MetroCharlotteGuide.com's Blog

The Reading Lounge Page has been added to Metro Charlotte Guide

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sat, 03 Jan 2009 08:39:54 -0600

The Reading Lounge page has just been added to www.metrocharlotteguide.com

http://www.metrocharlotteguide.com/pages/readinglounge

We are going to be adding new content to that page all the time so keep checking back with us. Plus if you are a realtor and are looking for low cost effective advertising then we need to talk. Go to MetroCharlotteGuide.com to check us out.

Chris & Sandy

The Wedding Planner Page added to Metro Charlotte Guide

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sat, 03 Jan 2009 08:37:06 -0600

The wedding planner page has just been added to www.metrocharlotteguide.com

http://www.metrocharlotteguide.com/pages/wedding

Chris & Sandy

Charlotte NC Realtors - we need to talk?

Chris & Sandy Benton (MetroCharlotteGuide.com) — Tue, 30 Dec 2008 23:02:11 -0600

If you are a realtor in the Metro Charlotte then we need to talk. You can list all your properties on www.MetroCharlotteGuide.com for one low price of $250 per year. We are doing a New Year's special for just $150 per year.

We also have a realtor profile section on the site that you can advertise in for just $250 per year if you take the unlimited listing plan.

So for just $400 per year, you have list all your properties all year on www.MetroCharlotteGuide.com and have a profile of you in the find a realtor section of the site.

Let us know how we can help you?

Chris & Sandy

Ann Travis Profile on MetroCharlotteGuide.com for Charlotte NC

Chris & Sandy Benton (MetroCharlotteGuide.com) — Wed, 17 Dec 2008 09:08:33 -0600

Click here to view full profile

Go check out one of our latest profile pages Ann Travis.

If you are a realtor and looking for low cost effective advertising then we need to talk. We have some great packages for you. Go to www.MetroCharlotteGuide.com

Chris & Sandy

Ann Travis, Realtor

Quality Skin Care Products at SkinCareQuality.com

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sat, 15 Nov 2008 23:24:13 -0600

Come and check out some quality skin care products at www.skincarequality.com

The site is new and will have a lot more added over the next few weeks so please bare with us!

Thanks,

Chris
www.EasyDeals4You.com

Free Home Based Business Opportunity with A.C.T.

Chris & Sandy Benton (MetroCharlotteGuide.com) — Thu, 13 Nov 2008 08:34:25 -0600

Free Home Based Business Opportunity with A.C.T.
www.CravePureEnergy.com

Why Not Join, It's FREE? (Click Here)
If you join NOW, the next person that uses this link will be placed in your group!

DrinkACT is:
1- VIRAL MARKETING AND SOCIAL NETWORKING AT HIGH SPEED!

2- DRINKACT - AN ACTUAL HEALTHY ENERGY DRINK THAT'S AFFORDABLE FOR ALL!

3- VITALAGY - AN ACAI BERRY BLENDED JUICE DRINK THAT HAS THE BEST PRICING ON THE MARKET!

IN A NUTSHELL...VIRAL MARKETING SQUARING OFF WITH THE TWO FASTEST GROWING INDUSTRIES IN THE HEALTH AND WELLNESS INDUSTRY AND ALL OF IT WITH A FREE DEALERSHIP FOR ANYONE TO USE.

WHAT IS IT YOU THAT YOU NEED TO THINK ABOUT?

We took out all the NEGATIVES of older home-business "opportunities" FOR THE BETTER!
- DrinkACT is SIMPLE! 100% of your money goes towards the purchase of the product! (Just like any traditional business. When you spend money, it goes toward the product.)
- DrinkACT DOES NOT charge ANYONE "Distributor fees" like most home-businesses "opportunities".

DrinkACT now has a 24 hour voice message on demand
service about business opportunity and products at 214-560-0710

Press 1 - Manufacturer 2 Consumer Business Model

Press 2 - A.C.T. Information

Press 3 - Weight Loss Information

Press 5 - Free Dealer Referrals

Press 6 - Daily Cash Rewards

IT COSTS YOU NO MONEY TO BECOME AN AUTHORIZED DEALER!

As a DrinkACT.com AUTHORIZED DEALER you receive access to your FREE online home office full of services to monitor your online home business. Here are just some of the benefits we provide for all AUTHORIZED DEALERS....
- Seamless connection to our manufacturing infrastructure, saving you from office or storage space.
- Efficient and comprehensive business management system.
- Online education and communication with the DEALERS you sign up for FREE.
- Online enrollment, viewing, and tracking of all orders and deliveries.
- LIVE reporting of Daily Commission Bonuses.
- SCHEDULED DELIVERY maintenance and order history services.
- Access to upcoming promotions, events, and up-to-the-minute company news, and marketing tips.
- SPECIAL OFFERS for Authorized Dealers Only.
- And much much more!
DrinkACT.com has the most powerful online pharmaceutical grade products on the planet. People recognize our name. Want to join a company that serves the consumer and impacts the world? DrinkACT.com is here!

When you represent DrinkACT.com. you are sending your customers to a trusted manufacturer direct company and product pioneer. Have confidence knowing all your friends are receiving the same high-quality service we give all our customers.

DrinkACT Energy Drink Business - Join for FREE

Chris & Sandy Benton (MetroCharlotteGuide.com) — Tue, 11 Nov 2008 09:38:30 -0600

DrinkACT is:

1- VIRAL MARKETING AND SOCIAL NETWORKING AT HIGH SPEED!

2- DRINKACT - AN ACTUAL HEALTHY ENERGY DRINK THAT'S AFFORDABLE FOR ALL!

3- VITALAGY - AN ACAI BERRY BLENDED JUICE DRINK THAT HAS THE BEST PRICING ON THE MARKET!

IN A NUTSHELL...VIRAL MARKETING SQUARING OFF WITH THE TWO FASTEST GROWING INDUSTRIES IN THE HEALTH AND WELLNESS INDUSTRY AND ALL OF IT WITH A FREE DEALERSHIP FOR ANYONE TO USE.

WHAT IS IT YOU THAT YOU NEED TO THINK ABOUT?

www.CravePureEnergy.com

Click Here to Join for FREE NOW

New Profile on Metro Charlotte Guide

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sun, 09 Nov 2008 11:33:43 -0600

View My Profile

Welcome! Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meet your homebuying or refinancing needs.

Let me present you with an extensive product line and a variety of flexible financing options.

View My Profile

Inspiration 4 Everyone.com new blog

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sat, 08 Nov 2008 00:47:19 -0600

Hey everyone,

We just launched a new blog for our site www.inspiration4everyone.com

Check us out at:

http://www.inspiration4everyone.blogspot.com/

Our blog will be a positive place for you to go!

Thanks,

Chris

Profile on MetroCharlotteGuide.com

Chris & Sandy Benton (MetroCharlotteGuide.com) — Mon, 03 Nov 2008 21:24:59 -0600

Virginia Halter

View My Profile

My commitment to my client gives me my edge. I can make your home buying or selling experience as smooth as possible. All the while, looking out for the needs and best interests of you and your family. Buying a home is one of the largest investments you may ever make. You need someone working for YOU. I can advise you on trends in the marketplace and keep you informed of the ever-changing real estate regulations that may affect your purchase.

Virginia Halter Profile on MetroCharlotteGuide.com

Chris & Sandy Benton (MetroCharlotteGuide.com) — Fri, 31 Oct 2008 23:50:06 -0500

This is our newest realtor profile on www.MetroCharlotteGuide.com

Virginia Halter - RE/MAX

Virginia Halter

View My Listings

View My Profile

I specialize in home sales in the Charlotte-Metro and surround areas: University City, Highland Creek, Huntersville, Mooresville, Harrisburg, and Concord, in Mecklenburg, Cabarrus and Iredell Counties.

Virginia's Mission Statement

I strive to make all of my clients as comfortable with their home sales and purchases as I was with mine.

I am a professional who genuinely cares about helping my clients find the right home to fit their needs or obtain the best price in selling a current home.

My fiduciary responsibilities to my clients come first and foremost. I conduct my business with the honesty and integrity one expects from family.

I am bound to share my working knowledge in the field of real estate. As well, I increase the depth of my knowledge through continuing education each year.

As a native North Carolinian and a resident of the greater Charlotte-Mecklenburg region for the past nineteen years I look forward to sharing my insight and information of the area.

Back to Find A Realtor

New Online City Guide for Charlotte NC (List all your properties)

Chris & Sandy Benton (MetroCharlotteGuide.com) — Mon, 29 Sep 2008 10:04:21 -0500

Welcome to MetroCharlotteGuide.com

MetroCharlotteGuide.com was created with you in Mind for the Metro Charlotte NC area.

MetroCharlotteGuide.com features local news, real estate listings, restaurants, weather, visitor's guide, local business directory, calendar, reviews, and more.

Realtors - List all your listings for only $150 per year! (Ask us about our special we are running)

Be sure to take a moment to register a user account in order to participate in our site and to place your ads in any of our pages. Buying or selling a home? We can offer bulk packages for realtors or individuals seeking to sell their home by themselves.

MetroCharlotteGuide.com is new and will be changing and growing often. Take time to get familiar with us and visit daily for the latest updates.

http://www.metrocharlotteguide.com

GasOpportunity.biz - Fuel Legacy Opportunity - Save Money on Gas

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sat, 13 Sep 2008 01:35:44 -0500

Welcome to Gas Opportunity's site.

We are part of a great new company called Fuel Legacy. You can learn more about the product and opportunity you have at your hands through this site.

Enrollment FEE waived until Oct. 1st
so NOW is the time to JOIN our team!

You can go to our Fuel Legacy site at: www.fuellegacy.com/gasopportunity

We are still in pre launch so if you are ready to join us,
take your spot for by clicking here

To watch the videos go to:
www.fuellegacy.com/gasopportunity

NanoTech eeFuel® Additive

As you begin to use eeFuel^®, you will notice a smoother running engine with increased power and performance. Since your fuel will be burning more efficiently, you will also notice increased mileage, which is the real benefit of the product.

eeFuel^®may even allow you to use a lower grade fuel without sacrificing performance, saving you even more at the pump.

conserving fuel

protecting engines

defending the environment

8ml. of eeFuel^® treats 10 gallons of fuel

One 120ml. bottle will treat 150 gallons of fuel

- with a 15 gallon gas tank you
can use one bottle for 10 fill ups

- with a 20 gallon gas tank you
can use one bottle for 7¹/2 fill ups

Cleans combustion chamber deposits.
Decreases or eliminates engine knocks.
Extends engine life.
Restores lost engine performance.
Reduce maintenance costs
Works well in all fuels, in all climates in all seasons
Protects the environment

Chase Platinum MasterCard® - EasyDeals4You.com

Chris & Sandy Benton (MetroCharlotteGuide.com) — Tue, 26 Aug 2008 20:15:43 -0500

Chase Platinum MasterCard®
Issued by Chase

Overall Rating

Benefit Rating

Special Offer: 0% APR for up to 12 Months and is applied to Purchases, Balance Transfers.

APR (Purch): 10.99%

Annual Fee: $0

Category: Reward - Other

Review

The Chase Platinum MasterCard®, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program.

Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year.

The credit card has a reasonable interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee.

This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access.

Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum MasterCard® to be an ideal card.

It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.

Review Date: 8/19/2008

Most Attractive Feature(s): 0% introductory rate; no annual fee; access to free rewards program.

Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Important Notations

The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate.
The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Note: The review on this card was updated on 8/19/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.

Chase Platinum MasterCard®
Issued by Chase

Overall Rating

Benefit Rating

Special Offer: 0% APR for up to 12 Months and is applied to Purchases, Balance Transfers.

APR (Purch): 10.99%

Annual Fee: $0

Category: Reward - Other

Miles by Discover® Card

Chris & Sandy Benton (MetroCharlotteGuide.com) — Tue, 26 Aug 2008 20:12:22 -0500

Miles by Discover® Card
Issued by Discover

Overall Rating

Benefit Rating

Special Offer: 0% Intro APR* and is applied to Purchases, Balance Transfers.

APR (Purch): 10.99%

Annual Fee: $0

Category: Reward - Travel

Review

The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.

Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period.

In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.

The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Miles by Discover® Card has to offer.

Review Date: 8/19/2008

Most Attractive Feature(s): 0% introductory rate; reward program; bonus miles.

Least Attractive Feature(s): Low rate not available to all applicants.

Additional Perks

Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
See website for additional benefits.

Important Notations

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

Miles by Discover® Card
Issued by Discover

Overall Rating

Benefit Rating

Special Offer: 0% Intro APR* and is applied to Purchases, Balance Transfers.

APR (Purch): 10.99%

Annual Fee: $0

Category: Reward - Travel

The Gold Card from American Express OPEN(SM)

Chris & Sandy Benton (MetroCharlotteGuide.com) — Tue, 26 Aug 2008 09:15:17 -0500

The Gold Card from American Express OPEN(SM)
Issued by American Express

Overall Rating

Benefit Rating

No APR

Annual Fee: $125**

Category: Business

Review

The Gold Card from American Express OPEN(SM), is a charge card designed for business owners with good credit who plan to pay their business-related expenses in full each month and would like to participate in the Membership Rewards® program for no additional fee.

Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates.

The Membership Rewards® program is one of the most flexible reward programs in the credit card industry due to the variety of merchandise and services that can be redeemed for accumulated points. In addition, points never expire, and there is no maximum number of points that can be earned.

Not only do cardholders earn one point for every dollar in purchases and have the opportunity to earn additional points through participating merchants, but they also receive 25,000 Membership Rewards® bonus points, redeemable for one domestic round-trip airline ticket, 5,000 bonus points after their first purchase, 5,000 bonus points for reaching $20,000 in spending, 20,000 additional bonus points for reaching $50,000 in spending, and another 10,000 bonus points upon the one-year renewal of the card. With a spending average of just $5,000 per month, cardholders can potentially earn up to 100,000 points or more in the first year alone.

There is no annual fee for the first year. Thereafter, there is an annual fee of $125 for the primary cardholder and $45 for each additional cardholder.

Through OPEN Savings, cardholders will receive discounts on products and services from participating partners including FedEx®, Delta®, Hertz®, and more. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various services and benefits including purchase protection, auto rental insurance, up to $100,000 in travel accident insurance, and various travel and emergency assistance services.

Therefore, those who can afford to pay in full each month and will be able to take advantage of the reward program as well as the additional discounts at participating merchants will benefit most from what The Gold Card from American Express OPEN(SM)has to offer.

Review Date: 8/8/2008

Most Attractive Feature(s): Various business-related discounts; bonus points.

Least Attractive Feature(s): Slightly high annual fee.

Additional Perks

Access to the OPEN Savings program for discounts on products and services at participating merchants and retailers.
Access to savings on air, hotel, and car reservations when cardholders book through the Online Business Travel Center.
Access to expense management reports that are compatible with QuickBooks®.
Various Internet account related services.
Up to $100,000 in travel accident insurance.
Lost and damaged luggage insurance.
Auto rental insurance.
Extended warranty for purchases.
Purchase protection.
Return protection.
No liability for unauthorized transactions.
Emergency card replacement.
Identity theft assistance.
Emergency check cashing.
See website for additional benefits.

Important Notations

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.

Note: The review on this card was updated on 8/8/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.

The Gold Card from American Express OPEN(SM)
Issued by American Express

Overall Rating

Benefit Rating

No APR

Annual Fee: $125**

Category: Business

Jacksonville Health Insurance Quotes - FREE Online Insurance Quotes

Chris & Sandy Benton (MetroCharlotteGuide.com) — Fri, 15 Aug 2008 22:56:47 -0500

Jacksonville Health Insurance Quotes

What does it mean that the U.S. is rated 37th in the world in health care?

Back in 2000, the World Health Organization published a report that rated the U.S. 37th in health care worldwide, putting poorer countries like Morocco, Cyprus and Colombia further up on the list.

The rankings took into account factors such as life expectancy, inequities in health and access to health care, medical responsiveness in diagnosis and treatment, and how fairly the systems are financed.

Media responses to the ranking fell into two camps: one camp disputed the methodology of the report while the other used the study to criticize the American health care system.

Michael Moore brandished the WHO stat in his recent movie "Sicko," once again stirring debate and sending people scurrying to one side or the other.

How does one make sense of things?

Unfortunately for partisans of both sides, comparing America's health care system to the rest of the world is exceptionally difficult, and there's no simple storyline to grab on to.

Despite being the richest country in the world, the U.S. doesn't win the longevity award. In fact, we're not even in the top ten for life expectancy. What does that say about our health care system?

At first blush, nothing flattering. But sorting causes and effects is one of the most difficult things to do, and in this case, some of the causes may have nothing to do with health care.

As Atlantic Monthly writer Megan McArdle noted recently, Americans die in large numbers because of car wrecks and poor diet, neither of which is directly related to our system of health care.

Additionally, for whatever reason, many Americans abstain from healthful physical activity. According to the Centers for Disease Control, a quarter of U.S. adults are not active at all. Surely that one-fourth depresses our worldwide ranking.

Americans have uncommonly good access to care-state of the art clinics and emergency services abound. And America is still the epicenter of medical research and development.

However, many people can't afford care because they lack insurance. According to 2007 U.S. Census statistics, 47 million Americans, including 9 million children, don't have health insurance. And that's up from 44.8 million in 2005.

All this is to say that there are many complexities that arise whenever one talks about health care. The fact that Americans aren't flocking to Morocco to get health care is perhaps an indication that the WHO report-and our 37th ranking-is inaccurate.

Very few politicians, however, advocate maintaining the status quo of American health care. Most of our leaders take pains to propose "solutions" to what is presumably an imperfect system. And according to a recent Gallop poll, only 52 percent of Americans are happy with their health and medical care, a lower percentage than in India, Iran, Sierra Leone, or Malawi.

But is that because our system is worse, or is it because we Americans expect more than do Sierra Leoneans?

So are we justifiably number 37 in health care? Maybe that's not even a worthwhile question to ask. Perhaps a better one is this:

What can we do to become number 1?

Jacksonville Health Insurance Quotes

Jacksonville Auto Insurance Quotes - FREE Online Insurance Quotes

Chris & Sandy Benton (MetroCharlotteGuide.com) — Fri, 15 Aug 2008 22:53:38 -0500

Jacksonville Auto Insurance Quotes

Car Insurance: Money-Saving Tips

Many people lament the purchase of auto insurance. So we're here to make it less painful. Check out these six money-saving tips and take the sting out of buying insurance.

#1 Raise your deductible. It's a gamble, sure. You'll be responsible for a larger amount of the bill should you get into an accident. However, this is a guaranteed way to lower your annual insurance costs.

#2 Shop around. Staying with the same insurance company year after year may not be in your best interest. You can cancel or change your policy at any time-you don't need to wait for the policy to expire. So shop your insurance every six months and compare prices to ensure you are getting the best deal.

#3 Remove unneeded extras. Although knowing you have towing and rental car coverage may help you sleep at night, those add-ons are rarely used and not necessarily worth the cost. You pay between $10 and $30 a year over the life of your policy to cover towing. And in the unlikely situation that you need a tow, you'll pay about $100. Likewise, a small economy car costs $20-$25 a day to rent and car rental tacks on another $20-$40 to your insurance bill each year. So you can sleep well knowing that you saved yourself some money.

#4 Protect your credit. More insurers have begun using credit-based insurance scores to determine what you pay for your policy. So paying the water bill on time will actually keep your insurance costs down.

#5 Research discounts. Cars with safety and anti-theft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol, get good grades in school or take a driver education course are also rewarded with lower premiums.

#6 Get informed. The easiest way to save on any insurance is to research before you buy. And get recommendations from family and friends.

And now for the shameless plug: shope here to find quotes and matched with agents from your area!

Jacksonville Auto Insurance Quotes

Jacksonville Life Insurance Quotes - Life - Health - Auto - Home

Chris & Sandy Benton (MetroCharlotteGuide.com) — Wed, 13 Aug 2008 23:12:38 -0500

Jacksonville Life Insurance Quotes

Choosing a Life Insurance Provider:
How to Avoid Doing Business with a Bad Egg

According to recent figures, there are more than 2,000 companies in the U.S. that sell life insurance, along with numerous banks and credit unions that also sell policies.

With so many choices, how do you know which company and insurance agent will help you accomplish your life insurance goals?

The answer is simple: learning how to avoid bad insurers from the outset will help you protect your loved ones and your wallet from insurers that don't have your best interests in mind.

Choosing an Insurance Company

So you've shopped for life insurance quotes and narrowed down the insurers you'd like to do business with. But before you choose one and sign on the dotted line, you'll need to assess some key attributes of your potential insurance company.

Financial Strength
Life insurance is a long-term deal, so you'll want to make sure the insurance company you're considering has the funds to stay in business for a long time. You can check an insurer's financial strength by visiting the sites of AM Best or Weiss Ratings, which disclose this information free of charge.

Customer Service

When it comes to selecting an insurer, you'll undoubtedly want to go with a company that tends to your needs and pays claims in a timely fashion. Independent rating agencies (like A.M. Best) also have customer service ratings and information about previous customer complaints.

Ethical Conduct

According to the Insurance Information Institute (I.I.I.), some life insurance companies subscribe to a set of ethical codes and guidelines through the Insurance Marketplace Standards Association, which promotes ethical life insurance sales and marketing. It may be in your best interest to buy life insurance from insurers who belong to this group-giving you an added layer of protection against unscrupulous insurance companies.

Looking into these major components of an insurer will help you select a company that will engage in a lasting business relationship with you, address your needs and treat you with the respect you deserve.

Choosing a Life Insurance Agent

Now that you know what to look for in an insurance company, how do you select a good insurance agent?

You can find out if an agent is right for you by assessing some very basic factors.

A good agent will:

Understand your needs. A good life insurance agent will asses your personal situation, your income and your life insurance needs-and will design a policy to meet those needs.

Answer questions. A good agent will answer your questions in plain English until they're blue in the face. Insurance can be a confusing subject, and good agents will want to make sure you understand their product before you buy it.

Not pressure you. Sure, agents need to close sales, but a good agent will work with you until you're ready to buy.

Have proper licensure. Insurance agents are required to have proper licensure to sell insurance in your state. Inquire about the credentials prospective agents and follow up by contacting your local Division of Insurance to make sure they're licensed and registered with the state.

When it comes buying life insurance, you'll need to be able to trust your agent to help you make the best decisions for your personal situation, not just for a few months, but for years to come.

Research and Save!

Investigating insurance companies and agents may add a little time to the shopping process, but doing so will help you choose a company that believes in ethical conduct, honesty and keeping your best interests at heart-helping you secure cheap life insurance for years to come!

Jacksonville Insurance Quotes FREE - LocalJAX - Life - Home - Auto - Health - Insurance

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sun, 10 Aug 2008 09:57:48 -0500

Meet Your Insurance Needs with
Jacksonville Insurance Quotes!

Jacksonville Insurance Quotes

Click here for a FREE Quotes

Free Life, Home, Auto, and Health Insurance Quotes

If you're searching for quick, easy, affordable insurance quotes, your search is over! With one simple application, Jacksonville Insurance Quotes will get you insurance quotes from top-notch insurance companies. All you need to do is compare coverage and pick which policy is the best for you! Even if you are visiting this site and you are not in Jacksonville, you can still get a FREE insurance quote for your area!

Here at Jacksonville Insurance Quotes, we're committed to helping you find health, home, auto, life and long-term insurance that fits your needs-and your budget. We put you in the driver's seat, allowing you to compare up to five free quotes on the insurance of your choice.

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At Jacksonville Insurance Quotes, we take pride in protecting your personal information. That's why we use the highest security measures available to safeguard it. We also work to keep spam out of your inbox by vowing never to sell your email address for mass marketing schemes.

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Trust Jacksonville Insurance Quotes to find a policy for you. Simply enter your information to the left and receive up to five free quotes on the insurance of your choice!

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Prepare for the future now with the comprehensive insurance coverage you need. Complete our quote box, apply for your free insurance quotes-and walk away with superior coverage at rates you can afford. Jacksonville Insurance Quotes makes it easy!

Jacksonville Insurance Quotes

Charleston Insurance Quotes

There is always no obligation!

FREE Online Insurance Quotes - Life - Home - Auto - Health

Chris & Sandy Benton (MetroCharlotteGuide.com) — Thu, 07 Aug 2008 11:46:53 -0500

Meet Your Insurance Needs with
Easy Deals 4 You.com!

Here at Easy Deals 4 You.com, we're committed to helping you find health, home, auto and life insurance that fits your needs-and your budget. We put you in the driver's seat, allowing you to compare up to five free quotes on the insurance of your choice.

Click Below on one of the city insurance quotes:

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Online Insurance Quotes - life - home - auto - health

Chris & Sandy Benton (MetroCharlotteGuide.com) — Sun, 03 Aug 2008 14:26:12 -0500

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Savannah Insurance Quotes - FREE Insurance Quotes - Life, Home, Auto, Health & Long-Term Insurance

Chris & Sandy Benton (MetroCharlotteGuide.com) — Fri, 29 Feb 2008 13:05:43 -0600

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Here at Savannah Insurance Quotes.com, we're committed to helping you find health, home, auto, life and long-term insurance that fits your needs-and your budget. We put you in the driver's seat, allowing you to compare up to five free quotes on the insurance of your choice.

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Choosing an insurance provider

Chris & Sandy Benton (MetroCharlotteGuide.com) — Mon, 11 Feb 2008 11:37:27 -0600

Choosing a Life Insurance Provider:
How to Avoid Doing Business with a Bad Egg

Click Here to get a FREE insurance quote According to recent figures, there are more than 2,000 companies in the U.S. that sell life insurance, along with numerous banks and credit unions that also sell policies. With so many choices, how do you know which company and insurance agent will help you accomplish your life insurance goals? The answer is simple: learning how to avoid bad insurers from the outset will help you protect your loved ones and your wallet from insurers that don't have your best interests in mind.

Choosing an Insurance Company

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Customer Service When it comes to selecting an insurer, you'll undoubtedly want to go with a company that tends to your needs and pays claims in a timely fashion. Independent rating agencies (like A.M. Best) also have customer service ratings and information about previous customer complaints.

Ethical Conduct According to the Insurance Information Institute (I.I.I.), some life insurance companies subscribe to a set of ethical codes and guidelines through the Insurance Marketplace Standards Association, which promotes ethical life insurance sales and marketing. It may be in your best interest to buy life insurance from insurers who belong to this group-giving you an added layer of protection against unscrupulous insurance companies. Looking into these major components of an insurer will help you select a company that will engage in a lasting business relationship with you, address your needs and treat you with the respect you deserve.

Choosing a Life Insurance Agent

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Now that you know what to look for in an insurance company, how do you select a good insurance agent? You can find out if an agent is right for you by assessing some very basic factors. A good agent will:

Understand your needs. A good life insurance agent will asses your personal situation, your income and your life insurance needs-and will design a policy to meet those needs.

Not pressure you. Sure, agents need to close sales, but a good agent will work with you until you're ready to buy.

Make you comfortable. Don't discount your gut feeling about a life insurance agent. If it doesn't feel like a good fit, don't force it. The I.I.I. recommends asking for referrals from friends, relatives and co-workers for a agent you can trust. When it comes buying life insurance, you'll need to be able to trust your agent to help you make the best decisions for your personal situation, not just for a few months, but for years to come.

Research and Save! Investigating insurance companies and agents may add a little time to the shopping process, but doing so will help you choose a company that believes in ethical conduct, honesty and keeping your best interests at heart-helping you secure cheap life insurance for years to come!

Chris & Sandy Benton

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How do you look at failure?

Chris & Sandy Benton (MetroCharlotteGuide.com) — Mon, 21 Jan 2008 17:42:42 -0600

How do you look at failure

When I say the word failure, what do you think? You probably think of someone who never done anything with their life? Maybe you thought of yourself, thinking from the past? Maybe you think defeat? In reality, none of them are actually true. The only way to be 100% a failure is if you give up totally on your dreams.

When I think of failure, I think of a stepping stone to success. You may be asking how is that? No matter what you attempt in life, you will always fail before you succeed. Think back from your past, When you first tried to ride a bicycle, did you just jump up on the bike and ride away? Probably not, more than likely, you got on and fell to the ground. Then got back on and fell to the ground again. Then again, and again until you eventually got the hang of it.

When you think of Babe Ruth, you probably think of someone who had the most home runs for many years, did you realize that he also had the most strikeouts also? Probably not. There are many successful people out there who failed many times before they were a success. If fact I would be willing to bet that 95% or higher of the successful people failed many times before they made it. I read a survey that showed a lot of multi-millionaires went bankrupt several times before they became a millionaire.

When I look at my past, I definitely failed more times than I have succeeded. My wife and I are building a business now called LocalSavannah.com that is growing but before this we ran a local newspaper that failed. I also did a lot of things in my past where I failed but never gave up.

Failure is the foundation of Success. If you can say that I have never failed, then I can also say you haven't accomplished much. The bigger the success of a person, the more they have failed. All I am trying to do here is help you realize that failure is a part of life and if you learn from your failures then in reality it isn't a failure at all.

Here is a poem that I found about failure. I have no idea who wrote it but it is a great one!

www.BodyAliveEnergy.com

FAILURE DOESN'T MEAN YOU'RE A FAILURE

Failure doesn't mean you're a failure,
it does mean you haven't succeeded yet.

Failure doesn't mean you haven't accomplished something,
it does mean you have learned something.

Failure doesn't mean you've been a fool,
it does mean you have a lot of faith.

Failure doesn't mean you've been disgraced,
it does mean you were willing to try.

Failure doesn't mean you don't have it,
it does mean you have to do something in a different way.

Failure doesn't mean you're inferior,
it does mean you're not perfect.

Failure doesn't mean you've wasted your time,
it does mean you have a reason to start fresh.

Failure doesn't mean you should give up,
it does mean you should try harder.

Failure doesn't mean you'll never make it,
it does mean it will take a little longer.

Failure doesn't mean God has abandoned you,
it does mean he has a better way.

Chris Benton
Partner with Tony Little
www.BodyAliveEnergy.com