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current market: Blue Ink vs Red Tape a.k.a. FHA vs Subprime - 03/29/08 11:29 AM
I've seen so many mixed opinions over the recurring strength that FHA Lending Programs are having and gaining in the current market and oddly to me as a veteran of HUD's programs the majority of those opinions are negative! 
It has always been my experience in the business that mortgage professionals are intimidated and annoyed by government lending programs and practices.  With easy money lying around in the sub-prime market why would they have extra disclosures signed and deal with specific appraisals and appraisers when they could just take the file elsewhere?  Well the idea that they could have made more … (38 comments)

current market: Blue Ink vs Red Tape a.k.a. FHA vs Subprime - 03/28/08 11:07 AM
I've seen so many mixed opinions over the recurring strength that FHA Lending Programs are having and gaining in the current market and oddly to me as a veteran of HUD's programs the majority of those opinions are negative! 
It has always been my experience in the business that mortgage professionals are intimidated and annoyed by government lending programs and practices.  With easy money lying around in the sub-prime market why would they have extra disclosures signed and deal with specific appraisals and appraisers when they could just take the file elsewhere?  Well the idea that they could have made more … (0 comments)

 

Chaz Ramirez

Atlanta, GA

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DE Underwriter, Trainer, HUD Title II Approval Consultant

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