| |
charlotte: FHLB Grant for NC 1st Time Homebuyers Down Payment Assistance - 01/29/11 12:11 AM
Many people haven't heard of the FHLB (Federal Home Loan Bank) grant program for 1st time home buyers in North Carolina, so I thought I'd share information about this great program. Similar programs may be available in other states.
This program is only available through member banks of the Federal Home Loan Bank (FHLB) system. The only participating NC banks that I am aware of are RBC Bank and Monarch Mortgage. As of today, both of these lenders have their 2011 funding for this program. I know loan officers with both of these lenders, so let me know if you need a good loan officer to … (4 comments)
|
charlotte: Short Sale- Avoid Foreclosure - 01/06/11 02:17 PM
If you are having difficulties paying your mortgage and are considering walking away from your home, you owe it to yourself and your future to consider a short sale instead of letting the bank foreclose.
Contact a Realtor who is a short sale specialist, to explain the process to you and get your home listed when you first start having trouble paying your mortgage. Don't wait until months have gone by and the foreclosure sale is pending.
Check out the following video story of how one homeowner avoided foreclosure and sold their home as a short sale.
If you own … (2 comments)
|
charlotte: BB&T's 100% Financing, No PMI Loan... "CHIP" or Community Homeownership Incentive Program - 05/09/09 11:32 AM
Since the mortgage crisis started in the Spring of 2008, 100% financing loan programs have become few and far between. Here are a few details of a relatively new program that BB&T is offering, it seems like a great program for qualifying buyers.
The program is called Community Homeownership Incentive Program or "CHIP" for short. Qualifying buyers can get up to 100% financing (NO MONEY DOWN) with NO PMI (Private Mortgage Insurance).
Loan amounts up to $417,000.00 Maximum income limits: 97% financing - $66,500.00, 100% financing - $53,200.00 household income. No income limits in HUD designated underserved areas. HUD designated underserved areas can be … (9 comments)
|
charlotte: Charlotte NC - #3 on Forbes List of "10 Cities Where Americans Are Relocating" - 04/12/09 04:51 PM
Even amidst a severe recession and soaring unemployment rates, Charlotte NC is still one of the hottest real estate markets in the country... partially because of its continued influx of new residents.
Recently Forbes.com released a list of "10 Cities Where Americans Are Relocating". According to their information, Charlotte NC is the 3rd fastest growing Metro area in the country... with a population growth of 3.36% to 1.7 million.
Since there is a wide selection of available homes on the market with many available at bargain prices, interest rates are near all time lows, and the government is offering an $8000 first time … (2 comments)
|
charlotte: Charlotte NC Area - Experienced Short Sale Realtor - FREE Help for Homeowners - 04/11/09 10:18 PM
What is a short sale? A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan.
I am a Charlotte North Carolina area Realtor, who specializes in negotiating with mortgage companies on behalf of homeowners who owe their lender more than the current value of their home and are experiencing a financial hardship, requiring immediate sale of their home. This process is commonly referred to as a "short sale".
Here are some FAQs and basic information about Short Sales:
• Do I qualify for a short … (0 comments)
|
charlotte: Charlotte NC Real Estate Listings and Homes For Sale - MLS Property Search - 03/01/09 11:47 AM
To search ALL currently available real estate listings and homes for sale in Mecklenburg County, Charlotte North Carolina and surrounding areas, visit The Powell Team - Property Search Website.
When you are ready to contact a Realtor, I'd appreciate the opportunity to earn your business. As a Real Estate Broker, Realtor, and Accredited Buyer's Representative (ABR) with more than 9 years of new construction and residential real estate experience, I have the knowledge and dedication that you are looking for. Contact me today for one-on-one professional help and advice!
You can also access many other helpful real estate tools on our website, such as:
Search Foreclosure & Preforeclosure Properties in Charlotte NC and the across the US. FREE … (0 comments)
|
charlotte: 1st Time Homebuyer Tax Credit Info... From Your Charlotte NC 1st Time Homebuyer Specialist - 02/27/09 01:29 AM
The 1st-time homebuyer real estate market has remained relatively strong in Charlotte NC and the surrounding area, even though the market as a whole has slowed. The number of home buyers in the market seems to have increased substantially since the government announced its modified 1st-time homebuyer tax credit details.
If you are a 1st-time homebuyer looking for an experienced agent who will help you through each step of the homebuying process, give me a call! I love working with 1st time homebuyers!!
I get a lot of questions about the First-Time Home Buyer Tax Credit, so here are the details...
… (0 comments)
|
charlotte: The Arts District - NoDa- Community Wide Open House - December 6 & 7, 2008 - 12/03/08 02:15 PM
Come and join the fun at The Arts District - NoDa Community Wide Open House Event in Charlotte North Carolina, Saturday December 6 and Sunday December 7, 2008 from 1:00 to 4:00 pm each day. There are more than 30 participating open homes... some are early 1900's Bungalows, some are new or recently built Bungalows, some are trendy townhomes. I hope to see you there!
UPDATED LISTING INFORMATION - 914 Anderson St - The Arts District - Charlotte NC 28025
REDUCED to $249,900 (Short Sale Listing... $130,000 below the owner's 2/2007 purchase price of $379,900)
… (2 comments)
|
charlotte: Community Wide Open House- The Arts District (aka NoDa) Charlotte NC- December 6th & 7th - 11/30/08 03:14 PM
You're INVITED
The Arts District "NoDa" Community Wide
Open House Event
WHEN:
December 6th & 7th
1-4pm
REFRESHMENTS PROVIDED!
Stop by my listing to pick up an Open House Map and list of participating homes.
Location 914 Anderson Street, Charlotte, NC 28205
MLS#: 819781
Offered at $325,000
REDUCED to $249,900 (Short Sale Listing... $130,000 below the owner's 2/2007 purchase price of $379,900)
Take this opportunity to view 30+ beautiful NoDa/The Arts District homes in one afternoon.
Come and see what everyone's been talking about!
Contact Cheryl Powell for more information at 704-363-8902
… (3 comments)
|
charlotte: 914 Anderson Street - Charlotte NC - The Arts District (aka NoDa) - Short Sale - 11/20/08 01:09 PM
SHORT SALE in the The Arts District (aka NoDa) listed $130,000 below 2007 purchase price!
Beautiful 2-Story Craftsman Style Bungalow with many custom upgrades Built in 2006 3 Bedroom 2 Full Baths - 1 Half Bath Over 2000 heated sq ft Wide plank wood or tile floors throughout 11 ft ceilings on main level Wide baseboards and crown molding throughout Decorative pine-plank wrapped columns 3-Side stone fireplace with gas logs between Great Room & Kitchen Gourmet kitchen with cast concrete counters, Shaker Style cabinets, Stainless appliances, island & bar Master Bedroom Suite with private sunroom & deluxe bath with chandelier over … (6 comments)
|
charlotte: Charlotte-Mecklenburg NC Online Crime Reports - 11/02/08 08:21 PM
Buyers that are new to the area often ask their Realtor about the crime rate in a specific area. In Mecklenburg County NC the police depatment has an amazing online crime search system that allows its users to input an address and get a summary of police reports taken within a specified radius of that address.
By choosing the Reported Incidents selection, you will receive a summary of police reports taken by incident type. If you choose the Calls for Service selection, you will receive a summary of 911 calls where a police officer was dispatched by call type.
Check it out by … (0 comments)
|
charlotte: Brookdale Village Townhomes - Harrisburg NC - Fall Buyer Savings - 10/21/08 12:29 AM
Check out the Fall Savings at Brookdale Village townhomes in Harrisburg North Carolina!
The builder, Mega Builders, just authorized a $20,000 temporary price reduction, which makes these beautiful full brick townhomes the best deal in town. 2 Bedroom townhomes start at $153,900 and 3 bedroom town homes start at $159,900.
Mega Builders is also offering $10,000 in Buyer Incentive Money that can be used however the buyer wishes... closing cost assistance, interest rate buy down, upgrades, price reduction (use of preferred lender & attorney required) - offer expires 10/30/08.
If you search for Brookdale Village townhomes on the MLS, Realtor.com, Remax.com or another online MLS search engine please … (3 comments)
|
charlotte: 5678 Stafford Road - Brookdale Village Townhomes in Harrisburg - Charlotte NC 28215 - 10/19/08 05:41 PM
Brand new ALL BRICK townhome located in Harrisburg NC is READY TO CUSTOMIZE & Select Upgrades!
2 Spacious Master Bedrooms 2 Full Private Master Baths that include dual vanity, garden tub & walk-in closet Half Bath on main level Open Floor Plan Great room with gas fireplace Large Kitchen with raised bar, includes range, built in microwave & dishwasher - pantry - 42" upper cabinets Formal dining room One car rear load garage Screened in back porch Great schools and low Cabarrus County/Harrisburg taxes Convenient to I-485 UNCC, CPCC, Concord Mills and much more! Offered at $153,900
Price Reflects $20,000 Temporary PRICE REDUCTION - … (8 comments)
|
charlotte: Charlotte NC Home Owners Facing Foreclosure - Is a Short Sale the Answer? - 10/19/08 03:51 PM
Do you live in Charlotte North Carolina or the surrounding area and need to sell your home NOW to avoid foreclosure? But, due to current real estate market conditions you won't be able to sell it for a high enough price to pay off your mortgage(s), the Realtor's listing commission and other seller fees? Well, you aren't alone!
Unfortunately, owners in Charlotte North Carolina and across the country are finding that their home's current market value is less than they paid for it. Even more tragically, the value of their home is less than the loan payoff. They always heard that home values will go up over … (0 comments)
|
charlotte: You're facing foreclosure- is a short sale the answer? - 10/18/08 10:12 AM
Many homeowners are finding that their home's current market value is less than they paid for it. Even more tragically, the value of their home is less than the loan payoff. They always heard that home values will go up over time, they thought they were building equity in their home... thus saving for retirement or for a down payment to move up to a larger home in a few years.
If possible, home owners should stay in their home, keep their mortgage current and ride out the "mortgage crisis". Most specialists are predicting that the real estate market will turn around in time. However, some home owners find … (4 comments)
|
charlotte: GREAT DEALS on Short Sale Properties in Charlotte NC - 10/06/08 05:23 PM
A short sale occurs when the proceeds of a real estate sale fall short of the balance owed on the property. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank's Loss mitigation department. A Realtor can help you through this process and negotiate with the bank on your behalf.
What does this mean for you as a BUYER? Because of the current mortgage crisis and the large number of homes … (2 comments)
|
charlotte: 5690 Stafford Road - Brookdale Village Townhomes in Harrisburg - Charlotte NC 28215 - 09/29/08 01:14 PM
Brand new ALL BRICK townhome located in Harrisburg NC is READY TO CUSTOMIZE & Select Upgrades!
Charlotte Mailing Address - Harrisburg/Cabarrus County Taxes
3 Bedrooms 2 Full Baths - 1 Half Bath Spacious vaulted Master Bedroom has private bath complete with dual vanity, garden tub & walk-in closet Open Floor Plan Great room with gas fireplace Large Kitchen with raised bar, includes range, built in microwave & dishwasher - pantry - 42" upper cabinets Formal dining room One car rear load garage Screened in back porch Great schools and low Cabarrus County/Harrisburg taxes Convenient to UNCC, CPCC, Concord Mills and much more! Easy and close … (0 comments)
|
charlotte: 5699 Stafford Road - Brookdale Village Townhomes in Harrisburg - Charlotte NC 28215 - 09/27/08 12:47 PM
Brand new ALL BRICK townhome located in Harrisburg NC is READY TO CUSTOMIZE & Select Upgrades!
3 Bedrooms 2 Full Baths - 1 Half Bath Spacious vaulted Master Bedroom has private bath complete with dual vanity, garden tub & walk-in closet Open Floor Plan Great room with gas fireplace Large Kitchen with raised bar, includes range, built in microwave & dishwasher - pantry - 42" upper cabinets Formal dining room One car rear load garage Screened in back porch Great schools and low Cabarrus County/Harrisburg taxes Convenient to UNCC, CPCC, Concord Mills and much more! Easy and close access to I-485 Offered at $159,900 Price … (0 comments)
|
charlotte: Mecklenburg County NC Foreclosures - Short Sale & Pre-Foreclosure Property - 09/14/08 09:44 PM
If you are interested in purchasing foreclosure properties in Mecklenburg County NC, including Charlotte, Matthews, Pineville, Mint Hill, Davidson, Cornelius, Huntersville... now is the time to act! Because of the current mortgage crisis, there are many great deals available. CLICK HERE to search foreclosure properties in Mecklenburg County North Carolina.
Foreclosure property offers buyers a unique opportunity to save by paying below market prices. This can mean not only huge savings, but the chance to make even more profit on a future sale.
In order to avoid common problems associated with these purchases, it is important that you seek the representation of a Realtor who is experienced in … (0 comments)
|
charlotte: Charlotte NC Foreclosures - Short Sale & Pre-Foreclosure Property - 09/14/08 02:42 AM
If you are interested in purchasing foreclosure properties in Charlotte NC and the surrounding area, now is the time to act! Because of the current mortgage crisis, there are many great deals available. CLICK HERE to search foreclosure properties in Charlotte North Carolina.
Foreclosure property offers buyers a unique opportunity to save by paying below market prices. This can mean not only huge savings, but the chance to make even more profit on a future sale.
In order to avoid common problems associated with these purchases, it is important that you seek the representation of a Realtor who is experienced in foreclosure and pre-foreclosure/short sale … (2 comments)
|
|
|
|
|
|
Cheryl Powell- SFR,ABR,Broker,Realtor- Remax Executive - Concord NC Real Estate
Concord,
NC
More about me…
RE/MAX Executive - The Powell Team
Address: 7752 Gateway Lane, Suite 204, Concord, NC , 28027
Office Phone: (704) 979-7028
Cell Phone: (704) 363-8902
Email Me
 Listings
Links
Archives
|
;)
;)
;)
