Plainfield IL, Naperville Illinois Real Estate - Why selling now makes sense - 04/29/08 10:01 AM
Why selling now makes sense Homeowners reluctant to sell because prices have fallen should do the math and realize that the market downturn could work in their favor."People are finding houses at prices they thought they'd never see again," I would like to point out that to potential sellers that if the … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - If You Think You're Saving Money Renting ... Think Again - 04/29/08 09:57 AM
If You Think You're Saving Money Renting ... Think Again A new report by the National Association of Realtors shows the real reason why home sales don't crash for long -- rents. When purchase demands slow down, rentals speed up. Rents provide the floor that stops housing prices from major declines. Home … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - Reasons to buy a home - 04/28/08 07:24 AM
Pride of Ownership Pride of ownership is the number one reason why people yearn to own their home. It means you can paint the walls any color you desire, turn up the volume on your CD player, attach permanent fixtures and decorate your home according to your own taste. Home ownership gives … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - Home Staging Suggestions - 04/26/08 08:44 AM
Most Popular Home-Staging Suggestions In a slow market, it's particularly important to get a house ready to sell quickly. Here are some of my most frequently made suggestions:Fix any visible problems that might be a red flag for potential buyers, including repainting walls. Cover damaged kitchen or bathroom floors with inexpensive peel-and-stick vinyl … (0 comments)
Economic Stimulus Payments - Plainfield, Naperville IL. News - 04/16/08 09:00 PM
Basic Information on the Stimulus Payments You've heard about it. Now find out how to get yours. What is it? It's an economic stimulus payment that more than 130 million households will receive starting in May. It's not taxable, and it won't reduce your 2007 or 2008 refund or increase the amount you … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - The Five Factors of Credit Scoring - 04/16/08 11:09 AM
The Five Factors of Credit Scoring
There are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score:
Payment History - 35% Impact. Paying debt on time and in full has a positive impact. Late payments, judgements, … (0 comments)
Plainfield, Naperville IL. Real Estate - 99.8% of U.S. Households NOT in Forclosure - Amazing but True! - 04/15/08 07:40 PM
Just a note on perspective for some of the foreclosure news you are seeing. Is it rough out there? Well consider this, in a news article today, there are apparently frightening numbers on forclosure rates - " U.S. Foreclosures Jump 57%" . Awful state of affairs - right? How about … (0 comments)
Plainfield Illinois, Naperville, IL Real Estate - Mortgage Pre-Approval versus Mortgage Pre-Qualification - 04/14/08 08:01 AM
Is there a difference between a Mortgage Pre-Qualification letter and a Mortgage Pre-Approval letter? The reality is that most all buyers need to obtain a mortgage loan to purchase a home. Since mortgage approval is such an integral aspect of a home purchase, wouldn't it make sense that REALTORS® have a … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - Short sale advantages - 04/07/08 01:16 PM
Short Sale Advantages:1. Short sales appear on your credit report as "pre-foreclosure in redemption", not as "debt discharged due to foreclosure"2. Less impact on your credit score3. All mortgage debt is fully discharged About the author: Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the … (0 comments)
Plainfield, Naperville Illinois Real Estate - If you’re facing Foreclosure - 04/07/08 07:19 AM
If you’re facing Foreclosure….. 1. Do not pay doctor bills or credit card debt ahead of the mortgage. Keep mortgage payments current as possible.2. Negotiate with your lender to restructure your mortgage. If the loan is guaranteed by a federal or state agency, the lender may be required to grant … (0 comments)
Plainfield, Naperville Illinois Real Estate - Five Tax Saving Opportunities For The Self-Employed - 04/07/08 07:17 AM
Are you self-employed or a partner in a small professional practice? If so, you're probably very familiar with all the different challenges of running a business. Ultimately, you're responsible for attracting and retaining customers, providing them with quality services or products, getting paid for your work, and then paying your … (0 comments)
Plainfield IL, Naperville Illinois Real Estate - Top 10 Short Sale Questions Answered - 04/04/08 05:57 AM
Top Ten Short Sale Questions Answered Number 10 I can't make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve my credit score...is a short sale right for me? Probably, not. In cases where the seller can pay back … (0 comments)
;)
Links;)
Archives
… (0 comments)
