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2012
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A short post to clarify the confusion surrounding the new First Time Home Buyers’ Bonus. Initially, when the First Time Home Buyers’ Bonus was announced in the budget, it was thought to be an offset against income tax payable. If that were the case, an applicant would only be able to benefit from...
04/20/2012
What’s the #1 thing you must not do after you apply for a mortgage? You may be surprised to know this can really affect the mortgage approval process… Vancouver mortgage broker Mark Fidgett warns clients that this can be a game changer. This has caused many would be home buyers great problems whe...
04/18/2012
Today’s mortgage question comes from a long time client. “How Can I Help My Daughter as it relates to credit and mortgages” This is a great question. Everyone needs to have the ability to borrow money. That’s true whether you’re a young adult starting out or you’re simply starting over after a ba...
04/15/2012
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Are interest rates going up in Canada? If yes, when? If only I had a penny for every time I heard this question. Or should I say, a dime, pennies are history… All kidding aside, this is a very sensitive subject for many. As we’ve all heard, as little as a 2% increase in interest rates, is enough ...
04/05/2012
As a mortgage broker in Vancouver, I thought I’d seen it all when it comes to mortgages and financing real estate in Vancouver. Well that sure changed a couple of weeks ago. I did something that I’ve never done before. Let me explain… A client was referred to me needing a mortgage to purchase an ...
04/04/2012
While depositing a cheque at the bank, the teller suggested that my client apply for overdraft protection. As is the case with most, she kindly accepted the banks offer without question. After watching the video below, she phoned back to the bank and asked if the they were doing a soft or hard in...
04/01/2012
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