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If you live in Cook County: House Bill 4050 will affect YOU, requiring mandatory mortgage counseling at a cost of $300, if you refinance or purchase a home that falls into any of the following categories: 1. All first time homebuyers. 2. Anyone refinancing a primary residence. 3. Anyone obtaining an interest-only loan. 4. Anyone obtaining an option ARM, since all of them may result in negative amortization. 5. Any loan where the total points and fees payable by the borrowers at or before closing will exceed 5%. 6. Any loans with documentation type of stated income. 7. Any loan financing … (2 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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