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hawaii short sales: Mililani Mauka Short Sale SOLD at $680,000! | 95-1032 Pahaku Street Mililani Hawaii 96789 - 07/23/10 01:04 PM
For those that dislike to do Short Sales...I'm here to tell you I do too!  It's a lot of paperwork, time spent on phones and a LONG tedious process to get from start to finish.
BUT......
There are exceptions though. I had the pleasure to work with a fine upstanding family who wanted to do the right thing. They had no choice but to list as a short sale after finding out through an independent appraiser that their home was not worth what they bought it for in 2007.
And there are the exceptions for those servicers at the borrower's lending … (10 comments)

hawaii short sales: Isn't It the Lender Who Decides DEBT FORGIVENESS? - 06/20/10 05:51 PM
Along  my path in the real estate industry I learn and continue to learn. I know that going above and beyond and being a detailed Realtor Associate® leaves me respected by many.  I came into the market at the start of the boom and weathered the storm during the downturn and I am at the point in my career where I am ‘stable'.
I make a good living, I make sure to allot time for me, time for family and I certainly do not take on more than I can handle. I have control issues (which I'm sure many will agree … (43 comments)

hawaii short sales: Respectable Homeowners Disheartened By Treatment - 05/20/10 03:50 PM
We've heard many stories about how unfortunate circumstance befall a household where they no longer can afford to pay their mortgages.  We've heard many stories of trying to ‘beat the system' or walking away from a home they no longer want. We've all heard ...and seen....the disarray of a home for those that just no longer cared because the bank would not help them modify their payments or help them through a short sale.
Well, there are homeowners out there who are trying to do the right thing and continue to pay their mortgages until the dying end. They've depleted their … (17 comments)

hawaii short sales: Mililani Home for Sale! | Hawaii Short Sale | Excellent at $690,000! - 04/15/10 02:32 PM
Mililani Mauka Home for Sale | 95-1032 Pahaku Street 96789 95-1032 Pahaku Street, Mililani, HI 96789 View Map Centrally located on the island of Oahu in Mililani Mauka, this immaculate 4 bedroom (with additional second floor family room) in Mililani Mauka is here for your viewing. Enter the home and notice the first floor is wood laminate flooring throughout. View from the living area to the open dining/family room area. With a large open kitchen and island there are many upgrades including brand new stove and side by side refrigerator and pull out drawers/storage throughout bottom cabinets and island. With loads … (3 comments)

hawaii short sales: Remember That We ALL Started Somewhere in Real Estate - 12/25/09 12:45 PM
It's Christmas Day and I'm drinking a cup of the Chocolate Caramel Macadamia Nut Coffee that Randy L. Prothero - Hawaii REALTOR® (Century 21 Liberty Homes)  gave us.  It's a clear morning and this Christmas Day is projected to be a beautiful clear day.  BUT....That could change in an instant like anything else in life.
I'm reflecting over the last few days here so bear with me.
For one,  EVERYONE has to start somewhere. I for one was new to the Short Sale Market.   IT TOOK LOTS OF RESEARCH and LOTS of phone calls but my broker and other agents (from … (58 comments)

hawaii short sales: Bank of America Sucks - 12/23/09 08:12 PM
Bank of America Sucks. That's what the name of this group is on another real estate blog site and it got me to thinking about Bank of America short sales that take 6 months and longer to complete.  
Who knows what the reasons are that Bank of America has so much on their plate that they can't get an answer to the agent representing the seller and their customer.  Now this is like months down the line after a negotiator has been assigned.
Who knows why Bank of America "loses" short sale packets (of 80+ pages) that are faxed and we … (31 comments)

hawaii short sales: LOTS OF HARD WORK and PATIENCE = Hawaii Short Sale Success - 11/19/09 10:51 AM
During the beginning of the year the Hawaii Short Sale listings were abundant!  I had tried in vain to get buyers into a 'great deal' althought the time constraints did not work out. Contract after contract and denial after denial. People were fighting over short sales and only the patient ones survived.
By July a Hawaii Short Sale listing I have with another agent 'got into contract' and it was finally approved.
By August another listing 'was in contract' and recently the seller gave up.
One buyer put in a contract in late August and another in early September.....BOTH Short Sales … (15 comments)

hawaii short sales: How to Be a Happy Hawaii Short Sale Home Buyer - 10/30/09 12:53 AM
After working diligently the last few month with short sale buyers I am pleased to announce that recently  two of my Hawaii Home Buyers finally got approved for short sale properties!  For most of 2009 it's been hard to get Hawaii Relocation clients into contract. For one, they are just relocating here to Hawaii and it's been a long trip and they just want to get into a home.

On the other hand, local area residents are already in a home and in these two cases they wanted to REALLY buy a home and had time to wait for a … (11 comments)

hawaii short sales: Why You Gotta Lie to Me? Short Sales in Distress..... - 09/28/09 07:19 PM
It's bad enough that Hawaii Short Sales take a long time but of course with patience forthcoming on all ends. The buyers wait patiently, the sellers hoping they'll be helped and all agents diligently doing their jobs to ensure a smooth and successful transaction.
Until the lying starts..........
Documenting every conversation and getting everything in writing is next to impossible if the negotiator does not return calls or give a courtesy email. We rely on speaking to 'representatives' who go back in the file to read what was 'said' or done before that phone call. 
But I do my part and … (28 comments)

hawaii short sales: LOST Contracts and Friendly Voices - 08/20/09 01:46 PM
Surely, we have to go above and beyond in trying to help those from going through a foreclosure. The work is hard and tedious although we struggle through the MANY curveballs a short sale will surely have through the process.
Two contracts come in for two different short sale listings and are accepted by the sellers. Two short sale packets are submitted to the lender for each property. BOTH contracts and short sale packets are  ‘lost' through the first submission and the second packet was ‘lost' twice.  I'd just about had it but know it's in everyone's best interest (including to … (14 comments)

 
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Celeste "SALLY" Cheeseman, RA, CRS, HAWAII Real Estate & Relocations

Mililani, HI

More about me…

Century 21 Liberty Homes

Address: 95-221 Kipapa Drive Ste. E-3, Mililani, HI, 96789

Office Phone: (808) 625-1776

Cell Phone: (808) 375-1404

Email Me

Reading my blog will give you the human side of this Real Estate Industry Professional as well as allowing you to walk beside me through my writing about Hawaii Real Estate & our Local Area. As a resident of Honolulu County Hawaii for 42 years you will get a tour of a lifetime. Specializing in Hawaii Relocation Military VA Home Buyers you can be rest assured you will be in good hands. I LISTEN to YOUR needs and give you sound advice. Hawaii Relocations, Hawaii Military Relocations, Mililani Hawaii Real Estate, Living in Hawaii, Army Navy Air Force Marines in Hawaii. Read more at www.cheesemanhomes.com



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