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investors: Credit Rating More Important Than Ever!! - 10/09/08 02:38 PM
With lenders tightening the reigns on credit these days, it has never been more important to have a good credit rating.  Here are a few useful tips that can help you obtain and then maintain the highest credit rating.
What goes into your credit score? 
Payment History (35% of the rating) Length of Credit History (15% of the rating) New Credit (10% of the rating) Types of Credit Used (10% of the rating) Debt (30% of the rating) (try to keep all balances below 50% of high credit limit)  Pay all bills on time.  This is probably the most important factor … (1 comments)

investors: Where is the bottom of this market? - 10/08/08 12:22 PM
Every time you open the paper or turn on the computer it seems like there is only bad news on the economy.  The stock market is down over 35% over the past year, and home prices have also declined.    In a recent survey it was reported that over 60% of Americans think a depression is likely.  While the economy is facing some very tough times, and the financial and real estate sectors are not functioning properly, the economy as a whole is not like to fall into a depression.  A recession, yes.  It is my opinion that most people have panicked and … (5 comments)

investors: The Bailout Plan--What do you think? - 09/30/08 03:49 PM
I am writing this to see what other folks in our industry think of the bailout.  Most people are against it, but I feel that most people do not truly understand the magnitude of our countries financial situation, nor do they understand how the bailout will actually work.  The biggest misconception I hear is that the government is giving 700 billion dollars to the banks.  This is simply not the case.  The plan (which as of this writing is still yet to pass Congress) is meant to buy the troubled mortgage backed assets from the banks.  This will give the financial … (7 comments)

 
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CHRIS HAYNES

Mount Juliet, TN

More about me…

Peoples Home Equity Inc.

Address: 2685 North Mount Juliet Rd, Mount Juliet, TN, 37122

Office Phone: (615) 288-4452

Cell Phone: (615) 945-3994

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