commercial lending: Full-Year TARP Results: Banks Hoard More Cash, Make Fewer Loans - 10/10/09 03:24 PM
Full-Year TARP Results: Banks Hoard More Cash, Make Fewer Loans - FOXBusiness.com.
This is why banks are going to lose their clients to private investment firms like the ones that we are using to fund commercial transactions. Clients know when they are getting the cold shoulder and when they have good … (0 comments)
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commercial lending: Financing for large Commercial Real Estate Development - 09/15/09 02:19 PM
We have money for commercial real estate financing for large development projects. the Minimum project size is 50 million.
Any projects that create jobs, can be funded in this program. Their is a minimum investment in the project of 10 million dollars.(skin in the game) This is a legitimate program that … (0 comments)
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commercial lending: Commmercail Loan Application Do's and Don'ts - 07/30/09 08:36 AM
I have seen in the last 6 months some crazy things; While clients are trying to obtain a Commercial Loan. Here are some Do's and Don'ts.
Do's
Complete and accurate year to date Income and operating Statement
Clear Executive summary-(go here for tips on how to write one)
Updated Rent … (1 comments)
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commercial lending: Commercial Multi Family Programs - 07/29/09 12:06 PM
Commercial Multi Family loans have remained stable through all the turmoil that has surrounded us in the past 2 years. Over the last 2 months rates have not fluctuated that much. Our programs offer the borrower the flexibility to pick the loan programs with terms up to 40 years with options … (1 comments)
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commercial lending: Commercial Due Diligence Fees - 07/28/09 07:51 PM
The practice of due diligence fees in the commercial lending has caused many problems in today’s landscape. Many Brokers/lenders will tell you that need to collect up front so make sure they get paid, others want to collect to make sure the client doesn’t go some where else.
In my … (2 comments)
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commercial lending: Commercial Governement Backed Loans - 06/17/09 10:36 AM
Talking About Government Loans!Regardless of political affiliation or how you feel about the government, there is one thing that is very helpful in commercial today, government-backed loans. Because the government is backing them, money is readily available on these types of deals all day. In past newsletters, we have explored SBA … (0 comments)
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commercial lending: Hard Money Tip - 06/16/09 09:16 PM
With all of the deals that I have seen recently. I can tell people are starting to get desperate. They are starting to to take short cuts, instead of doing things the right way. We need to have good executive summaries. They need to have some thought put into them. Here … (0 comments)
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commercial lending: Commercial Multifamily – Acquisition / Refinance Rates at 5.25% - 06/12/09 08:51 AM
85% Loan-to-Value – Acquisition or Refinance
80% Loan-to-Value for Cash-Out Refinance
35-Year Amortization
35-Year Term (no balloon)
7.5% Seller promissory note allowed for down payment requirements (Acquisition Only)
Low, fixed interest rate, based on market spreads over the Ten-Year Treasury yield.
No maximum loan amount
No personal liability (non-recourse)
Negotiable … (0 comments)
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commercial lending: Merchant Cash Advance Program - 06/12/09 08:44 AM
In-Vision Financial Holdings merchant cash advance program gives clients the opportunity to get the money they need to improve their business.
· We Provide Commercial Clients With An Alternative
· Ideal for any business that accepts credit cards
· Low Documentation
· Approval and Funding Within 7-10 days
· … (0 comments)
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commercial lending: Hard Money Commercial!!! - 06/12/09 08:17 AM
We are starting to close a lot of these loans but I still see a lot of people trying to do loans that make no sense. You need to understand these deals. Hard money does not mean stupid money. THEY ARE NOT FOR LOW CREDIT SCORE PEOPLE. That is one … (0 comments)
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commercial lending: Talking about Hard Money loans - 05/19/09 12:21 PM
Yes, we have sources for hard money loans. And the need right now in the marketplace is huge. These loans are not for bad borrowers; they are for people who need money quick. Maybe it is a purchase contract that needs to close in 3 weeks, or a tight situation that … (2 comments)
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commercial lending: Commercial Construction Programs - 04/14/09 06:06 PM
I would like to announce that we have a new program for commercial construction projects. We can do all types of projects, including hospitality, apartment buildings, and many other types of projects. Please call to receive more information.
We can fund these projects in about 30 days. If you … (0 comments)
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commercial lending: Commercial Loan Modifications From In-Vision Financial - 03/16/09 08:14 AM
Let the Professionals Work on your Commercial Loan Modification
In-Vision Financial launches commercial loan modification program, It has become more prevalent that commercial mortgage holders have found it more and more trouble making their payments, and have been unable to refinance to the lower interest rates that we have seen in … (0 comments)
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commercial lending: HUD Section 202 Housing Loan Program - 03/04/09 07:17 PM
HUD Section 202 Housing Loan Program
Recently, HUD issued policy change H 04-21 to the Section 202 Housing Code. This major policy change allows Section 202 communities to refinance debt at today's low rates and use the savings to improve facilities and enhance the living experience for residents.
•· 90% Loan-to-value, no cash out
… (0 comments)
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commercial lending: Commecial Real Estate Lending Update - 02/24/09 03:09 PM
Today I came across an article on MSNBC that Commercial Real Estate Activity Continuing to Decline, I don’t necessarily agree with this. And here is why businesses still need to grow and receive money. While it is true that many lenders have closed their Commercial mortgage books for the time … (0 comments)
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commercial lending: Multi Family Commercial Real Estate Investing - 02/17/09 12:44 PM
for more information feel free to call or visit www.in-visionloans.com
We have Money to lend!!! We are in all 50 States and provide Great Service, are Honest and Show Professionalism.
The above information regarding Commercial Lending was provided by Christopher Hills, the Senior Vice President for In-Vision Financial … (1 comments)
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commercial lending: How to Write a Commercial Loan Executive Summary - 02/17/09 06:45 AM
When I am reviewing a loan file one of the first things I look at and look for is the executive summary or loan summary. A well written executive summary shows the quality of the borrower and the value of the project. The goal of well written loan summary is to give … (1 comments)
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commercial lending: FHA Temporarily Relaxes Multifamily Insurance Rule - 02/15/09 03:31 PM
To make it easier for owners of apartment properties to secure financing, the Federal Housing Administration has temporarily relaxed one of its rules for insuring multifamily mortgages. Normally the agency, part of the Department of Housing and Urban Development, will not insure a loan to buy or refinance a multifamily … (0 comments)
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commercial lending: Commercial Real Estate: Deloitte Release 2009 Industry outlook - 02/14/09 09:48 AM
Following several years of spectacular returns for the commercial real estate industry, global credit problems that began in the U.S. residential subprime market have spilled over into the commercial debt markets, resulting in suppressed transaction volumes and limited access to financing. Although real estate remains a relatively good investment option, especially … (5 comments)
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commercial lending: What is a yield-maintenance prepayment penalty and how is it calculated? - 02/13/09 07:04 PM
Yield Maintenance is a prepayment penalty that, in the event the borrower pays off a loan before maturity, allows the lender to attain the same yield as if the borrower had made all scheduled mortgage payments until maturity. Yield maintenance premiums are designed to make lenders indifferent to an early prepayment by … (2 comments)
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