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va home loans hawaii: VA Approved Condos WITH or WITHOUT Conditions - 07/27/11 01:00 PM
Checking out the VA Site to make sure the condo/townhouse your VA Loan buyer is purchasing is approved is one thing. Trying to get an answer on just what those conditions are and why the AOAO has a pending special assessment and what the costs are going to be are another.
Call (or email) the VA office in your area to find out what the ‘conditions’ are and hopefully you will get an answer so you can get your client to see the property and put in a contract when there are multiple offers going in.

Call (AND email) the … (9 comments)

va home loans hawaii: Hawaii Relocation Clients DO Read MY ActiveRain Blog - 12/21/08 11:26 PM

I've been a member of ActiveRain since 2007 and I started the year of 2008 wondering if My ActiveRain Blog would be read by more consumers and Hawaii Relocation clients. During the first half of the year I had two clients who contacted me after reading My ActiveRain Blog inquiring about purchasing their first condo and single family home.
Right off the bat I asked them if they found me through My ActiveRain Blog and they said they read a story about Mililani Condos and Hawaii VA Loans.
These clients contributed to a successful year for me and all because of my ActiveRain Blogging.  Since then I … (42 comments)

va home loans hawaii: Hawaii Home Buyer | Negotiating Hawaii Real Estate Contracts - 11/06/08 11:54 AM

Buyers who are relocating to Hawaii hop on the airplane and bring along with them the mindset that all housing markets are the same nationwide. The media has given the consumer a NATIONWIDE view of the housing market and it's not factual information after crossing the Pacific Ocean. The media has given the consumer wrong information because each and every neighborhood presents a different LOCAL market. Each city has different statistics for their housing market and goes right down to each state has their own statistics for their economy and the reasons why.
Yes, we all are experiencing some difficult … (33 comments)

va home loans hawaii: Acquiring The Golden Egg - 10/17/08 12:10 AM
Bank owned properties can be a great deal and bargain for your client but keep in mind that the best thing you can do for your client is getting them a credit for a lot of their closing costs. And you ask WHY? Pay close attention to those 17 page counter offers from the bank.
The Bank (Seller) most likely will not pay for any repairs. The Bank most likely will not pay for association or condo association docs (And VA loans NEED certain documents so your client will end up paying for the documents) The Bank most likely will not pay for … (49 comments)

va home loans hawaii: It's to DIE For! - 10/07/08 10:00 AM
Wow! A great price in an area that's in a 'slightly declining market' and this property IS to die for! It's beautiful and just what my client wanted! Beautiful home in this "slightly decling market neighborhood". So I sit and wonder what some people are thinking when some odd things come out of their mouths.
You gotta wonder what you're getting into when the seller's agent says:
"Well, I don't know if the seller is going to accept a VA loan". Huh? (I already checked the tax records and it says the seller bought with a VA loan) Within a couple hours I … (75 comments)

va home loans hawaii: Hawaii VA Loan Process: BE PREPARED! - 10/03/08 11:49 AM

There is no doubt that Military Relocating to Hawaii need housing and most active duty and vets are still taking advantage of their VA Guaranteed Loan.
VA Guarantees a percentage of the loan and you still have to go through a Lender that actually does do VA Loans and it is for your OWN PERSONAL USE. (not all banks, credit unions and loan companies do VA Loans). The Veterans Administration Guaranteed Loan is most likely the best choice for most miiltary because they can do 100% financing and roll the funding fee into the loan. For disabled vets who are … (23 comments)

va home loans hawaii: Flu, Blue and New Client - 07/19/08 09:06 PM

 
 
When you're sad and blue
And you got the flu
Rest, recuperate.....
......... and get a new client.
~~~~~~


So....what do you folks do when you're sick?  Since my husband & I awoke Thursday morning we've been feeling icky. Yeah, the flu. Gary's is compounded with congestion.
I'm one of those people that refuses to lay down all day. So on Thursday I blogged as much as I could and then the rest of the afternoon we were in bed. Then I did a few emails and such and went back to bed.
Yesterday, I managed to … (24 comments)

va home loans hawaii: Hawaii Real Estate - Permits, Licensed Contractors, Lenders and MORE! - 07/18/08 09:38 PM
Whenever a transaction closes where I represented the Hawaii Home Buyer I make sure and let them know that whenever they decide to do anything to the home (i.e. addition, electrical, plumbing, walls and so forth) to make sure they have licensed contractors doing the job!
Why?
Because when you try and sell your home later on you don't want problems arising!
(EDIT):  As one example:   With VA loans they are particularly strict about additions with no permits and major electrical work done by Joe the Handyman.
They are meticulous when appraising the home and look at EVERYTHING in and out of the … (30 comments)

va home loans hawaii: This Realtors® Perspective: Hawaii Military & the VA Loan - 06/20/08 11:43 PM
Honolulu County IS of the whole island of Oahu in the Hawaiian Islands. With 50+ Hawaii Military Bases and Installations on our island alone, you can guaranty that the VA Guaranteed Loan is the way to go for the Hawaii Military Veteran purchasing their piece of Hawaii and paradise with a place they can call home.
(picture to left is the model of the USS Arizona Memorial depicting the ship under water and the memorial above at Pearl Harbor Hawaii)
Remember, VA Guarantees a percentage of the loan and you still have to go through a Lender that actually does do VA … (28 comments)

va home loans hawaii: Hawaii Veterans | Hawaii VA Loans | Don't Forget Hawaii Vets! - 04/07/08 12:05 AM
Spark Matsunaga (former Senator of Hawaii) Department of Veterans Affairs is located at Tripler Army Medical Center in Honolulu. With The VA Pacific Islands Health Care System (VAPIHCS) Honolulu serving approximately 127,600 veterans in Hawaii AND the Pacific Islands I commend the work they have done to help the Veterans of the Armed Forces. 
My son served in the Armed Forces and he was on the USS Kitty Hawk in the Persian Gulf when the war broke out on March 19, 2003. It was his 23rd Birthday.
When he came home the summer of 2006 he started the process for VA Benefits so … (33 comments)

va home loans hawaii: The ART of Hawaii Relocations - 11/04/07 02:53 PM

www.localism.com featured article 
Relocating to Hawaii? With our warm climate and breathtaking scenery it's no wonder why everyone (including locals) call it "Paradise"!  Hawaii is the choice of many people who prefer a tropical setting to live out their retirement years. It also becomes everyones favorite Hawaii Relocations spot when transferring to the military bases in Hawaii including the Schofield Army Base, Wheeler Army Air Field, Pearl Harbor Navy Base, Hickam AFB, or Kaneohe Marine Corp Air Station.
Education, Information and a Good Realtor® is The Art of Hawaii Relocations.
Do your homework if you are contemplating a Hawaii Relocation. Check out employment options, schools, plan a trip (if you … (42 comments)

 
Small Ambassador_large

Celeste "SALLY" Cheeseman, RA, CRS, HAWAII Real Estate & Relocations

Mililani, HI

More about me…

Century 21 Liberty Homes

Address: 95-221 Kipapa Drive Ste. E-3, Mililani, HI, 96789

Office Phone: (808) 625-1776

Cell Phone: (808) 375-1404

Email Me

Reading my blog will give you the human side of this Real Estate Industry Professional as well as allowing you to walk beside me through my writing about Hawaii Real Estate & our Local Area. As a resident of Honolulu County Hawaii for 42 years you will get a tour of a lifetime. Specializing in Hawaii Relocation Military VA Home Buyers you can be rest assured you will be in good hands. I LISTEN to YOUR needs and give you sound advice. Hawaii Relocations, Hawaii Military Relocations, Mililani Hawaii Real Estate, Living in Hawaii, Army Navy Air Force Marines in Hawaii. Read more at www.cheesemanhomes.com



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