50/30 Balloon available with credit score as low as 560

5/6 ARM available

1 Year Full Documentation available for both wage-earner and self-employed borrowers

90% CLTV with a 550 credit score - Full Doc

80% CLTV with a 500 credit score - Full Doc

Loan amounts up to $1.5mm

Bankruptcy - Chapter 7, one day discharged

Collections and Charge offs - 12 months - do not need to be paid

No property seasoning requirements at 80% CLTV

Co-borrowers with credit scores below 500 Full Doc

Use the higher credit score of a borrower who contributes at least 30% of household income

Contact Cheryl via email at cherdoninvestments@verizon.net

Please include your credit score, gross income (for co-borrower, also, if you have a co-borrower), and approximate debt owed.