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home loan: CMHC Finally Gets A Babysitter – Vancouver - 07/22/11 07:45 PM
Apparently, the finance ministry’s legal oversight of the pink elephant, aka CMHC, was long overdue…
In March, Maclean’s warned that the Canada Mortgage and Housing Corporation, the quasi-governmental insurer that underwrites $500 billion of residential mortgages, answers to no one—not Canada’s top financial regulator or even the minister of finance. That all quietly changed last month when Ottawa passed a law that puts the CMHC strictly under the watchful gaze of both the finance minister and the Office of the Superintendent of Financial Institutions (OSFI).
With the new law, CMHC must hand over “prescribed books, records and information” and make those … (1 comments)

home loan: Imagine if your credit card company did this to you. - 11/08/09 08:54 PM
This is a reminder as to how the credit card companies extract interest rates so high it would embarrass a Mafia loan shark.
Since I am the “finance guy”, close friends asked me to look at their credit card statement. My friends had reason to be extremely upset.
My friends typically pay their bills on time, however the payment was mailed and ended up being two days late. the card company (Bank) charged $7.40 in interest for a two-day late payment of a huge amount of interest on an amount due on the statement of less than one hundred dollars. My … (5 comments)

home loan: What is a credit score? - 05/02/08 09:19 AM
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home loan: How To Write Ads, Letters and Postcards That Make Your Prospects Take Action - 04/22/07 09:52 PM
Writing copy that gets people to take action is one of the most valuable skills you can master. Here are a few simple thoughts to remember when you sit down to write any ad, letter or postcard that will make a big difference in the response that you get.
1. Don�t Write About YOU -- Write About Your Prospect!
People are primarily self centered. We�re completely obsessed with ourselves, and we think about ourselves more than anything else -- it�s our default setting.
I conducted a little experiment. People were coming to me to have me critique their ads and brochures. … (1 comments)

home loan: Discover what has the biggest impact on your credit score - 04/22/07 06:41 PM
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home loan: Using your mortgage to lower your debt... - 04/10/07 09:21 PM
Using your mortgage tolower your debt...
"Where the heck does it all go?" You're looking at your T4 slip from last year... or maybe your most recent pay stub. Sure, many people wish that those numbers after the dollar sign were a little higher, but it's the vanishing act that alarms you most. Tax time is especially sobering; you can see how much money you made... but your credit card is still maxed out and you don't have much to show for a year's income.
If you're looking for the holes in your wallet, start by making a list of your debts. … (1 comments)

 
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Mark Fidgett

Vancouver, BC

More about me…

Mark Fidgett - www.NotaPennyDown.com

Address: 1530 7 Avenue West, Cancouver, BC, V6J 1S3

Office Phone: (604) 273-2002

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