sellers: Plainfield IL, Naperville Illinois Real Estate - Reverse Mortgages - 11/12/08 03:34 PM
Reverse Mortgages
What is a Reverse Mortgage?
A Reverse Mortgage is a loan specifically designed for homeowners older than 62 years old.
A homeowner borrows from the equity in their home. It can then be used for any purpose and does not need to be repaid until the homeowner sells the … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Open House at Chase Bank in Oswego - 11/05/08 11:40 AM
Open House at Chase BankSaturday, November 15 from 10am-NoonOnly at Chase branch located at 3419 Orchard Road in Oswego
I will be hosting an open house at Chase bank to answer any questions you may have about the market on Saturday the 15th. Please stop on by to meet me and get … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Open House at Chase Bank in Oswego - 11/05/08 11:02 AM
Open House at Chase BankSaturday, November 15 from 10am-NoonOnly at Chase branch located at 3419 Orchard Road in Oswego
I will be hosting an open house at Chase bank to answer any questions you may have about the market on Saturday the 15th. Please stop on by to meet me and get … (1 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Do I qualify for a short sale? - 09/03/08 09:38 AM
Do I qualify for a Short Sale? Do You....
Owe more on your Naperville or Plainfield area property than what you could sell it for, especially after real estate commission, closing costs, late payments, interest, etc?
Have difficulty covering your expenses each month?
Not have money in the bank to cover the … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - How to Guard Against Identity Theft - 08/22/08 09:09 AM
How to Guard Against Identity Theft
Obtain a free credit report and look for and report any inaccurate information.
Do not give your social security number, mother's maiden name or account numbers to strangers who contact you, especially by phone, internet or mail. Legitimate financial or government organizations that do business … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - 10 Things to Expect Going Through a Short Sale - 08/20/08 09:59 AM
10 Things to Expect Going Through a Short Sale
The bank is going to what to see your entire financial picture. This means you will need to provide copy of back taxes, paycheck stubs, bank statements, personal financial statement, etc. They will want to know what all your assets are.
The … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - If home's been on market awhile, it's time to rethink strategy - 05/20/08 11:03 AM
Here's a great article from Inman News:
Sellers, pay attention to lowball offers
If home's been on market awhile, it's time to rethink strategy
By Dian Hymer, Monday, May 19, 2008.
Inman News
Selling a home can be an emotional experience because most sellers have a lot more than money invested … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Energy efficiency guide - 05/14/08 08:55 AM
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Plainfield, Naperville, Aurora Illinois or any place in the country. Cheryl has created a team of professionals throughout the Chicago suburbs to ensure … (1 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Illinois 1st Quarter Housing Update - 05/13/08 08:38 PM
Illinois 1st Quarter Housing Update
Illinois median home prices held their own in the first quarter while sales were constrained by the ongoing credit crunch and a softening economy. According to Illinois Association of Realtors (IAR) first quarter report, home sales totaled 21,576, down 27.0 percent from 29,553 home sales in the … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Is the end near? April foreclosures and pre-foreclosures drop - 05/13/08 11:38 AM
The nation's foreclosure hemorrhage slowed a bit last month, according to Foreclosures.com. Lenders repossessed 74,570 homes following foreclosure in April, down more than 5 percent from March. April pre-foreclosures dropped 7.52 percent from March too, according to California-based Foreclosures.com foreclosure information specialists."The sky isn't falling, and the bottom of the housing … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Negotiation Tip - 05/06/08 08:17 PM
Negotiation is back in style, and is likely to remain a necessary part of buying or selling a home in today's residential housing market.
Needless to say, you need to work with the best real estate professionals you can find in your area. In most cases, it takes a team effort … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Mold Must Go (6 Things to Know) - 05/02/08 08:27 AM
Mold is a potential health danger for any family and also a legal liability for sellers. Because of the fear over mold contamination there are so many lawsuits flying around today that sales of resale homes are in jeopardy -- and insurance companies are scrambling to avoid liability, with some U.S. insurers … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Aurora Townhome - 3 Bedroom, 3 Bathroom in Oswego School District 308 - 04/30/08 08:55 AM
… (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Why selling now makes sense - 04/29/08 10:01 AM
Why selling now makes sense
Homeowners reluctant to sell because prices have fallen should do the math and realize that the market downturn could work in their favor."People are finding houses at prices they thought they'd never see again," I would like to point out that to potential sellers that if the … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Home Staging Suggestions - 04/26/08 08:44 AM
Most Popular Home-Staging Suggestions In a slow market, it's particularly important to get a house ready to sell quickly. Here are some of my most frequently made suggestions:Fix any visible problems that might be a red flag for potential buyers, including repainting walls. Cover damaged kitchen or bathroom floors with inexpensive peel-and-stick vinyl … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Short sale advantages - 04/07/08 01:16 PM
Short Sale Advantages:1. Short sales appear on your credit report as "pre-foreclosure in redemption", not as "debt discharged due to foreclosure"2. Less impact on your credit score3. All mortgage debt is fully discharged
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Top 10 Short Sale Questions Answered - 04/04/08 05:57 AM
Top Ten Short Sale Questions Answered
Number 10
I can't make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve my credit score...is a short sale right for me?
Probably, not. In cases where the seller can pay back … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - How to avoid foreclosure - 03/27/08 12:20 PM
The following information is from www.yourillinoishome.com. A great resource for home owners.
How to Avoid Foreclosure
If you are a homeowner at risk of foreclosure you need to know there are programs and services that can help. It's important to act quickly and before you are three months delinquent on your mortgage payment, says … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Possible home ownership tax credit - 03/26/08 10:31 AM
Economist suggests $5,000 home-buyer tax credit to spur homeownership. In the March Real Estate Insights, NAR (National Association of Realtors) chief economist Lawrence Yun, analyzes several federal plans proposed to curb foreclosures and stimulate the housing market. Yun proposes a homebuyer tax-credit of $5,000 tax credit (which currently exists in Washington, D.C.), which … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Home sale trends - 03/26/08 10:25 AM
February home sales activity improved slightly from January as we gear up for the spring market. According to the IAR's (Illinois Association of Realtors) latest report, total home sales were up 15.1 percent in February 2008 to 6,832 sales compared to January 2008 sales of 5,938; sales were down 22.9 percent from … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - How to get the perfect hard boiled egg. - 03/22/08 10:22 AM
How to get the perfect hard boiled egg.
Start by placing the eggs in an empty pot. Then fill with cold water until the water is about an inch over the eggs. Place pot on stove and turn to high heat to boil eggs. When the water begins to boil, turn down … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Capital gains taxes and short sales - 03/21/08 08:27 AM
Will I have to pay capital gains taxes if I sell a property as a short sale?No. If your bank suggested that, they are ridiculous. Capital gains would indicate that you are in some way "better off" financially because of money you have made. In a short sale, you lose and … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Why would a realtor want to help me with my short sale if I can't afford to pay them? - 03/19/08 06:42 AM
How does a realtor profit from a short sale?When formally requesting a short sale commitment from the bank, realtor commissions are usually included if a realtor was involved in the deal. The bank may counteroffer to lower the commission. Realtors can also "hunt" for short sales by talking to clients that … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Am I eligible for a short sale or is my only option foreclosure or bankruptcy? - 03/18/08 12:23 PM
I owe more than my home is worth. Am I eligible for short sale or is my only option foreclosure or bankruptcy?Always consult your lender as to what your options are. The options usually are: a short sale, deed-in-lieu of foreclosure (basically an accelerated voluntary surrender), and foreclosure. The banks like to prevent … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Fed Plan Lifts Mortgage Markets - 03/17/08 08:02 PM
Fed Plan Lifts Mortgage Markets
Tuesday, the Fed's surprise announcement of a new $200 billion lending facility led to a 400 plus point rally in the Dow, the biggest one day percentage gain since March 2003. The effect on mortgage rates was also favorable. The newly available funds will make it more … (0 comments)
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sellers: Aurora Illinois Real Estate, Plainfield IL, Naperville IL Real Estate - Aurora Townhome for Sale - 03/13/08 11:33 PM
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sellers: Plainfield Illinois Real Estate, Naperville IL Real Estate - Will I still have to pay property taxes if I do a short sale? - 03/13/08 11:21 PM
Will I still have to pay property taxes if I do a short sale?
Someone will have to pay the property taxes in a short sale. It's just a question of who? Whether it is the property owner or the lender depends on the policies and specific agreements negotiated during the short … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - What is this I hear about Radon? - 03/11/08 11:48 PM
A state law requires radon disclosure as of January 1, 2008. What do you need to know?
When a buyer and seller sign a contract on residential real estate property in Illinois on or after January 1, 2008, the new Illinois Radon Awareness Act will apply to the sales transaction. According to the new … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Sell your home by pricing it correctly - 03/11/08 11:38 PM
The secret to selling your home is pricing it correctly. If you are serious about selling then price your home below the comparable homes. A properly priced home will attract buyer showings. The correct price and good condition will cause a buyer to write an offer on a house. It's that simple!
I suggest sellers start … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - ATTENTION SELLERS: Is your home easy to show? - 03/08/08 07:12 PM
If your home is on the market, you better make it easy for buyers to see!
I was showing homes yesterday and I had problems showing 3 of the 7 homes I was to show my buyers.
At the first home, the home owner was there and unaware of the showing. I … (0 comments)
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sellers: Plainfield IL, Naperville Illinois Real Estate - Selling your home in todays buyers market. - 03/06/08 08:21 AM
I must admit that it is a challenging time to be selling your home. Improve your odds of selling your home in today's buyer's market with the following tips:
1. Be motivated! There are many homes listed right now. If you don't need to sell, then don't. Ask yourself: Why am I selling?
2. … (0 comments)
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