Christopher & Natascha Tello's Blog

Attention Miramar Residents! You Will Soon Enjoy Two Amphitheaters!

Christopher & Natascha Tello (The Tello Team) — Wed, 12 Jun 2013 16:38:18 -0700

Soon, residents on both ends of the city of Miramar will have the opportunity to enjoy local amphitheaters. By the end of 2014, two amphitheaters will be open and ready for enjoyment at both ends of the city!

Miramar Regional Park will be the home of Miramar Community and Cultural Amphitheater, which will have the ability to seat 8,000 attendees. On the other end of town at the Miramar Cultural Center, Shirley Branca Community Amphitheater will seat 2,500 spectators.

Both amphitheaters will host concerts, family gatherings, corporate events as well as have many other uses. At the present time, an entertainment schedule is not yet available – but there is word that it will be a two-day event!

If you have been considering moving to Miramar, there are some great things happening in this city! Contact the Tello Team today at 954-237-0600 for more information on homes for sale throughout Miramar and all towns in Broward County.

Attention Miramar Residents! Additions coming to the Town Center!

Christopher & Natascha Tello (The Tello Team) — Fri, 07 Jun 2013 14:28:52 -0700

Looking good Miramar! The Town Center is proposed to open in 2015, although no dates have been confirmed as of yet. Once completely constructed and finished, the Miramar Town Center will consist of six blocks – and some of those sites (blocks 1 and 4B) have already been constructed. Those blocks consist of City Hall, a cultural center, library, and residential and retail/office spaces.

New construction forthcoming includes a police station, townhouses, and retail space for local businesses. All of us at the Tello Team are excited for these wonderful changes in Miramar, and can’t wait to see the finished product!

If you have been looking for a home in Miramar, contact the Tello Team today at 954-237-0600 or visit our website to view all of the homes we have for sale in Miramar, Pembroke Pines, Hollywood and more!

In Danger Of Losing Your Home? Bank of America Offers Hardest Hit Fund

Christopher & Natascha Tello (The Tello Team) — Sat, 13 Oct 2012 11:47:42 -0700

The Tello Team wants you to put your home in good hands. Many are struggling with the recession, job loss, unemployment due to medical reasons and other issues. Bank of America has come up with HAFA, Making Home Affordable (MHA), and other programs to help you when you need some extra assistance.

The Hardest Hit Fund is one of those programs. Launched by Bank of America, the Hardest Hit Fund was created to assist homeowners affected by the recession and declines in housing prices. If you are having issues making your mortgage payment, the Hardest Hit Fund may be able to help.

Many different options are available in the Hardest Hit Fund, such as Unemployment Programs, Principle Reduction, and Transition Assistance (which may help with your relocation expenses if you have been approved for a short sale).

If you have not yet qualified for a short sale or deed-in-lieu, the Hardest Hit Fund may be able to help. Contact Bank of America at 800-846-2222for more information on this or other programs that may be available to you.

Contact the Tello Team for more information selling your home in Broward County at 954-237-0600, or with any questions you may have about the various programs Bank of America has to offer.

What Is The True Meaning of Labor Day?

Christopher & Natascha Tello (The Tello Team) — Wed, 29 Aug 2012 10:50:46 -0700

What does Labor Day weekend mean to you? For most of us, it’s a weekend filled with parties, family gatherings, and good times all around. Have you ever though wondered what this holiday is really all about? The Tello Team did some research to find out, and wanted to pass our findings on to you!

The first Labor Day occurred in New York City in 1882, and became a federal holiday in 1894 – over 100 years ago. At the time, it was a way of recognizing the work of trade and labor organizations throughout our country. The day was initially celebrated with a parade which allowed the public to appreciate the work these organizations did throughout the year. After the parade, a festival was held for only the workers and their families, celebrating what they have accomplished and done throughout the year. It is always held the first Monday in September, simply because it “fills in the long gap” between Independence Day and Thanksgiving.

In our world today, Labor Day isn’t quite celebrated in the same fashion. We now simply celebrate a “day off” from work, so we can spend more time with family, friends and loved ones. This Labor Day, the Tello Team asks you to thank those who originally fought for this day of appreciation to be recognized. Without those workers, we would not have the industry we have today!

Attention Teachers & Students:Adopt A Study Buddy For The School Year

Christopher & Natascha Tello (The Tello Team) — Wed, 22 Aug 2012 16:58:20 -0700

You could adopt someone as cute as Cookie – adopted by Chris and Natascha 3 months ago!

This Friday, August 24^th, is the last day for students and teachers throughout Broward County to adopt a study buddy for the year. This will allow your study buddy to be a part of your classroom for the entire school year as well as years to come! Dogs, puppies, cats and kittens may be adopted, and there are special discounts available for teachers and students who present an ID at the time of adoption. All schools, both public and private, are eligible to participate. This program is part of the ASPCA $100,000 challenge, where the Broward County Animal Care and Adoption is striving to adopt over 1600 dogs and cats before October 31^st, 2012.

In addition to receiving discounts on adopting a study buddy, the new parent will receive the following tools for the classroom:

Special Paw Hero backpack
Pencils and other fun gifts
Application for a free Broward County library card
Reading list of pet-related books for students of all ages to check out from the library and enjoy
Savings coupons from Pet Supermarket for supplies and food

The Tello Team hopes many teachers and students will consider adoption a study buddy, and giving a well-deserving pet a wonderful home!

If you need a new home for your new addition to your family, contact the Tello Team at 954-237-0600. We have homes for sale throughout Broward County and would love to help find the perfect one that meets your needs!

Full Time Assistant MCA Needed

Christopher & Natascha Tello (The Tello Team) — Sat, 14 Jul 2012 10:37:41 -0700

Job Description: Assist the Market Center Administrator in all financial and bookkeeping aspects.

Key Skills:

· Strong attention to detail

· Bookkeeping (A/R & A/P)/Accounting services

· Computer literate

· People oriented/nurture personal relationships

· Positive attitude

· Supportive attitude

· Bilingual: Spanish/English preferred

· General office skills

· Administrative skills

· Associate college degree preferred

· 2 yrs real estate business experience preferred

Job Requirements:
Strong attention to detail

· Bookkeeping (A/R & A/P)/Accounting services

· Computer literate

· People oriented/nurture personal relationships

· Positive attitude

· Supportive attitude

· Bilingual: Spanish/English preferred

· General office skills

· Administrative skills

· Associate college degree preferred

· 2 yrs real estate business experience preferred

Contact Lourdes Villamil to apply!

What Can You do in Davie?

Christopher & Natascha Tello (The Tello Team) — Thu, 21 Jun 2012 08:39:55 -0700

Looking for a way to “curb boredom” with the kids? The Tello Team loves to inform you of different places your family can visit throughout our area. Flamingo Gardens is one of those you don’t want to miss!

Established in 1927, Flamingo Gardens is one of South Florida’s oldest non-profit botanical gardens. Stretching over 60 acres, it is not only home to flamingos, but to over 3000 plants, trees, birds, alligators, panthers and more. This is a wonderful place to spend the day, and your kids won’t even realize they might be learning something new!

Many events are held throughout the year, such as Old Fashioned Fourth, Wet-n-Wild Weekend and more! Walk through the Wildlife Sanctuary, enjoy the Encounter Show and grab lunch at the Flamingo Café. Flamingo Gardens is sure to give you and your family a day filled with memories you will never forget!

Call the Tello Team today at 954-237-0600 to inquire about homes for sale in Davie, Pembroke Pines, Miramar and other towns in our area. We want to help with all your real estate needs.

Things To Do In Pembroke Pines

Christopher & Natascha Tello (The Tello Team) — Wed, 13 Jun 2012 15:39:12 -0700

The Tello Team knows that Pembroke Pines is not only a wonderful place to live, but also offers many entertainment opportunities for the entire family.

There are multiple golf courses throughout Pembroke Pines, such as Hollybrook, Pembroke Lakes and Grand Palms. Each of these courses, among others throughout our area, offer golfing experiences for all levels of expertise. Tennis, swimming and restaurants are also available at most golf courses in our area.

Take a walk through one of our many local parks, such as C.B. Smith. Sitting on almost 300 acres, C.B. Smith park offers a water park called Paradise Cove, camping facilities, picnic shelters, a concert area, golf and batting cages and more. It’s a great place to spend time with your family and enjoy the outdoors!

If you love to shop, Pembroke Pines is a great place to be as well. From the Pembroke Lakes Mall to the Shops at Pembroke Gardens, you will have the opportunity to shop at all varieties of stores to suit your entire family. After spending a day shopping, be sure to visit one of our many local restaurants for some great food!

If you are thinking of moving to Pembroke Pines, or any other town throughout Broward County, contact the Tello Team today at 954-237-0600. We’d love to answer any of your questions about real estate and/or living in our area!

What Are The Benefits To Becoming A Homeowner?

Christopher & Natascha Tello (The Tello Team) — Mon, 11 Jun 2012 14:52:04 -0700

There are so many benefits to becoming a homeowner. Throughout Broward County, families and individuals just like you are making the decision each and every day to purchase a home, joining the ranks of homeownership. Are there really benefits to doing so? The Tello Team wants you to know that there really are benefits to owning a home!

Purchasing a home definitely does mean tax breaks. In most cases, mortgage and property taxes can be deducted from both federal and state tax forms.

Owning a home also means you can accrue equity. If you have owned the home for a while, the appreciation value and equity of the home can rise. This rise in equity can be very useful if and when you go to sell the home, or purchase another property.

Freedom is another benefit. In rental units, you normally cannot paint your walls, change your carpeting, or even in some cases landscape your yard. Owning a home means you have full reign over how your home looks, from the inside and out.

The process of purchasing a home can be stressful, although it doesn’t have to be! The Tello Team gladly will help you every step of the way throughout the entire home buying process and experience. We will walk with you every step of the way, until we place those keys in your hand.

Contact us today at 954-237-0600 to inquire about homes for sale in our area. You may also use our interactive map below and see how many properties we can introduce to you.

Selling Your Home? Check With The Tello Team

Christopher & Natascha Tello (The Tello Team) — Thu, 07 Jun 2012 11:37:07 -0700

Is this the right time to sell your home? The Tello Team wants to be sure that you have all the information you need before you make that important decision.

If you choose to place your home for sale through the Tello Team, we guarantee that we will:

· Support the sale of your home from start to close, and be with you every step of the way

· Place your home for sale on various websites for maximum exposure. Your home can and will be found on popular sites such as Zillow, Trulia, Realtor.com, Yahoo R.E., Craigslist, Front Door, and more!

· Potential buyers will be placed on email campaigns to keep in touch with them easily and efficiently

· You will experience the “personal touch” of everyone at the Tello Team!

We invite you to fill out the form today for more information on how we can assist in the sale of your home! If you have any questions about selling or purchasing a home, contact us today at

954-237-0600.

Hot Off The Presses! HAFA Has Made Some Changes!

Christopher & Natascha Tello (The Tello Team) — Wed, 06 Jun 2012 12:23:55 -0700

At the Tello Team we want to keep you informed. With that said, we want to bring you up to speed on the changes to HAFA (Home Affordable Foreclosure Alternatives), which is a government-run program that assists all HAMP (Home Affordable Modification Program) homeowners with avoiding foreclosure through short sales or deeds-in-lieu.

If you cannot afford your mortgage, and transitioning to a more affordable housing situation is necessary, HAFA could be your answer. There are several updates and extensions to this program – those of which took effect this week on June 1, 2012.

Some of those updates and extensions are:

· The deadline for applying was extended full year from December 31, 2012 until December 31, 2013.

· There are now no longer occupancy requirements. The buyer cannot have purchased a residential property within the past 12 months.

· Mortgage payments may now exceed 31% of your gross monthly income – if it keeps the homeowner current on their mortgage.

· Your information will be sent to the Credit Bureau and will be reported. On credit reports, it will appear as Account Status Code = 13 (Paid or closed account/zero balance) or 65 (Account paid in full/a foreclosure was started).

If you are facing foreclosure and are not sure where to turn, contact the Tello Team. More information on our short sale services can be found at www.shortsalesoldnow.com. We can discuss your options, and find the program that would best suit your needs and situation. Call us today at 954-237-0600.

Get Ready! Here Comes Summer!

Christopher & Natascha Tello (The Tello Team) — Mon, 04 Jun 2012 11:13:09 -0700

If you’ve been trying to think of some things you can do with your children this summer, or throughout the year, the Tello Team has a solution! Take your kids to the Miami Children’s Museum!

No matter the age, all children will find something to do at the Miami Children’s Museum. Offering summer camps, early childhood learning throughout the school year, and even edu-kits which you can borrow, your children will have fun and never realize they are learning new and exciting things each and every day!

Throughout the museum, there are over 15 exhibits for your family to explore, enjoy, and learn together. This is a hands-on museum, which offers children of all ages to play, touch, and learn through exploration. Exhibits such as the World Music Studio, Everglades Park, You and Me Teddy Bears, and even a Television Studio await the creativity and imagination of your entire family.

If you have been to the Miami Children’s Museum before, we invite you to go again. New exhibits are added constantly in the What’s New Gallery. Coming on June 9, this gallery will feature MiChiMu’s Summer Games – offering kids the chance to experience the Summer Olympic games through teamwork and different cultures, while having the opportunity to test their gymnastic skills and try an obstacle course.

All of us at the Tello Team hope you have a wonderful summer and get to spend some time with your families! If we can be of any assistance in your home search, please give us a call at 954-237-0600 or send us an email.

Learn How To Do Business With Bank of America at NAHREP

Christopher & Natascha Tello (The Tello Team) — Tue, 15 May 2012 07:00:33 -0700

The Tello Team wants you to be informed with all aspects of your buyers and sellers needs. You are cordially invited to join NAHREP of South Florida, representatives of Bank of America, and servicers of Bank of America for an informative luncheon benefiting current and prospective homeowners.

Open to NAHREP members as well as non-members, attendees will learn and be informed of:

1. New market changes in 2012 which will affect both current and prospective homeowners.

2. How Bank of America finds and selects REO and short sale listing agents.

3. New short sale changes taking place in 2012.

4. How the FHA 203K can assist in getting your customers into homes.

Be sure to register today to be a part of this informative and educational event, taking place on Wednesday, May 23 from 11:30 a.m. until 3:30 p.m. at the Doubletree by Hilton Miami Airport and Convention Center. Lunch is included, and members of NAHREP South Florida may register for a discounted price!

Things To Do In Hollywood

Christopher & Natascha Tello (The Tello Team) — Mon, 23 Apr 2012 14:22:31 -0700

The Tello Team loves to introduce you to things to do in our area. Hollywood is not only a great tourist attraction, but offers entertainment galore for residents surrounding the town as well. From cultural experiences and casinos to nature spots, there is plenty for young and old alike!

Named one of America's Best Beach Boardwalks by Travel + Leisure magazine, the famous brick-paved Hollywood Beach Boardwalk stretches for nearly 2 ½ miles along the sand and ocean. Numerous shops and restaurants make this boardwalk a wonderful place to visit all throughout the year!

Enjoy a long bike ride while Hollywood Trails leads you on one of 4 excursions throughout Hollywood. You will bike between 6 and 30 miles along safe streets, beaches and mangroves, while enjoying the scenery and fresh air! Not only is this great exercise, but you will see parts of Hollywood you may not have ever seen before.

Hillcrest Golf and Country Club offers golf for all levels of experience. Boasting both 9-hole and 18-hole courses, Hillcrest offers a nice challenge for both beginner and seasoned golfers.

Be sure to bookmark this page so you can stay informed of all events happening throughout our area. If you are in need of real estate assistance, contact the Tello Team at 954-237-0600! We’d love to help!

What Can You Do In Fort Lauderdale?

Christopher & Natascha Tello (The Tello Team) — Fri, 20 Apr 2012 11:17:57 -0700

The Tello Team wants you to be in the loop with everything happening throughout our area. For the next several weeks, we will be informing you of things to do in different towns and cities throughout Broward County. We hope you will find out something about each area that you never knew before!

Fort Lauderdale, FL has an abundance of things to do. Whether you are looking for things to do with kids, sporting events, dining spots, shopping, or special events – Fort Lauderdale truly is “the ideal place to live, to visit and to relocate a business”.

Throughout Fort Lauderdale, young to old can participate in :

The Everglades Holiday Park Tours – tour the Everglades on an air boat through the “Rivers of Grass”
Take surfing lessons at one of our many surf schools
Visit one of our many museums, such as the Bonnet House
Ride the bike trails through one of our many parks
Enjoy the Riverwalk

There are so many activities in Fort Lauderdale – we can’t list them all! Be sure to take some time, come to Fort Lauderdale, and find something you have never tried or done before.

If you are thinking of buying or selling a home, contact the Tello Team today at 954-237-0600. We’d love to help you with all of your real estate decisions!

How Can Our Team Help?

Christopher & Natascha Tello (The Tello Team) — Mon, 12 Mar 2012 12:52:36 -0700

The Tello Team wants to know – how can we can help you step out of that comfort zone and take that first step in selling or buying your home?

Shop around when you are looking for a real estate agent – you want to feel comfortable when speaking to your agent about any questions or issues you may have. We are here for you, to answer any questions you may have about selling or purchasing your home, as well as foreclosure and short sale assistance.

We encourage questions, and want you to feel comfortable with us. The Tello Team has a wonderful team of agents who are ready and willing to assist you every step of the way with the sale or purchase of your home.

If you feel you are ready to take that next step, give us a call today at 954-237-0600 or send us an email. We’d love to hear from you!

Double Your Short Sale Listing Inventory With "Short Sales Gone Wild"

Christopher & Natascha Tello (The Tello Team) — Thu, 08 Mar 2012 13:46:26 -0800

The Tello Team invites you to join Kevin Kauffman and Fred Weaver of Group 46:10, as they show us all how to double our short sale inventory, as well as close your short sales in 60 days or less. If that seems too good to be true, you need to attend this seminar! On Wednesday, April 18, Kevin and Fred will reveal their secrets on how to handle short sales quickly and efficiently. Be sure to join them from 9:30 - 4:00 in Pembroke Pines. Order your tickets by April 5 and pay only $59 each!

Topics for Lead Generation include:

• 25 "Outback" Lead Generation methods

• How to effectively convert your Short Sale leads to Short Sale listings

• Pre-Qualification Scripts that elicit homeowner commitment

Topics for Short Sale Closing include:

• Mastering the first 30 days of a short sale

• Escalation Tactics that get the attention of banks

• Mortgage Insurance and Investor tips

• And more!

What are you waiting for? Register today to increase your short sale listings and learn the secrets to sell them faster than ever before! We look forward to seeing you there!

We Have A New And Improved Facebook Page!

Christopher & Natascha Tello (The Tello Team) — Mon, 05 Mar 2012 11:20:13 -0800

All of us at the Tello Team are tremendously excited to announce that we have a brand new fan page on Facebook! Our new business page offers so many new options which will make your real estate experiences easier – from searching for a new home to contacting us for information.

From our new page, you will be able to:

· Search the MLS for a new home

· See what the Tello Team has for sale

· Get an idea of what homes are selling for in your area

· Visit our website for information on selling your home

· Contact us for information on all of your real estate needs

· And much more!

We invite you to join us on Facebook, like our new page, and tell us what you think! If we can ever be of assistance to you in the sale or purchase of your home, please send us an email or give us a call at 954-237-0600. We’d love to hear from you!

I Want To Avoid Foreclosure – How Can I Do A Short Sale

Christopher & Natascha Tello (The Tello Team) — Mon, 30 Jan 2012 10:33:21 -0800

So many of us are experiencing hardships, and don’t know where to turn for assistance with real estate decisions. Whether we’ve lost a job, are falling behind or can’t make mortgage payments, have medical bills to pay, or simply don’t make enough money to cover all the bills – so many of us are feeling pressure. In many cases, homes are being foreclosed by lenders, when owners cannot make payments. But there are options to avoid a foreclosure, including a short sale.

When a lender accepts an offer to do a short sale on a home, it means that they are willing to accept less than the total amount due on the home’s mortgage. Not all lenders however will accept a short sale on a home, especially if it is more financially sensible to foreclose, but it can be an option in many cases.

If you believe you might be eligible for a short sale with your home, we have some steps you may want to take to find out your eligibility.

1. Contact a real estate agent who specializes in short sales. A realtor, such as the Tello Team, who has experience with short sales knows all of the steps first hand, and can make the process run very smoothly and efficiently.

2. Call your lender. Get some names – actual names, not titles. You’ll want a supervisor’s name – or someone who is authorized to make a decision.

3. Write a hardship letter to the lender. Explain your entire situation in full detail. Lenders are people too, and they understand that many people are going through some very rough times. Be honest with them – tell them about your job loss, medical situations, or any other reason that is preventing you from being able to make your payments.

Provide your bank statements and proof of income so that you can back up all of your reasons, as this will help them make their decisions quicker. If everything goes well, your lender will approve your short sale.

The Tello Team has experience with short sales, and are there to answer any questions you may have about the entire process. Contact us today at 954-237-0600 for more information on how we can assist you with all of your real estate needs!

Happy Living And Working In Florida? Forbes Magazine Named Miami One Of The Happiest Cities To Work In For The Second Year In A Row!

Christopher & Natascha Tello (The Tello Team) — Mon, 30 Jan 2012 10:27:09 -0800

All of us at the Tello Team are so happy to live in the great state of Florida. Our state is a great place to live, work, and raise our families. We have the sunshine (except for when those skies open up), the warmth, and we are one of the friendliest states in the country! How can you not be happy when you live so close to fabulous beaches, water & fun!

Forbes magazine seems to agree in one of their latest articles, where they compared the happiest and unhappiest cities in which to work throughout our country. This is the second year in a row that Miami landed the number one spot as the happiest city to work in, with an index score of 4.3 out of 5.0. Those who work in Miami mentioned that they are more satisfied with the people they work with, as well as their daily tasks. With industries such as tourism, international banking, and international trading, the city has flourished during the last couple of years!

Congratulations Miami, from all of us at the Tello Team! We’re proud and pleased to be part of the greater Miami area!

Don’t forget to “Like” us on Facebook, and bookmark this page so that you can easily check back for updates on events happening throughout our area, as well as information on today’s real estate market!

Before You Buy A Short Sale – Get The Facts

Christopher & Natascha Tello (The Tello Team) — Mon, 30 Jan 2012 10:19:15 -0800

You’ve looked around on the Tello Team website, and found a great looking home. Then, you found out that it was a short sale. Now you’re wondering if you should look into the home further, and whether it would be a good investment for your family and your future. Before you buy that short sale home, get all the facts you can so that you can make the right decision!

Check the public records. Your Tello Team real estate agent can help you with this task. You’ll want to look up all of the public records on the property, including who is in the title, whether a foreclosure notice has been issued, and how much is owed to the lender(s). This can help you determine how much to offer for the property.

Hire an agent with short sale experience. This is more important than you can imagine. An agent with little or no short sale experience may not know all the important steps involved with a short sale. You want an agent that can walk you through all the steps, and ensure that they are being handled in a timely manner. The Tello Team specializes in short sales, and would love to help you with any of your real estate needs.

Submit documentation and purchase offer to the lender. Ready to make that purchase after speaking to your agent? Your agent can help you get the paperwork all ready to submit to the lender, once the seller has accepted your offer. You don’t have a deal however until the lender accepts. Be patient – lenders can take 2-3 months before they make their decision.

Are you considering purchasing a short sale? Contact the Tello Team today at 954-237-0600 with any questions you may have on buying or selling your home. We would love to help you with all your real estate needs!

Registration Now Open For The Upcoming Junior Bass Tournament In Coconut Creek

Christopher & Natascha Tello (The Tello Team) — Tue, 24 Jan 2012 12:19:56 -0800

The Tello Team is proud to announce that a great annual event is back in Coconut Creek! The Junior Bass Tournament is back, and registration is happening right now!

This is a wonderful event for the young fisherman in your family! All youth from 12 to 17 are invited to register, however they must be accompanied by an adult who is 18 or over.

Tournaments will be held on the following dates and locations:

February 19 – Tradewinds Park in Coconut Creek

April 15 – Quiet Waters Park in Deerfield Beach

March 18 – Tradewinds Park in Coconut Creek

Fishing begins at first light, and will run until 1:00 pm. Trophies and prizes will be awarded at each tournament. The angler compiling the most points in all four tournaments will win Junior Bass Angler of the Year.

Don’t forget to register your fisherman now! Good luck from all of us at the Tello Team!

Learn How To Get Short Sales Closed on Jan. 18 from NAHREP of South Florida!

Christopher & Natascha Tello (The Tello Team) — Fri, 06 Jan 2012 11:46:01 -0800

The New Year Is Here – Are You Ready?

Christopher & Natascha Tello (The Tello Team) — Fri, 30 Dec 2011 15:03:35 -0800

Goodbye 2011, hello 2012! The past year has been filled with events which have happened throughout our country (both good and bad), as well as events in the lives of Pembroke Pines homeowners. Some of us have experienced hardships, some have experienced joys such as the birth of a child or the purchase of a new home. All of us have experienced memories – memories that will stay with each and every one of us for a lifetime.

All of us at the Tello Team would like to thank each and every one of you for being a part of our lives throughout 2011. During this past year, you have touched us in so many ways, and you will stay in our thoughts for years to come.

Thank you for making some great memories from all of us at the Tello Team. We hope we can become a part of your lives and your memories in 2012, and for years to come!

HAFA – What Exactly Is It

Christopher & Natascha Tello (The Tello Team) — Wed, 28 Dec 2011 15:22:01 -0800

Many of you have heard of Home Affordable Foreclosure Alternatives (HAFA), and know that it is a part MHA (Making Homes Affordable), which is a plan developed by the Obama Administration to assist Pembroke Pines homeowners in avoiding foreclosure. Do you really know what HAFA is all about?

If you are no longer able to own a home, or are simply finding that home ownership has become unmanageable, HAFA may be the answer. Through HAFA, you won’t owe any more for the property after leaving, and you will be free from the threat of foreclosure.

You may be eligible to apply for HAFA if you meet all of the following guidelines:

You live in the home or have lived there during the last 12 months.
You have a documented financial hardship.
You have not purchased a new house within the last 12 months.
Your first mortgage is less than $729,750.
You obtained your mortgage on or before January 1, 2009.
You have not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or real estate transaction.

Are you ready to take the next step? Do you need more information on HAFA, or any other program that may help you avoid foreclosure? Contact the Tello Team today, and let us show you how we can help. Call us today at 954-237-0600.