOCUS ON CASH FLOW - Think in terms of cash flow rather than capital gains, says Kiyosaki. Add up your mortgage, taxes, insurance and maintenance costs, then subtract that figure from what you can reasonably charge for rent. Whatever is left is your salary. (Hint: fixing things yourself can help increase your profit).

(For the complete article "GOOD TIME TO BECOME A REAL ESTATE MOGUL?", see http://www.msnbc.msn.com/id/22222758/)

Decorating Holiday Garlands

Cynthia Hash (Keller Williams Realty) — Mon, 03 Dec 2007 12:54:56 -0600

Christmas is a beautiful time of year and one in which many of us spend extra time decorating our homes and yards. Garlands can be an inexpensive way to decorate doorways, stair rails, pillars, mantels or even for framing pictures.

Creating your own holiday garland can be completed in just one afternoon, depending on the length of the garland. Here are some garland decorating tips, courtesy of Lowe's Realtor Benefits*:

Decorate evergreen garland with flowers or poinsettias, holiday picks, ribbons, beads, berries, pine cones and other small holiday items. Select a length of fresh or artificial garland and begin at one end weaving the items through and around the greenery. Wired ribbons work best. Attach florist's bows throughout the garland and continue adding picks, berries, wheat or other accessories. Secure small items with florist's tape or wire.
For carnation garlands, cut the flower stems off just below the buds. String a length of double thread on a needle (as long as you want the garland to be) and then string the buds together by pushing the needle through them and out the tops of the flowers. Tie the ends of the garland together, if desired, and store it in the refrigerator until ready to use.
For fruit and candy garlands, use a combination of dried orange slices, popcorn, pine cones, cinnamon sticks and cranberries to make it natural. Or, string together wrapped peppermint candy, pretzels, gumdrops, candles and red licorice. Use double thread and a needle to string everything together, then tie the ends of the garland together, if you wish.
Keep your garlands greener and fresher by using sharp, clean cutters to cut branches and then immediately putting cut ends in water until ready to use. Crush the ends of woody stems to allow the cutting to soak up more water. Immerse greenery in water overnight before arranging so the cuttings can absorb the maximum amount of moisture. Be sure to keep the greenery out of sunlight.

For more decorating and home improvment tips, visit http://www.findhomesincharlottesville.com/ and click on "News You Can Use." And, if you have a client who is moving and is in the market for a new home in the Charlottesville, VA or surrounding areas, please give me a call at (434) 220-2251. I'd love to put more than 20 years of real estate experience to work for them!

*Reproduced with permission - http://www.lowesrealtorbenefits.com/.

“FREECYCLE” YOUR UNWANTED ITEMS

Cynthia Hash (Keller Williams Realty) — Wed, 07 Nov 2007 16:08:11 -0600

Do you have items at home or work that you'd like to get rid of, but they still have life in them? Don't throw them away - FREECYCLE them by joining the Freecycle Network at http://www.freecycle.org/ and post what you want to give away or for something you need. By freecycling, you help the environment by reducing landfills. According to their website, "The Freecycle concept has since spread to over 75 countries, where there are thousands of local groups representing millions of members -- people helping people and 'changing the world one gift at a time'. As a result, we are currently keeping over 300 tons a day out of landfills!"

Chris Slade to Speak in Charlottesville, VA to Help Local Kids!

Cynthia Hash (Keller Williams Realty) — Sun, 04 Nov 2007 13:04:07 -0600

For those of you in Virginia or D.C. area who would like to attend, former UVA Defensive End and New England Patriot Chris Slade will appear on Friday, November 9th, at the Monticello Event and Conference Center at the first annual Hope Foundation Sports Banquet. The event will benefit the Hope Community Center in Charlottesville, VA and is $250 per table or $35 for individual tickets. Dinner will be included as well as remarks from Chris - and a Drama, too. The Event is from 7 p.m. to 9 p.m.

WHEN: November 9, 2007 - from 7 - 9 p.m.

WHY: Celebrating Hope Community Center & Its Future (to provide programs such as teaching English to adults & children who are new to this country, after school homework & exercise for neighborhood children, & more) http://www.rosefellowship.org/work/hopecommunitycenter/

WHERE: Monticello Event & Conference Center, 201 Monticello Ave. (Near ACAC downtown)http://www.MonticelloEvent.com/

COST: $250 per table of 8 or $35 per person (Dinner Served, Slide Show, Various Speakers)

CONTACT: Lori-Ann Strait, 434-825-1404, for payment & reservations

DEADLINE FOR PAYMENT & RESERVATIONS: Tues., Nov. 6, 2007, 11am

STOP UNSOLICITED PHONE CALLS WITH THE DO NOT CALL REGISTRY

Cynthia Hash (Keller Williams Realty) — Thu, 25 Oct 2007 09:29:51 -0500

Here is some information that might be worth passing on to family, friends and clients who may not be aware of this service. You can help stop unwanted phone solicitations by registering your phone number on the National Do Not Call Registry. Your registration is good for 5 years before you need to re-register. Go to http://www.donotcall.gov/ or call 1-888-382-1222 to verify that your number is on the list. Most telemarketers should not call your number once it has been on the registry for 31 days, and if they do, you can file a complaint at the website above. According to the Do Not Call website, there are some organizations that are exempt, such as: calls from or on behalf of political organizations, charities, and telephone surveyors. Also, calls from companies you have given permission to contact you or with which you have a business relationship.

You can register your home or mobile phone for free. Click here to get started: Register Now

Some Issues We Face as America Ages

Cynthia Hash (Keller Williams Realty) — Sat, 04 Aug 2007 17:06:58 -0500

Whether we like to face it or not, part of our job in real estate will most likely, at some point, involve helping a family face the changing needs brought on by an aging loved one. This may involve helping them trade in a multi-story home for a one-level unit. It may involve selling a property to help pay for an assisted living facility. And, unfortunately, the family may be facing making the difficult decision of nursing home or alzheimers care.

As a Seniors Real Estate Specialist, I am involved with organizations in the community who are committed to helping families who are facing difficult decisions brought on by aging or illness. I would like to share some of the resources I've been accumulating with the hope that it will help others in the Active Rain community who may be dealing with clients who are facing these very issues.

If you follow this link: http://www.findhomesincharlottesville.com/links--articles.asp, you will find articles in .pdf format that deal with topics of selecting a nursing home, medicaid fact sheets, nursing home checklists, as well as links to reports such as the U.S. Nursing Home Registry and violation reports, planning for elder care, Medicare/Medicaid certified nursing homes and more. And, for even more helpful information in dealing with issues affecting seniors and caregivers, feel free to visit my free community service website at www.CynthiaHashCares.org.

I hope this information will help someone. And, please feel free to share things with me that you have found helpful in dealing with these issues.

Protecting Your Land With A Conservation Easement

Cynthia Hash (Keller Williams Realty) — Fri, 03 Aug 2007 12:14:20 -0500

If you own a farm or parcel of land, did you realize that you can protect the natural beauty and resources of that land for your future generations to enjoy? With the gift of a conservation easement, you can permanently protect your land and may be eligible for tax benefits.*

A conservation easement is a land preservation agreement between a landowner and a governmental or non-profit conservation organization that places permanent limits on the future development of a property in order to protect the conservation values of the land. The easement terms are negotiated between the landowner and the land conservation organization. Except for rights explicitly given up in the agreement, the landowner continues to own, use and control the land.

There are significant tax incentives associated with a conservation easement donation. For many donors, this translates into substantial savings on federal, state, estate and local property tax bills. This can help make the land more affordable for heirs to keep in the family.*

There are many reasons to preserve the natural beauty around us. Click here to read the full brochure on conservation easements. For more information on how you can donate land for conservation, contact the Piedmont Environmental Council's Land Conservation Program at (540) 347-2334 or e-mail landconservation@pecva.org. You may also visit their website at http://www.pecva.org/.

This information was taken from the brochure "Protecting Your Land With A Conservation Easement" from the Piedmont Environmental Council. Neither the PEC nor Cynthia Hash is offering tax advice. Please consult your attorney and/or accountant for professional advice.

BEWARE - Latest E-mail Virus Scam

Cynthia Hash (Keller Williams Realty) — Mon, 23 Jul 2007 17:38:09 -0500

For those of us who do much of our correspondence through e-mail, it's important to keep abreast of the latest viruses, spam and scams. The Washington Post recently ran an article about the latest virus spam to hit e-mail boxes - about 275 million since July 2.

The computer virus is concealed in a link to an online greeting card, which appears to have come from a friend, family member, school mate, neighbor, fellow worshipper, etc. If you click on the link that is given in the message in order to "view your e-card," it actually uploads a virus to your computer.

The article says, "Now that consumers generally know about the dangers of opening attachments from unknown senders, some hackers have turned to using links instead. Web site links don't generate the same level of suspicion among Internet users, as consumers regularly send online gift cards, share online photo albums and offer birthday wishes via e-mail."

If you receive one of these greeting card e-mails and you don't know who it's from, it's best to just delete it. (To read the full article, please follow this link: http://www.washingtonpost.com/wp-dyn/content/article/2007/07/20/AR2007072002116.html?referrer=email ).

Relocating an Aging Loved One

Cynthia Hash (Keller Williams Realty) — Mon, 16 Jul 2007 17:58:04 -0500

If it's no longer safe or reasonable for your loved one to live at home, he or she may find moving to a new place to be a difficult adjustment.

Multiple surveys suggest that America's elderly would prefer to "age in place." In other words, these individuals would like to spend the rest of their lives living in their current homes or neighborhoods. Unfortunately, at some point most seniors do have to move.

Older Americans move for a variety of reasons, but regardless of the reason, older individuals often relocate because the new environment is more attractive. A new residential area can be more attractive because it:

Is closer to family and friends
Offers a better climate
Offers continuity of lifestyle or culture
Offers better or needed health care options
Provides access to recreation or leisure activities

Before your loved one decides to relocate, there are some important questions, emotions and adjustments you should discuss with him or her ... please click here to read the full article in my Caregivers Library.

For more helpful articles and resources, feel free to utilize my Caregivers Library at www.CynthiaHashCares.org. The Caregivers Library is a free online resource.

Welcome to My Caregivers Library!

Cynthia Hash (Keller Williams Realty) — Fri, 06 Jul 2007 19:36:00 -0500

As a Seniors Real Estate Specialist, I am very aware of the special needs and life-changing decisions facing caregivers and those for whom they are caring. That is why I have provided my free Caregivers Library at http://www.cynthiahashcares.org/. The Caregivers Library is one of the most extensive online libraries for caregivers that exists today. It consists of hundreds of articles, forms, checklists and links to topic-specific external resources. It even includes a section for employers. You'll find additional resources and information by clicking on specific tab headings at the top of every page. Of special interest is the tab heading "Free Tools" where you will gain fast and free access to the most popular articles, reports and tools in the library.

I invite you to visit my Caregivers Library. And, please feel free to refer your clients to use the information and tools. Although the Local Resources section pertains mainly to Charlottesville, Virginia area, the other tools and links will be helpful. If you have a client you need to refer to a Realtor/SRES in the Charlottesville or surrounding areas, please let me know. You can call me at (434) 531-5351 or e-mail hash@kw.com. Thanks.

Welcome to My Caregivers Library

Cynthia Hash (Keller Williams Realty) — Fri, 06 Jul 2007 19:30:20 -0500

I invite you to visit my Caregivers Library. And, feel free to refer it to your clients, as they may find some very helpful information and tools. The Local Resources section is specific to the Charlottesville, VA area, however. If you have a client you need to refer to the Charlottesville area, please don't hesitate to give me a call at (434) 531-5351 or e-mail hash@kw.com. Thanks!

Cynthia Hash, Realtor/SRES

What's the impact of caregiving on your business?

Cynthia Hash (Keller Williams Realty) — Fri, 06 Jul 2007 13:42:52 -0500

Caregiving negatively affects morale, productivity, and costs. And, as a result of family caregiving responsibilities, a tremendous amount of talent, loyalty, and institutional knowledge leaves the workforce every day - either temporarily or full time.

Following are a few brief - yet eye opening - statistics on how this rapidly growing issue impacts businesses.

For the full report, download Business, Caregiving, and the Bottom Line in .pdf format.

For more information on issues impacting seniors and their caregivers today, please visit my free Caregivers Library at http://www.cynthiahashcares.org/. For topics specific to employers, click on "Employer Programs" at the top. For helpful resources in the Charlottesville, VA and surrounding areas, please visit the "Local Resources" section.

Broker Agent News

Cynthia Hash (Keller Williams Realty) — Tue, 26 Jun 2007 09:50:08 -0500

You may already be familiar with this, but just in case ... here's an on-line newsletter I just signed up for. Looks like it may have helpful information. Save time and increase your success by visiting Broker Agent News - www.BrokerAgentNews.com - and signing up for their free e-letter. They receive dozens of residential and commercial real estate articles from many of the top information providers and only send out the best available information.

Hope you find this information useful. And, please let me know if you have any clients moving to the Charlottesville, VA area and need a Realtor or SRES to refer them to. I do nationwide referrals and would be happy to help. Thanks!

Cynthia Hash, Realtor/SRES
www.FindHomesInCharlottesville.com
www.CynthiaHashCares.org
Keller Williams Realty
(434) 220-2200
hash@kw.com

Welcome to My Caregivers Library

Cynthia Hash (Keller Williams Realty) — Sat, 23 Jun 2007 13:45:13 -0500

As a Seniors Real Estate Specialist, I am very aware of the special needs and life-changing decisions facing caregivers and those for whom they are caring. That is why I have provided my free Caregivers Library at www.CynthiaHashCares.org. Not only will you find many helpful resources on this site, but I can also help you assess the various options available for your loved one when it comes to their housing needs. Life changes can be scary, especially when dramatic transitions are involved.

The Caregivers Library is one of the most extensive online libraries for caregivers that exists today. It consists of hundreds of articles, forms, checklists and links to topic-specific external resources. It even includes a section for employers. You'll find additional resources and information by clicking on specific tab headings at the top of every page. Of special interest is the tab heading "Free Tools" where you will gain fast and free access to the most popular articles, reports and tools in the library.

I invite you to visit my Caregivers Library. And, please let me know what you think!