Clark County Washington At Large

Clark County Washington Real Estate Market Action

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Mon, 20 May 2013 16:21:34 -0700

We here at LiveNorthwest have recently received market statistics of homes for sale or recently sold in Clark County Washington as of April 2013. Statistics show that the number of homes for sale has increased with new listings reaching 894 with an 18.6% increase over March 2013 and a 35.7% increase since April 2012. That is the best month since April 2010! Homes for sale in Clark County that are now under contract or "pending" have increased to 682 and is 11.4% higher than last month. Sales have also made this the strongest month since May 2012 with total closed sales of 529. Homes for sale in Clark County have closed with an average sales price of $241,400. That is an increase of 17.8% since this time last year. Homes for sale in Clark County show an average marketing time of 118 days as of April, which is down from this time last year, which was 147 days. Things are off to a good start for 2013!

For further information about homes for sale in Clark County Washington or any other Real Estate need, please visit our website at LiveNorthwest.com

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

Gorgeous One Level Luxury Home on 1 Acre~ Top Finish, 3 Car Garage, Granite, Hardwood, Stainless,

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 02 Jun 2011 10:53:14 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

18504 NE 113th AVE, Vancouver, WA

Luxury One Level Home on 1 acre. Top amenities & craftsmanship. Just completed last month!

3BR/2+1BA Single Family House

offered at $399,000

Year Built	2011
Sq Footage	2,422
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	1
Parking	3 Car garage
Lot Size	1 acres
HOA/Maint	$0 per month

DESCRIPTION

Stunning new construction! 3BR/2.5BA, One-level Ranch home. High ceilings, great room design, backs to green space, granite, custom cabs, tile flooring in all baths...executive office, huge master with spa-like bath and large walk-in closet. Located on a small, gated cul-de-sac among luxury homes. All 1-acre parcels mixed with green space...(you only need to maintain about 10,000 sqft.) Perfect for those wanting to downsize! This home is proposed to be built.

see additional photos below

PROPERTY FEATURES

- Fireplace	- High/Vaulted ceiling	- Walk-in closet
- Hardwood floor	- Tile floor	- Family room
- Office/Den	- Dining room	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Granite countertop	- Stainless steel appliances	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- 3 car garage

- Master seperate from other bedrooms

- Master suite w/spa like bath

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 2, 2011, 5:50am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

COMMUNITY OF ONE-LEVEL LUXURY HOMES AIMS AT EMPTY NESTERS IN CLARK COUNTY, WA

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Tue, 12 Apr 2011 00:43:34 -0700

Most think of Battle Ground, WA as a place to take life's pace a few steps slower...where there aren't so many traffic lights. A place you buy real estate if you want some horses or just a little space between you and your neighbor. That's why Hendrickson Development has focused on building homes in Battle Ground for the past 10yrs.

Their latest subdivision, WHISPERING MEADOWS is a beautiful grouping of 1 acre home sites nestled within a natural green belt. It's an amazing place to call home. At a time when new home construction is at an all-time low, Hendrickson Development continues to build beautiful, custom, one-level luxury homes for an audience with an eye for quality and design...people who appreciate a well built home.

NEW HOMES starting at $395,000 boast the following amenities:

1-Level
3BR/2.5BA
2500+ sqft.
Great Room Conept Designs
Gourmet Kitchens
Slab Granite Counters
Extensive Hardwood Flooring
Central Vac
Custom Cabinets
Stainless Appliance packages
Master suite w/spa-like baths
Formal Dining Rooms
Covered Patios
Fully Landscaped w/Sprinkler System and Fountain
RV Garages
One acre home sites (only maintaining approx. 8,000-10,000sqft. b/c the rest is greenspace)
Gated Entrance
CC&R's Protecting The Appearance and Integrity of the Neighborhood

One step inside a Hendrickson Development home and you can't help but notice the attention to detail. A level of quality that only comes from a "hands on" builder. That's because much of the house is built by the same team of people each and every time. You're getting top quality craftsmanship and it's obvious down to the last finish nail or bead of caulk. This isn't about production building. It's about offering a 10 out of 10 each time they break ground.

HD homes is currently offering multiple home plans for pre-sold and custom homes. Currently they have 3 homes left for sale in Whispering Meadows between $394,900 and $400,000 and 1-acre lots starting at $99,000. We invite you to visit our open houses each and every weekend from 12p-5pm. Come experience what a new home is supposed to look like.

Current Available Subdivisions include:

Whispering Meadows- Battle Ground, WA (NE 189th St. and NE 113th Ave.) Directions

New Construction homes from $395k
One acre lots from $99k
2400sqft. minimums

Cascade Meadows 1- Battle Ground, WA (NE 189th St. and NE 112th Ave.) Directions

Pre-sold homes from $499,000
One acre lots from $129,000
3000sqft. minimums

Cascade Meadows2- Battle Ground, WA (NE 189th St. and NE 112th Ave.) Directions

One acre lots from $129,000

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$147k! Large, Newer 1 Level Home located just North of Evergreen High School in Vancouver, WA

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 10 Mar 2011 12:46:36 -0800

14005 NE 32ND ST

VANCOUVER, WA

Larger one-level home on quiet street near Evergreen High and Burton Elementary.

3BR/2BA Single Family House

$147,000

Year Built	1998
Sq Footage	1,296
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	5,029 sqft
HOA/Maint	$0 per month

Description

This is a fantastic, larger one level home on a quiet street near Burton Elem. & Evergreen High. 3 BR/2BA, master w/private bath. Great room concept with large eating area off kitchen. Formal living room w/HW entry adds more space/seperation. Fully fenced back yard w/tool shed and raised bed garden. Easy maintenance living, low traffic neighborhood. Great home!

Property Features

Central heat	Hardwood floor	Family room
Living room	Breakfast nook	Dishwasher
Stove/Oven	Laundry area - garage	Yard

Other Special Features

One level on dead end

Fenced yard

Great room concept w/ seperate Living room

Close to schools/shopping/highway access

Additional Photos

Photo 1	Photo 1
Photo 2	Photo 3
Photo 4	Photo 5

Contact Info

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

Stunning 4BR/2.5BA in Sought After, Eastside Vancouver Neighborhood! Won't Last...

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 05 Nov 2010 12:54:12 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

2512 NE 176th Ave., Vancouver, WA

Beautiful 4BR/2.5 in sought after, east side neighborhood of Vancouver

4BR/2+1BA Single Family House

offered at $299,900

Year Built	2007
Sq Footage	2,715
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	Unspecified
Parking	2 Car garage
Lot Size	6,968 sqft
HOA/Maint	$0 per month

DESCRIPTION

Beautiful 4BR/2.5 in sought after, east side neighborhood of Vancouver. Huge great room, granite w/tile backsplash, custom cabs, tray ceiling in the dining room...hardwood throughout much of the main floor! Bonus room loft up w/built-in spkrs, gorgeous master bath w/fenced backyard, above ground pool & professional landscape. Won't last.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Family room	- Living room
- Bonus/Rec room	- Office/Den	- Dining room
- Breakfast nook	- Dishwasher	- Stove/Oven
- Microwave	- Granite countertop	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard	- Swimming pool

OTHER SPECIAL FEATURES

- Quiet, culdesac location

- Many upgrades

- Above ground pool like new!

- Located in sought after neighborhood

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 5, 2010, 8:10am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$149900 Central Vancouver Ranch with a view!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 29 Oct 2010 15:07:02 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

9606 NE 19th St., Vancouver, WA

Clean ranch home in established, well kept Vancouver neighborhood near SW Washington hospital.

2BR/2BA Single Family House

offered at $149,900

Year Built	1988
Sq Footage	1,385
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,730 sqft
HOA/Maint	$0 per month

DESCRIPTION

Clean ranch home in established, well kept Vancouver neighborhood near SW Wash hospital. Large, open rooms throughout, great room concept, huge deck w/ view off back, large master w/private bath, nice landscape package w/water feature, fruit trees. Newer GFA furnace & water heater. Great condition/move-in ready! This one won't last!

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- Walk-in closet
- Family room	- Dining room	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Stainless steel appliances	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

OTHER SPECIAL FEATURES

- Great landscape package w/water feature & fruit trees

- Huge deck w/ view

- Large rooms throughout

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 11, 2010, 11:10am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

Screamin Deal! $149900 West Side Vancouver, WA 3BR/2BA, 1700+Sqft/HUGE LOT! Won't Last...

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 29 Oct 2010 15:01:03 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

4403 NE 14th Ave., Vancouver, WA

Move-in ready 3BR w/finished basement on huge lot! West side location in quiet neighborhood. Easy access to I-5, shopping, schools! Awesome price!

3BR/2BA Single Family House

offered at $149,900

Year Built	1978
Sq Footage	1,729
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	2
Parking	2 Car garage
Lot Size	7,839 sqft
HOA/Maint	$0 per month

DESCRIPTION

Move-in ready 3BR/2BA near hwy, shopping, schools. West side location in quiet neighborhood, good sized lot w/huge back yard. Well maintained home- updated colors, newer vinyl in kitchen and baths, updated vanity/fixtures, deck off dining, large stone fireplace/mantle and lots of light! Large finished basement with high ceilings, 2nd family room, 3rd BR/BA & tons of storage.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Family room
- Living room	- Bonus/Rec room	- Dining room
- Breakfast nook	- Dishwasher	- Refrigerator
- Stove/Oven	- Basement	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- Large fenced yard

- Short Sale!

- Showpiece rock mantle/fireplace

- Large finished basement w/ tons of storage

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 21, 2010, 2:10pm PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$237,000 Salmon Creek 5BR Backs to Greenbelt/Daylight/Beautiful Landscape- Screaming deal!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 29 Oct 2010 14:28:28 -0700

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

3412 NE 95th Way, Vancouver, WA

Move-in-ready 5BR/3.5BA w/daylight basement. Lots of sqftg. and upgrades for the $. Don't miss this one!

5BR/3+1BA Single Family House

offered at $237,000

Year Built	2005
Sq Footage	3,184
Bedrooms	5
Bathrooms	3 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	5,999 sqft
HOA/Maint	$0 per month

DESCRIPTION

Great Salmon Creek 5BR/3.5BA home! Lots of sqftg. for the $...Finished daylight basement w/ private bedroom and bath, beautiful landscape backs to greenbelt! Upgrades throughout incl. lam. flooring in kitchen & dining, deck off kitch w/ view, patio & deck off basement, gas FP and stove, huge bonus room up w/office on the main. Too much to list! Perfect for the entertainer.

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- High/Vaulted ceiling
- Walk-in closet	- Hardwood floor	- Family room
- Living room	- Bonus/Rec room	- Office/Den
- Dining room	- Breakfast nook	- Dishwasher
- Stove/Oven	- Microwave	- Basement
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Garage parking

OTHER SPECIAL FEATURES

- Amazing landscape package

- Deck off kitchen w/view of greenbelt

- High ceilings throughout

- Covered front porch

- Fantastic Salmon Creek location

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 28, 2010, 4:02pm PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$144,900 LOW MAINTENANCE LIVING- CENTRAL VANCOUVER, WA 3BR/2BA/GRANITE/HARDWOOD/POOL!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 29 Oct 2010 14:24:43 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

4010 NE 89th Way, Vancouver, WA

LOW MAINTENANCE GATED LIVING!!! Centrally located 3BR/2.1BA townhouse near Padden parkway and I-5!

3BR/2+1BA Single Family House

offered at $144,900

Year Built	2005
Sq Footage	1,437
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	2,306 sqft
HOA/Maint	$171 per month

DESCRIPTION

Low maintenance, gated living! Central location, 3BR/2.1BA townhouse near Padden parkway and I-5! Granite tile, stainless appliances, laminate flooring throughout kitchen, dining & entry. Great room design with tons of light, high ceilings & large windows. Vaulted master w/ priv. bath, walk-in closet. Utility up, priv. patio out back. Access to gated pool within complex.

see additional photos below

PROPERTY FEATURES

- Central heat	- High/Vaulted ceiling	- Walk-in closet
- Hardwood floor	- Family room	- Dining room
- Breakfast nook	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Granite countertop
- Stainless steel appliances	- Washer	- Dryer
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard
- Swimming pool

COMMUNITY FEATURES

- Clubhouse	- Fitness center	- Swimming pool(s)
- Gated property	- Secured entry

OTHER SPECIAL FEATURES

- Granite Tile, Alder Cabinets,

- Community Swimming Pool.

- Gated Community

- Central Location

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 11, 2010, 12:39pm PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$149900 Hazel Dell Ranch 3 BR/1400+sqft./Large Lot, Updated...1st time buyer? Investment?

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 28 Oct 2010 20:32:32 -0700

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

8613 NW Old Orchard Dr., Vancouver, WA

Awesome 3BR/2BA ranch in beautiful Hazel Dell neighborhood! Some great updates. Move-in ready!!!

3BR/2BA Single Family House

offered at $149,900

Year Built	1974
Sq Footage	1,412
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	8,157 sqft
HOA/Maint	$0 per month

DESCRIPTION

Quality 3BR Ranch- great for starter home/rental/downsize. Nice, established neighborhood minutes from I-5, shopping, schools. Clean/Move-in ready. Seller has done some updating incl. hard wood & laminate flooring, vinyl, newer roof. Other amenities incl: tile counters, large fenced lot, additional bonus room/play room & a fantastic location! Fridge/washer/dryer included!

see additional photos below

PROPERTY FEATURES

- Fireplace	- Hardwood floor	- Family room
- Living room	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Microwave
- Washer	- Dryer	- Balcony, Deck, or Patio
- Yard

OTHER SPECIAL FEATURES

- Large lot

- Short Sale

- Newer Roof, vinyl, hardwoods

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 25, 2010, 10:30am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

Battle Ground- Beautiful 4BR,2.5BA Great Room Concept, Cherry Hardwood, Granite

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 28 Oct 2010 20:23:34 -0700

Chris Galyon | Northwest Properties Brokers Network | (360) 521-7565

2516 SW 11th St., Battle Ground, WA

Beautiful home and design! Light and bright updated 4BR/2.5 BA in sought after, established Battle Ground neighborhood.

4BR/2+1BA Single Family House

offered at $219,900

Year Built	2002
Sq Footage	1,865
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	.13 acres
HOA/Maint	$0 per month

DESCRIPTION

Beautiful home and design! Light and bright updated 4BR/2.5 BA in sought after, established Battle Ground neighborhood. Brazilian Cherry hardwood floors throughout, granite in the kitchen, family room off kitchen with fireplace/tile surround/millwork, living and dining rooms with vaults, french doors to patio, solar tube for tons of light! Back yard backs to green space.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Living room	- Office/Den
- Dining room	- Breakfast nook	- Dishwasher
- Stove/Oven	- Microwave	- Granite countertop
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- Beautifully update

- Backs to Greenbelt

- Resides in established neighborhood with mature landscape

- Close to shopping/schools/8mins. from I-5

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

(360) 521-7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 20, 2010, 9:17am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

SHORT SALES, FACING FORECLOSURE IN VANCOUVER, WA or CLARK COUNTY WASHINGTON

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 28 Oct 2010 18:41:30 -0700

Welcome. I've put together some tips on how to avoid foreclosure through selling your home or property as a short sale. I hope you find this information valuable. My experience is extensive. I've represented sellers for shorts sales in Vancouver, WA and Clark County since 2003 and have closed hundreds of these transactions.

Short Sales: What are they? A short sale occurs when a seller wants to sell a home that is worth less than what is owed on the property. Therefore net proceeds from the closing are not sufficient to payoff the mortgage/mortgages in full. Hence, the payoff is short of what is owed....a short sale.

Why would a seller consider a short sale? Typically it's because they cannot afford to keep the home or investment property any longer and would like to avoid having the bank foreclose on the property. A foreclosure will have a greater negative effect on your credit score than a short sale or short payoff. That being said, the effect on your credit is a situation by situation basis. Nothing is black and white and it very much depends on the banking institutions you're working with and how they report to credit agencies.

Why would a bank approve a short sale? Well the short answer is- statistically it costs a bank or investor much more to foreclosure on a home/property then it does to accept a short sale. The initiation of foreclosure from a bank involves attorneys, asset management companies, appraisers, Realtors, locksmiths, lost payments, lost interest, fees, lost market time, etc. etc. etc. Banks are not in the business of owning Real Estate nor do most of them want to be. It benefits them financially to work with sellers and Realtors to get the home/property sold quickly prior to actually foreclosing on the home or property. This is definitely the case with short sales in Vancouver, WA.

When can a seller consider a short sale or selling their property for less than what is owed? Anytime. In fact, the sooner the better. As we all well know the Real Estate market isn't what it was 2-3yrs. ago. Homes take longer to sell and much more effort on the behalf of the seller or the Realtor that they enlist to sell their home. Plus, if the seller has stopped making payments there is a time line for how much longer they will own the home before the bank forecloses. Time is of the essence and I can't stress that statement enough. Many times people will wait because of pride, humiliation, the hope that somehow they will come up with the money to afford to catch up on their mortgage. The best thing I can say is that many, many people right now are going through this same circumstance. A very high percentage of homes for sale in Clark County Washington or Vancouver, WA (and many other regions in our current market) are short sales or homes facing foreclosure. Making a definitive decision to sell your home as a short sale sooner than later will aid in the successful sale of your home and negotiation of your short sale.

How does a person go about pursuing a short sale? Well, to start with you should enlist a Realtor with experience in short sales. I can't tell you how many times I've heard a Realtor tell me that they are supposed short sale experts. Then I ask how many they have closed and they say 3 or 4!!! Short sales are a different breed of Real Estate Sales all together and they should be treated as such. There are strict time lines , foreclosure dates and postponements, percentages banks will accept, procedures banks require, pitfalls to avoid, different policies that change daily, PMI guidelines, FHA guidelines, weary buyers, the list goes on and on and on. The only way you could possibly be represented properly by an agent is if they have successfully sold many, many short sales over a respectable period of time. Just like any other business, relationships are built with experience. A reputable relationship with a bank that I've worked with previously can mean a 2-week approval turnaround compared to a 4-month turn around

How Much? Free, or at least no out of pocket expense to the seller. If someone approaches you with a short sale service with an up front fee run quickly and pursue another avenue. The facilitation of a short sale is part of the listing agents job if the seller isn't taking care of it themselves (which I don't recommend for the same reasons I've stated above) and will be part of the reimbursement of commission paid at closing. There are companies out there charging sellers for services. You shouldn't have to pay anyone out of pocket to help you with a short sale. The commission paid to the Realtor is part the closing costs approved by the bank. How Long is the process? Well, first you need an offer on the home that has been mutually agreed upon by both parties. Once you've got that it depends on a) the level of experience your Realtor has with facilitating short sale offers/approvals b) which bank you have your mortgage(s) with. Some banks don't have the inventory of short sales/pre-foreclosures that others do so the time that it takes them to respond to an offer could be 21 days. Conversely some banks have gigantic inventories of short sales and are doing their best to respond within 90-120 days.

*Let me share a little discussion I had with a contact of mine at a very large, well known financial institution the other day. 7 weeks ago this bank opened up a "new" department to help expedite the time it was taking them to process short sales. At that time they opened their new department with 3500 files in process and approx. 60 employees. Over the course of 7 weeks they were up to 85,000 short sales!!! That's almost 10,000 files a week! Needless to say they are hiring. Unfortunately this is more common than not.

Who am I? My name is Chris Galyon and I work for Northwest Properties located in Vancouver, WA. I've been a Top Producing Realtor for the past 7 years. I have specialized in short sales, pre-foreclosure sales & helping sellers threatened by foreclosure in Vancouver, WA for the length of my career. I would consider myself one of the most experienced Short Sale Realtors in the area for selling homes on strict time lines, dealing with bank negotiations & aiding sellers avoid foreclosure at all costs.

Why do I do this? Well ultimately because I like helping sellers sell their homes that might otherwise think there is no hope left but to let their home go to foreclosure. There is a way to successfully sell your home, avoid foreclosure and have your bank pay for it. I've personally sold and/or processed hundreds of short sales in Vancouver, WA and Clark County Washington over the past 7yrs. I've developed both systems and bank relationships that allow me to close these transactions in less than avg. time lines and with a very high success rate.

As I said earlier, do your research. If you decide that selling your home as a short sale is the option you'd like to pursue make sure you enlist someone who has vast knowledge & experience. Ask for referrals, their experience over time, transactions closed, what is their success rate? Also, just because someone says they have a "team" of people working on your file doesn't necessarily mean you’re in good hands. This is an important decision that you may be only able to make once. Handing the fate of your home to someone who is in-experienced in short sales could mean the difference between selling your home or getting foreclosed upon.

Chris Galyon Northwest Properties www.excellentnwhomes.com 360.521.7565 element57@comcast.net

I hope to have shed a little light on Short Sales in Vancouver, WA or Clark County WA.

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

AWESOME INVESTMENT PROPERTY IN WASHOUGAL- RENTED $995/MO. ONLY $169900 FOR 1700+ SQFT!!!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Wed, 13 Jan 2010 12:59:45 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

2121 C St., Washougal, WA

WASHOUGAL- TOTAL REMODEL!!! CHARMING 4BR/2BA FARMHOUSE WITH ALL THE
UPDATES OF TODAY.

4BR/2BA Single Family House

offered at $169,900

Year Built	1920
Sq Footage	1,767
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	2
Parking	1 Car garage
Lot Size	4,500 sqft
HOA/Maint	$0 per month

DESCRIPTION

1st TIME BUYERS get your tax credit now! Investors, tenants want to stay! TOTALLY REMODELED. Granite, Newer: Appliances, Roof, Interior paint, Sheetrock, Plumbing, Electrical, Lighting, Refinished flooring, Quiet street, Deck out back & Covered front porch. Many rooms for multiple purposes- Fence is coming! Quick close, not a short sale. This one won't last at this price!

see additional photos below

PROPERTY FEATURES

- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Bonus/Rec room	- Dishwasher
- Refrigerator	- Stove/Oven	- Granite countertop
- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- New Deck & Fence

- Listed as a 3BR, but many more rooms serving multiple needs

- Old Farmhouse charm with updated features

ADDITIONAL PHOTOS

Photo 1	Photo 1
Photo 2	Photo 3
Photo 1	Photo 4

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 16, 2009, 7:51am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

3200 sqft. 4BR FOR UNDER $100/FT. W/ VIEW OF THE COLUMBIA RIVER! $304,900

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Wed, 13 Jan 2010 12:55:51 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

2122 N 3RD ST, Washougal, WA

Outstanding home with a spectacular view of the river and valley! Lots of sqftg. for the price in this fantastic Washougal neighborhood.

4BR/2+1BA Single Family House

offered at $304,900

Year Built	2006
Sq Footage	3,212
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	Unspecified
Lot Size	6,094 sqft
HOA/Maint	$34 per month

DESCRIPTION

Outstanding home with a spectacular view of the river and valley! Open spaces, gourmet kitchen w/granite, double ovens, stainless, huge island w/wine rack, maple cabs & two-tone finish. Hardwood throughout, exec. office with 2-sided fireplace& built-ins. Large bedrooms, one w/private deck, tile in baths + loft/common area for play or sitting/reading. A steal a top one of Washougal's premier areas.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Family room	- Living room
- Bonus/Rec room	- Office/Den	- Dining room
- Breakfast nook	- Dishwasher	- Stove/Oven
- Microwave	- Granite countertop	- Stainless steel appliances
- Attic	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

OTHER SPECIAL FEATURES

- Beautiful finish

- 2nd story deck overlooking Columbia river valley

- Private office with built-ins and two sided gas FP

- Covered back patio for outdoor living

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 16, 2009, 7:51am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

COLUMBIA RIVER VIEW...ALL THE UPGRADES....INCREDIBLE LANDSCAPE! $349,900

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Wed, 13 Jan 2010 12:51:19 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

2173 N 3RD ST, Vancouver, WA

FULL VIEWS OF THE COLUMBIA RIVER & RIVER VALLEY!!! TOTALLY UPGRADED GRANITE HIGHLANDS CHARMER...GOURMET KITCHEN, DOUBLE LEVEL COVERED DECKS...TOO

4BR/2+1BA Single Family House

offered at $349,900

Year Built	2005
Sq Footage	3,131
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	8,143 sqft
HOA/Maint	$0 per month

DESCRIPTION

Beautiful home with a million dollar view of Clark County, Portland and the Columbia River. Granite counters, hardwoods, custom landscape and interior finishes. Don't miss this wonderful opportunity at a great price!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Living room	- Bonus/Rec room
- Office/Den	- Dining room	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Granite countertop	- Stainless steel appliances	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- VIEWS OF THE COLUMBIA RIVER AND RIVER VALLEY

- DOUBLE LEVEL DECKING

- EXCUISITE CUSTOM LANDSCAPE

- PREMIUM VIEW LOT IN QUALITY NEIGHBORHOOD

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 5	Photo 3
Photo 4	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 16, 2009, 7:51am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

VIEW OF THE COLUMBIA RIVER VALLEY FOR UNDER $300K- GRANITE HIGHLANDS!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Wed, 13 Jan 2010 12:37:09 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

2123 N. 3rd St., Washougal, WA

View of the Columbia River & Valley for under $300k! Open floor plan with all the upgrades, granite, custom cabs, SS appliances, huge bonus room.

3BR/2+1BA Single Family House

offered at $299,900

Year Built	2005
Sq Footage	2,514
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	6,534 sqft
HOA/Maint	$34 per month

DESCRIPTION

Columbia Valley/River Views for under $300k! Beautiful home in fantastic Granite Highlands neighborhood. Granite, custom 2 tone cabs, open floor plan w/ office on main. Large bonus w/2nd office nook. Master suite w/deck/hottub overlooking river, custom clsts, gorg. bath. SS appliances, double oven, pantry, crown mldng...best price in the neighborhood!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Family room	- Bonus/Rec room
- Office/Den	- Dining room	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Granite countertop	- Stainless steel appliances	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard	- Jacuzzi/Whirlpool

OTHER SPECIAL FEATURES

- View of the Columbia River Valley from both floors

- Huge bonus room w/ 2nd office nook upstairs

- Office on main floor

- Fenced back yard

- Large view deck with jacuzzi off master

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 12, 2010, 9:20am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

SHORT SALES, FACING FORECLOSURE IN VANCOUVER, WA CLARK COUNTY WASHINGTON

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Tue, 15 Dec 2009 18:36:31 -0800

Welcome. I've put together some tips on how to avoid foreclosure through selling your home or property as a short sale. I hope you find this information valuable. My experience is extensive. I've represented sellers for shorts sales in Vancouver, WA and Clark County since 2002 and have closed hundreds of these transactions.

Let me share a little discussion I had with a contact of mine at a very large, well known financial institution the other day. 7 weeks ago this bank opened up a "new" department to help expedite the time it was taking them to process short sales. At that time they opened their new department with 3500 files in process and approx. 60 employees. Over the course of 7 weeks they were up to 85,000 short sales!!! That's almost 10,000 files a week! Needless to say they are hiring. Unfortunately this is more common than not.

Who am I? My name is Chris Galyon and I work for Northwest Properties located in Vancouver, WA. I've been a Top Producing Realtor for the past 7 years. I have specialized in short sales, pre-foreclosure sales & helping sellers threatened by foreclosure in Vancouver, WA for the length of my career. I would consider myself one of the most experienced Short Sale Realtors in the area for selling homes on strict time lines, dealing with bank negotiations & aiding sellers avoid foreclosure at all costs.

Why do I do this? Well ultimately because I like helping sellers sell their homes that might otherwise think there is no hope left but to let their home go to foreclosure. There is a way to successfully sell your home, avoid foreclosure and have your bank pay for it. I've personally sold and/or processed hundreds of short sales in Vancouver, WA and Clark County Washington over the past 7yrs. I've developed both systems and bank relationships that allow me to close these transactions in less than avg. time lines and with a very high success rate.

Chris Galyon Northwest Properties www.excellentnwhomes.com 360.521.7565/element57@comcast.net

I hope to have shed a little light on Short Sales in Vancouver, WA or Clark County WA.

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

LOAN MODIFICATIONS & SHORT SALES...PITFALLS TO AVOID & GENERAL CONSIDERATIONS

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Mon, 14 Dec 2009 17:35:27 -0800

LOAN MODIFICATIONS: BUZZ WORDS TO MAKE OR BREAK YOU...PITFALLS, CONSIDERATIONS, KNOWLEDGE

I THOUGHT I'D PIPE IN ON THE TOPIC BECAUSE OF A FEW THINGS I'VE WITNESSED AS OF LATE THAT YOU MAY NOT ALREADY KNOW. I'D LIKE TO START BY SAYING THAT I AM A REALTOR IN THE STATE OF WASHINGTON WITH MY PRIMARY BUSINESS IN VANCOUVER, WA. I SPECIALIZE IN SHORT SALES AND HAVE DONE SO SINCE 2002. BECAUSE I WORK SO MANY SHORT SALES, MANY TIMES THE SELLERS I REPRESENT ARE EITHER IN THE MIDDLE OF LOAN MODIFICATIONS, HAVE ALREADY TRIED AND FAILED OR ARE CONSIDERING THE POSSIBILITIES WHEN I MEET THEM. I'D LIKE TO SHARE A FEW TIPS FROM MY PERSONAL EXPERIENCE.

THINGS TO CONSIDER IF THINKING OF TRYING A LOAN MODIFICATION:

#1 DO IT YOURSELF. IT ISN'T THAT DIFFICULT!!!

I CAN'T STRESS THIS ENOUGH. IT CAN BE DONE. YOU DO NOT NECESSARILY NEED A PROFESSIONAL TO HELP YOU. THE BULK OF THE WORK INVOLVED IS PROVIDING REQUESTED DOCUMENTATION SUCH AS PAY STUBS, TAXES, PROFIT AND LOSS STATEMENTS, BANK STATEMENTS AND OTHER FINANCIAL REQUIREMENTS PER THE BANK YOU'RE WORKING WITH. OTHER THAN STAYING ON TOP OF THAT IT'S JUST A LOT OF FOLLOW UP. CALL THEM AT LEAST ONCE A WEEK TO SEE HOW THE PROGRESS IS GOING. MAKE SURE THEY'VE RECEIVED ("IMAGED") THE REQUESTED PAPERWORK. MAKE SURE IT'S BEEN ASSIGNED TO SOMEONE. DON'T LET THEM LEAD YOU TO BELIEVE THAT IT'S BEING "WORKED ON" AND YOU DON'T NEED TO CALL AND FOLLOW UP. TREAT IT AS IF IT MEANS LOSING YOUR HOME OR NOT...BECAUSE THAT'S THE REALITY OF IT. DON'T BE PACIFIED.

THE ADMINISTRATION IS CONTINUALLY PUTTING MORE PRESSURE ON BANKS TO MODIFY MORE LOANS SO THAT THEY ARE AFFORDABLE TO BORROWERS. THE BANKS WANT TO HELP BECAUSE IT'S IN THEIR BEST INTEREST TO DO SO. IF THEY CAN GET YOU TO BEGIN MAKING PAYMENTS AS SOON AS POSSIBLE THAT MEANS THEY MAKE MORE MONEY...AND THEY ARE ALL ABOUT MAKING MORE MONEY.

#2 BE AWARE OF YOUR TIME LINE

WHAT DO I MEAN BY THIS? WHENEVER YOU STOP MAKING A PAYMENT TO A MORTGAGE COMPANY, A STOP WATCH BEGINS IN TERMS OF THE BANK TAKING NECESSARY PROTOCOL TO SECURE THEIR ASSET. THIS MEANS THAT THEY BEGIN THE PROCESS OF FORECLOSURE. THIS TIME LINE VARIES DEPENDENT UPON WHAT IS TYPICAL FOR THE STATE IN WHICH YOU LIVE. TYPICALLY IN THE STATE OF WASHINGTON LENDERS FORECLOSE NON-JUDICIALLY. THIS PROCESS TAKES ABOUT 7 OR 8 MONTHS FROM THE POINT AT WHICH A PAYMENT IS LATE TO THE POINT AT WHICH THE BANK WILL ATTEMPT TO SELL THE HOME AT A FORECLOSURE SALE. BUT AS I SAID, ALL STATES ARE DIFFERENT AND THIS IS SOMETHING YOU WILL WANT TO DETERMINE WITH YOUR BANK AS YOU ARE WORKING THROUGH THE LOAN MODIFICATION PROCESS. THIS WILL AFFECT THE SUCCESS OF YOUR LOAN MODIFICATION. IF YOU DON'T BEGIN THE MODIFICATION WITH ENOUGH TIME ON THE CLOCK SO TO SPEAK, YOU MAY NOT GET AN ANSWER ON THE MODIFICATION BEFORE YOUR FORECLOSURE SALE DATE COMES! THE BANK MAY POSTPONE YOUR FORECLOSURE SALE DATE TO ALLOW THE NECESSARY RESPONSE TIME ON THE LOAN MODIFICATION...BUT THIS IS NOT GUARANTEED BY ANY MEANS. BE CAREFUL AND ACT QUICKLY. TIME IS ONE OF THE FEW THINGS YOU'VE GOT GOING FOR YOU IN REGARDS TO THE PROCESS. DON'T LET IT SLIP AWAY WHILE YOU WAFFLE ON THE DECISION AS TO WHAT TO DO...

#3 DON'T GET RIPPED OFF

WITH THE UNFORTUNATE DOWNTURN IN THE ECONOMY, JOB LOSSES ETC. THERE IS A HUGE SWING IN THE NUMBER OF PEOPLE DEFAULTING ON THEIR MORTGAGES (OBVIOUSLY)...AND WITH THAT COME A TON OF LOAN MODIFICATION COMPANIES SOLICITING YOUR BUSINESS AND PROMISING THE WORLD. BE VERY VERY CAREFUL IF YOU DO HIRE A COMPANY TO DO YOUR LOAN MODIFICATION. DO YOUR RESEARCH. USE GOOGLE. FIND OUT WHO THESE COMPANIES HAVE HELPED. CALL THOSE CLIENTS DIRECTLY. A WORD TO THE WISE, IF YOU CAN'T SPEAK TO A PERSON THAT SUCCESSFULLY HAD A LOAN MODIFICATION COMPLETED BY THAT COMPANY TRY SOMEONE ELSE. REFERRALS ARE A GREAT WAY TO FIND A COMPANY...BUT DO YOUR DUE DILIGENCE JUST THE SAME.

BE VERY CAREFUL WITH COMPANIES THAT CHARGE YOU AN UP FRONT FEE. IN FACT, I'D RECOMMEND NOT HIRING SOMEONE THAT DOES. THERE ARE SO MANY FREE OPPORTUNITIES OUT THERE THAT YOU SHOULDN'T NEED TO. CASE IN POINT- I'D LIKE TO SHARE AN EXPERIENCE THAT HAPPENED JUST RECENTLY TO A FRIEND OF MINE IN WASHOUGAL, WA:

LIKE MANY PEOPLE HE GOT A LETTER IN THE MAIL FROM A LOAN MOD COMPANY PROMISING THEY COULD HELP ETC. HE HAD TWO HOMES THAT HE WAS HAVING TROUBLE AFFORDING BUT WAS STILL CURRENT ON BOTH HIS MORTGAGES. THE COMPANY RECOMMENDED HE STOP MAKING HIS PAYMENTS. THEY ALSO CHARGED HIM $2500 PER HOUSEHOLD TO DO THE LOAN MODS (HE NEVER CALLED ME TO ASK MY OPINION UNFORTUNATELY). MONTHS WENT BY AND NOTHING WAS BEING ACCOMPLISHED. TOWARD THE END, THE LOAN MODIFICATION COMPANY WASN'T ANSWERING THE PHONE. I GOT A CALL 4 WEEKS BEFORE HIS HOMES WERE TO BE SOLD AT THE FORECLOSURE AUCTION TO HELP HIM. THAT WAS 8 MONTHS AFTER HE HIRED THE COMPANY, AND 8 MONTHS AFTER THEY TOLD HIM TO STOP MAKING PAYMENTS. NOW MOST PEOPLE WOULD ASK..."WHY DID IT TAKE SO LONG FOR THE SELLER TO CONTACT SOMEONE FOR ASSISTANCE?". WELL THE ANSWER IS PRETTY EASY I THINK. HE WAS EMBARRASSED, ASHAMED, HIS TIME WAS SCARCE, HE KNEW HE'D MADE A MISTAKE AND HE KNEW HE'D BEEN RIPPED OFF. THE STORY HAD A HAPPY ENDING. HE CALLED THE BANK FOR HIS PRIMARY RESIDENCE IN VANCOUVER, WA, THEY WERE SYMPATHETIC TO HIS CIRCUMSTANCE OF GETTING SCAMMED. THEY POSTPONED HIS FORECLOSURE SALE DATE AND SUCCESSFULLY GAVE HE AND HIS WIFE A LOAN MODIFICATION THAT WORKED FOR THEIR BUDGET. HIS 2ND HOME (A RENTAL IN WASHOUGAL, WA)- WE DID A SUCCESSFUL SHORT SALE ON IT WITH THE RENTERS AS THE BUYERS. I GOT THE FORECLOSURE SALE DATE POSTPONED TO ALLOW THE SALE TO THE BUYER AND EVERYONE ENDED UP ECSTATIC! NONETHELESS, BE CAREFUL ABOUT WHO YOU WORK WITH.

#4 ARE YOU WORKING?

REMEMBER THAT TO QUALIFY FOR MOST LOAN MODIFICATIONS YOU HAVE TO HAVE AN INCOME. THE BANK WANTS TO SEE THAT YOU'RE SOMEWHAT OF A SAFE BET TO CONTINUE MAKING PAYMENTS IF THEY EXTEND A HELPING HAND.

WHAT IF I DON'T HAVE A JOB YOU MIGHT ASK? CONSIDER SELLING YOUR HOME. EVEN IF YOU OWE MUCH MORE THAN YOUR HOME IS WORTH YOU CAN STILL DO A SHORT SALE. BANKS ARE FAIRLY UNDERSTANDING IN MY OPINION WITH SELLERS THAT CAN NO LONGER AFFORD THEIR MORTGAGES AND DON'T QUALIFY FOR A LOAN MODIFICATION. MOST OF MY SELLERS (IN CLARK COUNTY WASHINGTON) ARE RELEASED FROM THEIR OBLIGATION TO THE BANK WITHOUT ISSUE. THAT BEING SAID, YOU CAN'T JUST WALK AWAY FROM YOUR HOME BECAUSE IT'S DROPPED IN VALUE. YOU'RE EXPECTED TO ABIDE BY YOUR FINANCIAL OBLIGATIONS AS BEST AS YOU CAN. BUT IF A HARDSHIP CATCHES YOU BY SURPRISE, MOST BANKS ARE UNDERSTANDING AND WANT YOU TO SELL THE HOUSE AS BADLY AS YOU DO. IN FACT, IN SOME CASES WITH SHORT SALES IN VANCOUVER WASHINGTON, THE BANK WILL PAY YOU THE SELLER TO DO THE SHORT SALE...SUCH IS THE CASE WITH SELLER'S THAT HAVE FHA LOANS AND NEED TO DO A SHORT SALE! THE FHA WILL PAY YOU UP TO $1000 AID IN THE PROCESS.

I HOPE THIS LITTLE CHECK LIST HELPS IF YOU'RE CONSIDERING WHETHER TO DO A LOAN MODIFICATION OR TO SELL YOUR PROPERTY AS A SHORT SALE.

FOR MORE INFORMATION ON ME, MY BUSINESS, SHORT SALE ASSISTANCE IN VANCOUVER, WA OR SHORT SALE ASSISTANCE IN CLARK COUNTY WASHINGTON PLEASE VISIT MY WEBSITE: WWW.EXCELLENTNWHOMES.COM OR CONTACT ME DIRECTLY AT 360.521.7565. I'VE SPECIALIZED IN HELPING SELLER'S WITH SHORT SALES SINCE 2002 AND WOULD BE HAPPY TO OFFER ANY ASSISTANCE THAT I CAN IN DISCUSSING YOUR OPTIONS.

KEEP YOUR HEAD UP AND REMEMBER...TIME IS OF THE ESSENCE!

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

$500k Price reduction! Gated Community of Upscale homes on 1 acre parcels. Near 2009 Parade of Homes!!!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 03 Apr 2009 14:49:40 -0700

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

17900 NE 113th Ave., Battle Ground, WA

Exquisite Custom on gated, serene, one-acre parcel. Gourmet kitchen, Private Decks, Executive office and More!

4BR/2.5BA Single Family House

offered at $649,900

Year Built	2007
Sq Footage	4,230
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	Unspecified
Lot Size	1 acres
HOA/Maint	$0 per month

DESCRIPTION

One-of-a-kind custom on stunning, serene, gated one acre parcel w/St. Helens view! Exquisite finish work includes Walnut and Maple cabinetry throughout the entire home. Massive, gourmet kitchen, large island, opens to 350 sqft., covered deck. Walnut hardwoods throughout much of the downstairs, Executive office w/FP & built-ins. Master on the mainw/spa-bath and private deck. Owner/Agent/Builder MORE INFO. AT WWW.EXCELLENTNWHOMES.COM Contingent upon sellers bank approval.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Bonus/Rec room	Office/Den	Dining room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Granite countertop
Stainless steel appliances	Attic	Laundry area - inside
Balcony, Deck, or Patio	Yard	Jacuzzi/Whirlpool

OTHER SPECIAL FEATURES

Gated Community

Green space

Quality homes surround on one-acre parcels

ADDITIONAL PHOTOS

Front	Back Yard
Kitchen	Family
Executive Office	Back Deck

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Apr 1, 2009, 11:00am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

Beautiful home at the end of a quiet cul-de-sac on the west side of Vancouver. Just like new!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 03 Apr 2009 14:43:29 -0700

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

1818 Edge Park Dr., Vancouver, WA

Beautiful home at the end of a quiet cul-de-sac on the west side of Vancouver. Just like new!

2BR/2BA Single Family House

offered at $162,000

Year Built	2001
Sq Footage	1,093
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Car garage
Lot Size	3,154 sqft
HOA/Maint	$0 per month

DESCRIPTION

Beautiful home at the end of a quiet cul-de-sac. Just like new! Large great room/kitchen area w/gas fireplace, laminate flooring throughout much of the living space, updated appliances, vaulted ceilings in the living room, tons of windows bring in the light! Master w/private full bath and many other touches. Property backs to BPA open space giving the feel of acreage!

see additional photos below

PROPERTY FEATURES

Central A/C	Fireplace	High/Vaulted ceiling
Hardwood floor	Family room	Living room
Dishwasher	Stove/Oven	Microwave
Laundry area - inside	Balcony, Deck, or Patio	Yard

OTHER SPECIAL FEATURES

Backs to open space property- feels like you're on acreage!

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 27, 2009, 9:34am PDT

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

TUCSON~ SADDLEBROOKE RESORT COMMUNITY/MOUNTAIN VIEWS 3% BAC

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Fri, 13 Feb 2009 19:00:59 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

38821 S. Casual Dr., Tucson/saddlebrooke, AZ

Beautifully maintained, like new Villa in sought after Saddlebrooke retirement community on the north side of Tucson, Arizona.

2BR/2BA Townhouse

offered at $259,900

Year Built	1999
Sq Footage	1,452
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	Unspecified
HOA/Maint	$268 per month

DESCRIPTION

Fantastic one-level View home in the highly sought after Saddlebrooke Retirement community north of Tucson, Arizona. This "villa" design features two bedrooms, two full baths, 1450+ sqft., great room design, tasteful tile work in baths and kitchen, 10 ft. ceilings throughout, plantation shutters on all windows ($10k upgrade new) , cultured marble counters and so much more. Large master suite w/spa-like bath, custom cabinetry, designer colors and light fixtures. Perfect for a seasonal getaway with the community featuring multiple golf courses, swimming pools, tennis courts, basketball courts, several year round interest classes, a dog park, softball fields, and the list goes on. Minutes to full serve amenities/stores and highway. Only 15 mins. from Tucson. Treat yourself to year round sunshine!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Walk-in closet	Tile floor	Family room
Office/Den	Breakfast nook	Dishwasher
Stove/Oven	Microwave	Laundry area - inside
Balcony, Deck, or Patio	Yard

COMMUNITY FEATURES

Guest parking	Business center	Clubhouse
Fitness center	Swimming pool(s)	Sauna/Spa
Tennis court(s)	Golf course	Secured entry

OTHER SPECIAL FEATURES

View Lot to Mountains

Covered Patio

Surrounded by Several Golf Courses

Tennis, Swimming, Fitness Center, Basketball Courts

Tasteful Tile work

Plantation shudders

HOA DUES COVER EXTERIOR MAINTENANCE OF UNIT & LANDSCAPING

ADDITIONAL PHOTOS

Seller contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by individual owner

Equal Opportunity Housing

Posted: Feb 13, 2009, 4:18pm PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

This La Center 4BR/3BA is fantastic. Beautiful interior finish, quiet newer neighborhood, stunning landscape package!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Mon, 09 Feb 2009 16:43:22 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

1324 E 18TH ST, La Center, WA

This 4BR/3BA is fantastic! Beautiful La Center neighborhood minutes to I-5, amazing interior with scraped hardwoods/white woodwork, professionally la

4BR/3BA Single Family House

offered at $275,000

Year Built	2002
Sq Footage	2,828
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	Unspecified
Lot Size	7,473 sqft
HOA/Maint	$4 per month

DESCRIPTION

This 4BR/3BA is absolutely gorgeous! Scraped hardwood flooring throughout the 1st floor, master on the main w/private bath (tub and shower), beautiful crown and finish, lots of space in every direction. Gorgeous back yard with extensive stamped concrete patio, large water feature and landscaped to the nines. Large bonus/theater room up with sitting area/loft adjacent.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Family room	Living room	Bonus/Rec room
Office/Den	Dining room	Breakfast nook
Dishwasher	Stove/Oven	Microwave
Attic	Laundry area - inside	Balcony, Deck, or Patio
Yard

OTHER SPECIAL FEATURES

Water Features

Stamped Concrete

Professionally Landscaped

Tons of storage space above garage

Fantastic finish

ADDITIONAL PHOTOS

Seller contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 7, 2009, 6:18pm PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

~EUROPEAN FRENCH CHATEAU ON GATED 1-ACRE BACK ON MARKET REDUCED OVER $500K~

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Thu, 15 Jan 2009 12:47:34 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

11304 NE 182ND ST, Battle Ground, WA

Fantastic French Chateau on Gated 1 Acre Parcel- No Cost Spared In This Amazing European Custom Home.

4BR/3.5BA Single Family House

offered at $849,900

Year Built	2007
Sq Footage	4,643
Bedrooms	4
Bathrooms	3 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	1 acres
HOA/Maint	$0 per month

DESCRIPTION

From the moment you enter "Chateau De Vaux", the European influence is everywhere. 4600+sqft., Italian walnut doors, circular lime stone staircase w/wine cellar beneath, antiqued beams, walnut hrdwd floors, Italian granite, mstr on the main w/ frplc, 2nd mstr/guest ste. upstairs, great rm. with 20ft. ceilings & "state of the art" home theater. Truly a European masterpiece. MORE INFO. AT WWW.EXCELLENTNWHOMES.COM Contingent upon sellers bank approval.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Bonus/Rec room	Office/Den	Dining room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Granite countertop
Stainless steel appliances	Attic	Laundry area - inside
Balcony, Deck, or Patio	Yard	Jacuzzi/Whirlpool

OTHER SPECIAL FEATURES

Gated Community

ADDITIONAL PHOTOS

Seller contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 15, 2009, 10:35am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

~From $129,000- ONE ACRE LOTS- Gated Community, Water/Sewer/Elect at drive, green space throughout neighborhood, BRING YOUR BUILDER!!!

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Mon, 12 Jan 2009 15:13:20 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

17900 NE 113th Ave., Battle Ground, WA

BRING YOUR BUILDER!!! GATED ONE-ACRE LOTS FROM $139000

46,296 sqft Vacant Land

offered at $129,000

Lot Size

46,296 sqft

DESCRIPTION

BRING YOUR BUILDER!!! PREMIER 1-ACRE LOT IN WHISPERING MEADOWS COMMUNITY OFFERING THE RARE LUXURY OF WIDE-OPEN SPACE AND CONVENIENT LOCATION. SURROUNDED BY SPECTACULAR CUSTOM HOMES. CC&R'S TO PRESERVE NEIGHBORHOOD INTEGRITY. 2500SQFT. MIN. EASY ACCESS HWY 503/I-5/I-205, CLOSE TO SCHOOLS, MOVIE THEATER. OTHER LOTS AVAILABLE--WON'T LAST LONG! FOR MORE INFO. GO TO WWW.EXCELLENTNWHOMES.COM

see additional photos below

LOCATION FEATURES

Utilities at drive (Water, Sewer, Electric, Phone)

Gated Community

CC&R's to preserve integrity

Close to highway access

Greenbelt

ADDITIONAL PHOTOS

Seller contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 12, 2009, 1:04pm PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com

~$699,000- Gated Estate Home on 1-acre, green space surrounds luxury home built in 2007- 4200+sqft, 4BR/2.5BA, Too much to list! A must see~

Chris Galyon (Live Northwest Real Estate Group at Parker Brennan) — Mon, 12 Jan 2009 15:07:19 -0800

Chris Galyon | Northwest Properties Brokers Network | 360.521.7565

17900 NE 113th Ave., Battle Ground, WA

Exquisite Custom on gated, serene, one-acre parcel. Gourmet kitchen, Private Decks, Executive office and More!

4BR/2.5BA Single Family House

offered at $699,900

Year Built	2007
Sq Footage	4,230
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	Unspecified
Lot Size	1 acres
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Walk-in closet	Hardwood floor
Tile floor	Family room	Living room
Bonus/Rec room	Office/Den	Dining room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Granite countertop
Stainless steel appliances	Attic	Laundry area - inside
Balcony, Deck, or Patio	Yard	Jacuzzi/Whirlpool

OTHER SPECIAL FEATURES

Gated Community

Green space

Quality homes surround on one-acre parcels

ADDITIONAL PHOTOS

Seller contact info:

Chris Galyon

Northwest Properties Brokers Network

360.521.7565

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 30, 2008, 6:13am PST

Chris Galyon

LiveNorthewest @ Parker Brennan

Cell: 360-521-7565

Email: Chris@livenorthwest.com