choice finance: Today's mortgage rates 11/25 4.375%! - 11/25/09 03:00 AM
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates 3.25%! Call for a free good faith estimate30 yr fixed rate mortgage below $417,0004.375% 1 point4.5% .5 points4.75% NO POINTSFannie Mae JUMBO mortgage30 yr fixed rate(up to $729,000)4.75% … (0 comments)

choice finance: **URGENT** Lock your FHA streamline TODAY or else you may never be able to! - 11/13/09 03:10 AM
As mentioned in prior post, FHA is changing the guidelines to streamline your FHA mortgage. The changes will take affect on all FHA case #'s issued on or after 11/18. However, many lenders are instituting these new guidelines on Monday 11/16. This means that you MUST start the mortgage process TODAY.
Want some good news? Rates are near the lowest points that we have EVER Seen:
These rates are available RIGHT NOW:
30 yr fixed
4.75% NO POINTS (loan amounts 300k-417k)
4.875% NO POINTS (loan amounts 417k-729k)
With rates this low, NOW is the time to streamline your FHA loan. Call me today!
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choice finance: No Closing Cost mortgage rates 11/10 - 11/10/09 01:54 AM
No Closing Cost refinance rates 11/10/2009 

Rates listed below are for NO CLOSING COST mortgage refinances in Maryland, Virginia and Washington D.C.
Rates listed below are BASE rates. Rates are based upon a $300,000 minimum loan amount, no cash out and a credit score 720 or greater, closing cost not to exceed $3,000. Please call or email me for a custom rate quote. No Closing Cost 30 yr fixed rate mortgage:4.875 with $1200 closing cost credit5% Up to $2500 closing cost credit5.125% Up to $3200 closing cost creditNo Cost 30 yr fixed JUMBO mortgage rate up to $729,7505.25% up … (0 comments)

choice finance: No Closing Cost Refinance Rates Maryland, Virginia, D.C - 11/09/09 03:13 AM
No Closing Cost refinance rates 11/9/2009 
Rates listed below are for NO CLOSING COST mortgage refinances in Maryland, Virginia and Washington D.C. Rates listed below are BASE rates. Rates are based upon a $300,000 minimum loan amount, no cash out and a credit score 720 or greater, closing cost not to exceed $3,000. Please call or email me for a custom rate quote. No Closing Cost 30 yr fixed rate mortgage:5% with $2,000 closing cost credit5.125% Up to $3,000 closing cost credit5.25% Up to $4500 closing cost creditNo Cost 30 yr fixed JUMBO mortgage rate up to $729,750 :5.25% up … (0 comments)

choice finance: What you need to know to streamline your FHA loan - 11/05/09 08:32 AM
       If you have an FHA mortgage and you are considering streamlining, Here is what you need to know
1. You ALWAYS want to close at the end of the month! When you payoff an traditional loan, you will only pay interest for the amount of days that you actually have the loan.  Example: Your loan funds on 11/2 , you would pay 2 days of interest to your old lender and 28 days interest to your new lender for a total of 30 days interest. On an FHA loan, you have to pay a full 30 days interest to your old … (0 comments)

choice finance: How long does it take to close a mortgage refinance? - 11/05/09 06:08 AM
How long does the mortgage refinance process take?                     
It is important to have proper expectations as to how long it will take to settle on your refinance. There are many factors that can affect the time that is will take to close. Please read on for a basic time line for a traditional FHA , Fannie Mae and Jumbo refinances.
Step 1: Identify a broker/lender that you trust to handle your loan transaction. Do not be fooled by "low cost/hidden fee" internet chop shops. It is important that you do not lose sight of the fact that your mortgage is your LARGEST … (1 comments)

choice finance: Today's mortgage rates :FHA, Fannie, Jumbo. MD, VA, DC - 11/05/09 02:24 AM
IMPORTANT FHA GUIDELINE CHANGES TAKE EFFECT ON 11/18
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 10:45 am 11/5/09All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.5% call or email for details30 yr fixed rate … (0 comments)

choice finance: Mortgage rates from 4.5%, No Cost refinances available! - 11/02/09 05:51 AM
TODAY'S MORTGAGE RATES : MD, VA & DCUpdated 11:15 am 11/02/09
IMPORTANT FHA GUIDELINE CHANGES TAKE EFFECT ON 11/18
All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates from 3.5% please call or email for a … (0 comments)

choice finance: FHA streamlines: time is running out! MUST READ - 10/27/09 03:20 AM
As I mentioned in a prior post, the guidelines for FHA streamline refinances without an appraisal are going to drastically change on 11/18/09. If you currently have and FHA mortgage in Maryland, Virginia or Washington D.C., please call me today for a free streamline mortgage estimate.Why the rush?1. On November 18th, the maximum loan amount for FHA streamlines will change. As of today, you can obtain a loan amount equal to your old loan amount. This typically allows you to roll most or all closing cost into your new loan. The result is a NO COST streamline.If your FHA case number … (0 comments)

choice finance: No Closing Cost Refinance Maryland, Virginia & DC - 09/30/09 04:32 AM
No Closing Cost refinances are back!
Back in April I wrote a blog about No Closing cost mortgages actually being more costly than a zero point or 1 point mortgage. This was due to the small spread between rates. As the market has become healthier over the past 5 months, spreads have widened. This has made NO CLOSING COST refinances an attractive option once again. Let's take a look based on today's mortgage rates.
I am going to assume good credit, a $300,000 loan and 70% loan to value and $2800 in closing cost:
NO POINTS 4.875% = $1587 monthly principle … (0 comments)

choice finance: 4.5% mortgage rates! Maryland, Virginia, Washington DC. - 09/24/09 03:16 AM
Today's mortgage rates Maryland, Virginia, DC  Updated 11 am 9/24/09Work with a LOCAL morgtage lender that values your business. Choice Finance has been serving the DC metro area for 14 years. We are large enough to offer everything a national lender can, but small enough to care. We value your business and the business that you will refer to us.
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125 visit www.joshburley.net for more detailsAll rates listed below are BASE rates on a 30 day lock. Factors such as credit score, … (0 comments)

choice finance: Updated Mortgage Rates : FHA mortgages, VA loans, Jumbo mortgage rate quotes - 09/22/09 03:43 AM
Updated mortgage rates for Maryland, Virginia and Washington D.C.
FHA JUMBO STREAMLINE SPECIAL 5/1 ARM 4.25% No Points or 4.5% NO COST! Contact Josh Burley today 301.881.8900 x125All rates listed below are BASE rates on a 30 day lock. Factors such as credit score, loan to value, occupancy, cash out, loan purpose, property state and lock period can change these rates for better or for worse. Please contact me today for a custom rate quote.Please call for 10,15,20,25 and 40 year quotes. We also offer ARMS, Interest Only and Super Jumbo mortgages up to $2 millionAdjustable Rate Mortgage (ARM) Rates5 … (0 comments)

choice finance: How much is title insurance? How much is recordation tax? and other closing cost FAQ's - 09/21/09 06:22 AM
How do I get low closing cost? What is title insurance? How much is Recordation tax?When choosing your lender, you need to look for more than just the lowest interest rate. The cost to attain a particular rate is of equal importance. A while back I wrote an article about how to identify junk fees and eliminate them. Now I want to address the rest of your Good Faith Estimate. These items will include Attorney's fees, title insurance and all applicable taxes; such as recordation tax and transfer tax and prepaid expenses (escrows).I cannot stress more that YOU can determine these … (0 comments)

choice finance: NOW is the time to streamline your FHA mortgage! - 09/16/09 07:24 AM
We just experienced a huge mortgage rate rally! We have returned to levels unseen since May. Remember the ship that you missed? it just came back into port! Do not miss it again. This is a great time to take advantage of an FHA streamline refinance. What do you need to qualify?
A CURRENT FHA mortgage with no 30 day late payments in the past 24 months A 620 credit score (go to www.choicefinance.net/apply to receive a FREE credit report) THAT IS IT! NO income required , NO appraisal require , NO Assets required.
If you have an FHA loan, call me … (0 comments)

 
Choice Finance® (Choice Finance Corporation)

Choice Finance®

Rockville, MD

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Choice Finance Corporation

Address: Rockville, MD

Office: (301) 881-8900

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