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naperville illinois real estate: Spring Real Estate Maintenance Items in Plainfield and Naperville, Illinois - 05/07/10 01:31 PM
Spring Maintenance Items in Plainfield and Naperville, Illinois
As spring arrives in the Plainfield and Naperville, Illinois areas we need to remember to take care of the major spring home maintenance items. Below are some helpful hints to protect your real estate in Plainfield and Naperville, Illinois.
•Grass Fertilization & Weed Control
Lawns should be fertilized between 4 and 7 times a year
This time a year, you should use a weed control fertilizer
•Sump Pump
Verify that the pump is operational and the pit is clear of any debris that could obstruct it. Also, if you detached them in the … (0 comments)
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naperville illinois real estate: Plainfield, Naperville, Illinois Home Buyers - Mortgage Rates Are Still Low - 05/06/10 03:36 PM
Mortgage Rates Are Still Low!
If you are in the market to buy a home or other real estate in Plainfield, Illinois, Naperville, Illinois, or the surrounding areas, call me or visit www.cherylbowers.com. It is still a great time to buy a house. Prices are still low and despite the April 30th expiration of the Federal Home Tax Credit, mortgage rates are still low!
For the third straight week, mortgage rates have remained nearly the same.
The benchmark 30-year fixed-rate mortgage inched down 1 basis point, or one-hundredth of one percentage point, this week, to 5.21%, according to the Bankrate.com's national … (0 comments)
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naperville illinois real estate: Plainfield IL, Naperville Illinois Real Estate - What is my home worth? - 09/09/08 11:14 AM
What is your home worth?All homes have a price, and sometimes more than one. There's the price owners would like to get, the value buyers would like to offer and a point of agreement which can result in a sale.
In considering home values, several factors are important:
The value of your home relates to local sale prices. The same home, located elsewhere, would likely have a different value. Sale prices are a product of supply and demand. If you live in a community with an expanding job base, a growing population and a limited housing supply, it's likely that prices … (0 comments)
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naperville illinois real estate: Plainfield IL, Naperville Illinois Real Estate - $7500 Tax Credit - 08/26/08 11:33 AM
The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before July 1, 2009.
1. Who is eligible to claim the $7,500 tax credit?First time home buyers purchasing any kind of home-new or resale-are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after April 9, 2008 and before July 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs.
2. What is the definition of a … (1 comments)
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naperville illinois real estate: Plainfield IL, Naperville Illinois Real Estate - Down Payment Assistance - 08/16/08 02:54 AM
For first-time buyers, often the first thought that comes to mind is, "I need a down payment." This is often followed by the question, "Now, where do I get that down payment?"
Depending upon the loan type, a home mortgage typically requires 3 to 5 percent down. If you have the money, then you're set. But what if you don't? What if you're renting? You can afford a mortgage within your means, but coming up with the down payment money needed to begin the transaction can be challenging. So, where can you turn?
One of the most overlooked sources of down … (0 comments)
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naperville illinois real estate: Plainfield IL, Naperville Illinois Real Estate - Looking for Foreclosures? Sharing My Personal Source List! - 05/28/08 07:56 AM
Looking for Foreclosures? Sharing My Personal Source List!
National REO Banks:
Bank of America - REO Search Bank One - REO Search Beal Bank - Commercial CitiMortgage - REO Search Compass Bank - REO Search Countrywide - REO Search Downey Savings & Loan - REO Search Freemont Investment & Loan - REO Search First Union Bank - REOs GreenPoint Financial - REO Search GRP Financial Services Corporation - REO Search Home Loan and Investment Bank - REO Search HSBC - REO Search IndyMac Bank - REO Search IAS - Integrated Asset Services - REO Search M&T Bank - REO Search … (0 comments)
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naperville illinois real estate: Plainfield IL, Naperville Illinois Real Estate - If home's been on market awhile, it's time to rethink strategy - 05/20/08 11:03 AM
Here's a great article from Inman News:
Sellers, pay attention to lowball offers
If home's been on market awhile, it's time to rethink strategy
By Dian Hymer, Monday, May 19, 2008.
Inman News
Selling a home can be an emotional experience because most sellers have a lot more than money invested in their homes. So, it's understandable that sellers might be reluctant to respond to an offer that is for less than the asking price.
Most sellers have a difficult time being objective about their homes. But, detachment is something sellers should strive for, particularly when the market favors buyers. To … (0 comments)
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naperville illinois real estate: Plainfield, Naperville Illinois Real Estate - Five Tax Saving Opportunities For The Self-Employed - 04/07/08 07:17 AM
Are you self-employed or a partner in a small professional practice? If so, you're probably very familiar with all the different challenges of running a business. Ultimately, you're responsible for attracting and retaining customers, providing them with quality services or products, getting paid for your work, and then paying your employees and vendors-all before ever paying yourself a penny.
Then, from the remaining profits, the government wants their "fair share" of your success. Fortunately, with some knowledge and planning, you can take steps to minimize the taxes you end up paying. Here are five ways that self-employed individuals and Realtors® can cut … (0 comments)
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naperville illinois real estate: Plainfield, Naperville, Illinois Real Estate - Housing Glimmers of Hope! - 03/01/08 07:46 PM
Has a sufficient amount of air been expelled from the deflating housing bubble to suggest that a bottom is in sight? No. But there may be a few nascent signs of recovery amid the housing rubble. Let's start with a remarkable chart that compares the Nasdaq bubble to the housing bubble (see "A Tale of Two Bubbles").
Securitization run amok
Of course, there's a bigger problem that resulted from the housing bubble, and that's securitization and the opacity around the trillions of dollars in mortgage-related securities and derivatives. Behind the ballooning supply of home loans was ballooning securitization. The share of new … (0 comments)
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naperville illinois real estate: Plainfield Il. Real Estate, Naperville Illinois Homes for Sale - Market upturn will not happen until 2010 - 03/01/08 10:53 AM
Home prices are forecast to fall more than 30% in some communities in 'the most severe housing recession' since 1945.
Housing markets from Orlando, Fla., to Stockton, Calif., will crash, and some will suffer price drops of more than 30% before the housing crisis is over, a report from Moody's Economy.com said today. I find this funny because once again the media is slow to find out. I've been telling people now for a year that we won't see the bottom until fall of 2009.
We are now in the spring here in Orlando and I've sold 4 homes this week and listed … (0 comments)
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naperville illinois real estate: Plainfield Il. Real Estate, Naperville Illinois Homes for Sale - 03/01/08 10:47 AM
WASHINGTON -- Federal Reserve Chairman Ben Bernanke Wednesday delivered an economic forecast fraught with risks from housing, labor and credit markets, suggesting policymakers remain on track to lower interest rates further next month.
Meanwhile, Mr. Bernanke indicated that inflation risks are more two-sided, though skewed slightly to the high side -- a nod to the stagflationary mix of weak growth and rising price data of late.
But Mr. Bernanke made it clear where the Fed's main worries lie. "It is important to recognize that downside risks to growth remain," Mr. Bernanke told members of the House Financial Services Committee.
http://online.wsj.com/article/SB120412412525296845.html?mod=hpp_us_whats_news
… (0 comments)
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naperville illinois real estate: Plainfield Il. Real Estate, Naperville Illinois Homes for Sale - 03/01/08 10:30 AM
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Cheryl Bowers, Plainfield, Naperville, IL. Real Estate
Plainfield,
IL
More about me…
Keller Williams Realty
Address: 608 S. Washington Street, Suite 100, Naperville, IL, 60540
Cell Phone: (630) 712-1921
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