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sf real estate: Changes Coming in August to SFAR MLS Map Including renaming of S.F. neighborhoods - 07/16/10 03:28 PM
Changes Coming in August to SFAR MLS Map including renaming of some S.F. neighborhoods
 
san francisco victorian row It's taken some time but the San Francisco Association of Realtors is updating the S.F. neighborhood district map!
Now, it won't be all inclusive of the approximate 100+ names the locals have given (officially & unofficially) but it's a start!
Per SFAR:
Newly Added Districts, Carved Out of Existing Districts: •    9G (Yerba Buena), carved out of portions of 9f (SOMA).
•    10M (Candlestick Point), carved out of portions of 10K (Bayview Heights).
•    10N (Little Hollywood), carved out of portions of … (1 comments)

sf real estate: What an amazingly beautiful day in San Francisco! - 03/13/10 08:02 PM

 
Today was an amazingly beautiful, sunny, clear day after Friday's big storm cleared through.
These dog kids were certainly happy as was I showing fabulous San Francisco real estate with crystal clear views of Marin County and the bay.
And this is why in part our real estate is so expensive!  We just have to tolerate a fairly small number of wet days mixed in with occasional chilly nights & fog.  I'll take it!
Hope you had a chance to get out there and enjoy!
 
 
Posted by: Cheryl Bower, Realtor , GRI, ABR Cell 415.999.3450
cheryl@cbower.com DRE … (3 comments)

sf real estate: Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010 - 02/03/10 12:02 PM
Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/29/2010

Rates are still really low! This is definitely helping some of my buyers get into our pricey S.F. real estate market.
 
30 Yr Fixed Conforming to $417K 4.750% "1.000" POINTS APR = 4.961%
 
30 Yr Fixed Jumbo to $729,750. 4.875% "1.250" POINTS APR = 5.035%
 
30 Year Fixed Jumbo to 1 Million 5.875% "1.250" POINTS APR = 6.103%
 
5 Year Fixed Jumbo to 1 Million 5.125% "0.000" POINTS APR = 5.474%
 
7 Year Fixed Jumbo to 1 Million 5.500% "0.500" POINTS APR = 5.691%
(0 comments)

sf real estate: Mortgage Interest Rates from Guarantee Mortgage for the week ending 1/21/2010 - 01/23/10 09:57 AM

Mortgage Interest rates from Guarantee Mortgage for the week ending 1/21/2010:
30 Yr Fixed Conforming to $417K     4.750% "1.000" POINTS APR = 4.961%
30 Yr Fixed Jumbo to $729,750. 4.875% "1.000" POINTS APR = 4.981%
30 Year Fixed Jumbo to 1 Million 5.875%
"1.000" POINTS APR = 6.081%
5 Year Fixed Jumbo to 1 Million 5.125%
"0.000" POINTS APR = 5.474%
7 Year Fixed Jumbo to 1 Million 5.500% "0.500" POINTS APR = 5.691%
30 Year Fixed FHA Conforming 5.125% "0.000" POINTS APR = 5.671%
If you need a recommendation to a mortgage broker, let me know.  I'm happy to … (2 comments)

sf real estate: Federal Housing Administration to raise fees & lending criteria this Spring - 01/21/10 11:47 AM


 
Looks like change is underway for FHA loans as the Federal Housing Administration prepares to raise fees this Spring.  It doesn't look like an exact date is in place at this time.
Currently, the upfront mortgage insurance premium is at 1.75% & will rise to 2.25%.  This fee can be rolled into the loan amount.
Borrowers with a credit score of less than 580 will be required to come in with a 10% down payment.  The 3.5% minimum down payment will still be an option for borrowers with a score of at least 580.
Seller credits to buyers … (2 comments)

sf real estate: S.F. Citywide Market Trends for Condos, Lofts, Coops & TICs 2008 vs. 2009-have we hit bottom? - 12/29/09 08:01 PM
And here are the S.F. citywide sales trends for condos, coops (the few that we have) and lofts. TIC data is included in reports separate from condos. I thought it would be interesting to see what, if any differences there were between the property types. TICs are a unique S.F. property type with it's own unique financing if one is going the fractional loan route.
It turns out that most of the numbers are somewhat similar to the condo/loft data with the exception that the TIC median price went up when compared to the small dip in condo prices and the … (2 comments)

sf real estate: Latest Issue of S.F. Market Tracker-Real Estate Update for San Francisco Homebuyers & Sellers - 11/11/09 01:57 PM
Click here for the full newsletter
 
In This Issue…:
Most Recent Sales
San Francisco Market Overview
Ten Potential Developments
Dine, Shop, Drink and Support a Great Cause!
There's an App for That?
 
(0 comments)

 
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Cheryl Bower, Realtor, CRS, GRI, ABR, ePro

San Francisco, CA

More about me…

Zephyr Real Estate, San Francisco, CA

Address: 215 West Portal Avenue, San Francisco, CA , 94127

Cell Phone: (415) 999-3450

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