commercial loan: Massachusetts Commercial Loan Program - 03/24/12 10:23 AM
The Program:
The Program is designed for direct customers that fall outside of direct lending guidelines. The program offers very competitive pricing on full doc loans up to $10mm+ on local basis.
Product Type:
Purchase, Refinance, and Refinance with cash out.
Property Types:
Mixed-Use, Office & Retail, Strip Center, Warehouse/Light Industrial, and Self Storage
Highlights:
Full Documentation Loan Amounts form $500k to $10 MM+ 80% LTV Credit as low as 600 Fico Fixed 3, 5 &10 Yr Rates starting in the 4’s 30 & 35 Yr Amortization … (0 comments)
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commercial loan: Commercial Loan Program Updates for March 2012 - 03/06/12 11:30 AM
Great rates on both 5 year and 10 year fixed loans. 5 YEAR fixed money at 4.85%, 10 year fixed money at 5.83%.
Please note, all owner-user conventional loans are now eligible for SBA 504 refinancing.
Here are a few program highlights:
Our in house lending solutions
Owner-user and Investor CRE programs > $250k SBA 504 and 7(a) financing for most states – rebates up to 2% on SBA 504 (SBA 7a financing for hotels/motels and gas/c-stores) Multi-family financing in most medium and large cities – all 50 states – rates starting @ 4.15% Investor Programs Broker Relationships Bridge to perm … (1 comments)
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commercial loan: Commercial Mortgage Updates For January 2012 - 01/13/12 10:49 AM
Happy New Year! CRE rates continue to be low.
Great rates on both 5 year and 10 year fixed loans. 5 YEAR fixed money at 4.95%, 10 year fixed money at 5.90%.
Please note, all owner-user conventional loans are now eligible for SBA 504 refinancing.
Here are a few program highlights:
Owner-user and Investor CRE programs > $250k SBA 504 and 7(a) financing for most states – rebates up to 2% on SBA 504 (SBA 7a financing for hotels/motels and gas/c-stores) Multi-family financing in most medium and large cities – all 50 states – rates starting @ 4.25% Bridge to perm … (0 comments)
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commercial loan: Commercial Real Estate Debt Restructuring Program - 06/02/11 03:31 PM
We have partnered with the nations premier debt restructuring firm.
Nation’s premier commercial debt and business restructuring firm Solely focused on debtor resolutions for business owners and entrepreneurs Negotiated over $4 billion of client obligations Experience with every major and regional Bank Not a legal or accounting firm Executive team comprised of Corporate America, Entrepreneurs and Public Service Help people secure their Legacy So if you have or no of someone with a commercial property that is underwater. Have them give me a call. Me may be able to help them get their heads above water.
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commercial loan: Small Business Bill to Become Law on Monday! - 09/24/10 01:26 PM
On Monday, the President will sign into law HR 5297, the small business bill. This bill has huge ramifications on commercial lending AND the economy. Most people don’t realize how big this bill is and the ramifications of it on small business lending. Right now, I want to talk about execution – what are the nuts and bolts of executing loans around this new bill. As such I will hit the key provisions and then what we are doing about it.
The key SBA provisions of HR 5297 are noted below:
For 7A:
· Increase to maximum SBA 7a loan … (5 comments)
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commercial loan: We Love Hotel Deals!!!! - 09/23/10 03:12 PM
How often recently have you heard those words? But we have a new source that actually loves hotels on the SBA 504 loan.
In New Mexico, we are stepping into a $5 Million first mortgage on a hotel that just got completed. AND WITH THE PASSING OF HR5297 AND THE ABILITY TO DO REFINANCES ON THE 504 LOAN, WE COULD DO REFINANCES OF HOTEL LOANS to 80%! HOW MANY OF THOSE DO YOU COME ACROSS? Think of the extra revenue this can mean! The passage of this bill opens up a huge revenue stream at the same time that investor … (0 comments)
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commercial loan: Commercial Cash Out Loan for $690,000 - 09/23/10 09:38 AM
Where? Ashland, VA
Type: This was a business that had nice sales but had an estate tax lien that was hampering the company’s growth. We got them the cash out on their building to pay off the tax lien and with a low conventional 5 year fixed rate. When your company needs cash, we have the solution whether it is factoring, recievables financing, cash-out on property or a myriad of products we can help your business get access to precious capital. Call me today at 508-377-5872 x704
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commercial loan: We Are Now a Full Blown Commercial Lender!!! - 09/22/10 10:17 AM
Not only do we have our own private money fund that does bridge and hard money loans up to $700K. But we also now do SBA 504 loans and conventional owner occupied commercial under our own umbrella as well. Rates and terms are fantastic! We can lend in all 50 states and can do Cash-Out, purchase and rate and term refinances. We will do loan amounts as low as $200,000 and as high as $6 Million! We specialize in fast decisions, fast approvals, and fast closings. Now, there is no reason to go anywhere else! To submit a deal and get … (0 comments)
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commercial loan: Commercial Real Estate-Multi Family loans - 08/10/10 08:06 AM
Highlights of our Fannie Mae Small Loan Program
80 % LTV on purchase & rate term refinance 75 % LTV on cash out refinance 5 ,7, 10, 15, 18 & 30 year fixed terms w/ 30 yr amortization 1.25 DSCR Non recourse is available in most markers No replacement reserves escrows required Commercial
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commercial loan: Stated Income Commercial Loans - 08/09/10 01:12 PM
We STATED INCOME Commercial Loans. Please see the items below to see if you deal fits.
$30,000 to $500,000 Loan amounts RESTAURANTS, BARS, PIZZA SHOPS, HAIR SALONS, HOTEL/MOTEL, MIXED USE, RETAIL, STRIP MALLS, OFFICE CONDOS, and MORE" 70LTV MAX Purchase or Refi Cash Flowing 600 Credit 9-12% rates 25 YEAR AMORTIZATION!!!!!!!!!!!!!!!!!!!! ARMs Available 5,4,3,2,1 Pre pays CLOSE IN 20 days!!!!!
I usually need the following items to look at a commercial deal.
1. Completed In-vision submission form
2. Completed 1003 or a personal financial statement on the borrower(s)
3. Tri Merge Credit Report on the borrower(s)
4. … (0 comments)
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commercial loan: Commercial Real Estate- When to Use A Self Directed IRA - 08/03/10 02:25 PM
The owner of the IRA sold real estate to their IRA.The IRA owner sold stock to the IRA.The IRA owner purchased stock from the IRA.The IRA owner purchased real estate from the IRA.Another great client example: Not only was the owner allowed topurchase real estate from their IRA, they were allowed to have their IRA carry back the mortgage on the property. Our clients Hate paying interest to the bank. In this example, the IRAowner was allowed to have their IRA purchase the mortgage on their home. Now instead of having to write a check out to the bank each month, … (1 comments)
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commercial loan: Commercial Real Estate- Using Self Directed IRA - 08/02/10 11:34 AM
The Self Directed IRA (SDIRA) enables the investment of retirement funds into a small business or franchise without tax penalties.
Instead of traditional small business financing or franchise financing, many entrepreneurs and business owners have used the SDIRA. By rolling your existing retirement funds into the SDIRA you can invest in a small business or franchise inside your retirement plan... without tax penalties!
The SDIRA, is an alternative to small business financing that allows you to invest in something you can truly control while significantly affecting its value. Lower the overhead of your new business and enjoy higher retirement-account returns … (2 comments)
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commercial loan: Commercial Real Estate Bridge Loans - 07/30/10 10:42 AM
COMMERCIAL BRIDGE!
1mm-50mm 70LTV Income Producing Properties 12-24months Interest Only
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commercial loan: MultiFamily Apartment Building Loan Rates-July 16th - 07/16/10 12:39 PM
If you have a client or are in need of Appartment Building / Multifamily commercial Loan. We have rates starting in the sub 5 range on a 5/1 arm with 30 Amortization. And they are in the low 5's for a 10 year with 30 amortization.
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commercial loan: More Ammo for Commercial Loan Modification - 07/13/10 08:32 AM
The Following article was on CNBC this morning. It shows in the bold area that banks have many on their plates. This is why clients need an advocate on their side to help with their Commercial loan Modifications and work outs. Give us a call we can help. By: Patrick AllenCNBC Senior News Editor Despite tentative signs of recovery in the US and global real-estate markets, enormous challenges remain that will test both the housing market and the banks according to Richard Yorke, the UK Managing Director at research group Real Capital Analytics.
"There are something like 180 billion dollars worth … (0 comments)
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commercial loan: Commercial CMBS Loan Modification News - 03/18/10 11:47 AM
Let me say at the start this was forwarded to me in an email. I have no idea who wrote it, but i thought it was important to share.
Commercial Real Estate Losses Could Hit $300 Billion: TARP PanelLosses from defaults on commercial real estate loans maturing in the next few years could go as high as $300 billion, threatening to topple nearly 3,000 community banks nationwide, a federal watchdog group has concluded.Market analysis by (COP), charged with keeping tabs on the government’s Troubled Asset Relief Program (TARP), shows that $1.4 trillion in loans made over the last decade for … (2 comments)
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commercial loan: Commercial Multi Family Programs - 07/29/09 12:06 PM
Commercial Multi Family loans have remained stable through all the turmoil that has surrounded us in the past 2 years. Over the last 2 months rates have not fluctuated that much. Our programs offer the borrower the flexibility to pick the loan programs with terms up to 40 years with options for fixed rates for that long. Loans over 2 million may not require recourse. The local bank may only go to 25 years on a 5 year arm, with a
personal guarantee.
Most people don't realize that they can get these type of loans they think they are stuck using … (1 comments)
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commercial loan: Commercial Due Diligence Fees - 07/28/09 07:51 PM
The practice of due diligence fees in the commercial lending has caused many problems in today’s landscape. Many Brokers/lenders will tell you that need to collect up front so make sure they get paid, others want to collect to make sure the client doesn’t go some where else.
In my opinion if you are taken a client’s money, you better be able to perform. There is no reason for you to collect any money before an LOI has been presented, and it should only before the hard cost that the lender will incur such has an Appraisal, environmental studies, or … (2 comments)
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commercial loan: Commercial Multifamily – Acquisition / Refinance Rates at 5.25% - 06/12/09 08:51 AM
85% Loan-to-Value – Acquisition or Refinance 80% Loan-to-Value for Cash-Out Refinance 35-Year Amortization 35-Year Term (no balloon) 7.5% Seller promissory note allowed for down payment requirements (Acquisition Only) Low, fixed interest rate, based on market spreads over the Ten-Year Treasury yield. No maximum loan amount No personal liability (non-recourse) Negotiable pre-payment terms 1:18 Minimum Debt Service Coverage This loan is always assumable Third-party expenses and loan costs are financeable. Rates and Terms determined by LTV, credit,
property type and other conditions. This is limited
information and meant for general reference purposes.
Contact us for detailed information or a specific quote on
… (0 comments)
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commercial loan: Merchant Cash Advance Program - 06/12/09 08:44 AM
In-Vision Financial Holdings merchant cash advance program gives clients the opportunity to get the money they need to improve their business.
· We Provide Commercial Clients With An Alternative
· Ideal for any business that accepts credit cards
· Low Documentation
· Approval and Funding Within 7-10 days
· Over 90% of Applications Approved
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We have Money to lend!!! We are in all 50 States and provide Great Service, are Honest and Show Professionalism.
The above information regarding Commercial Lending was provided by Christopher Hills, the Senior Vice President for In-Vision Financial Holdings, LLC. Chris can be reached … (0 comments)
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