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credit: Investment Alert: Can You Afford a Second Home? - 02/04/12 09:02 AM
Most of us have dreamt of having a vacation home. It could be on the beach in New England, somewhere tropical, or even somewhere foreign. Many consumers don’t realize that with the proper research, their dream vacation home might actually be in reach. Instead of visualizing how relaxing vacations and weekend getaways could be, why not try to make your second home a reality?
The first step to purchasing a second home is organizing your finances to make sure you can afford it without compromising the security of your other assets.
These tips can help you assess … (0 comments)
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credit: Late Video Rental Fees? No Mortgage! - 01/28/11 06:30 PM
Thousands of customers in Montana who owed late fees or any other charges pending at the now defunct Hollywood Video and Movie Gallery are finding it difficult to get a mortgage or finance a car. Movie Gallery, the parent company of the video rental stores and once the second-largest video rental chain, went bankrupt last year, and the debt collection agency National Credit Solutions is now trying to collect from its past customers. National Credit Solutions filed negative credit reports without informing the customers and did not give customers the opportunity to dispute the fees, according to a lawsuit filed by … (2 comments)
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credit: Time to Check Your Credit - 12/10/10 07:14 AM
Most New Year's resolutions involve improving health or getting rid of a bad habit. This year, why not focus on improving your financial health and quitting any bad credit habits? The first step in achieving this goal is to check your credit.
As you likely know, the Fair Credit Reporting Act guarantees you annual access to your credit report for free from each of the three nationwide credit reporting companies - Experian™, Equifax®, and TransUnion®. You can obtain these reports by going to AnnualCreditReport.com or by calling 1-877-322-8228.
Once you get these reports, check all information for accuracy. If you find … (1 comments)
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credit: How Important Changes to Mortgage Underwriting May Affect Many Buyers - 10/03/10 08:21 PM
The real estate industry and especially the mortgage industry have been overwhelmed with changes, regulations and consolidations recently. In the last couple of months, many transactions nationally have experienced delayed closings or worse as a result of the application of new guidelines affecting APR, Good Faith Estimates (GFE), Truth in Lending (TILA) and condo project approvals to name a few.
There is one more issue that is critical for real estate agents, loan officers, and anyone else who deals with consumers purchasing a home or obtaining a refinance. Effective with applications on or after June 1, 2010, Fannie Mae has … (0 comments)
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credit: Credit Card Reform Leaves Small Businesses Unprotected - 09/14/10 07:19 AM
Consumers may be cheering the new credit card protections that Congress enacted earlier this year. But if you're a small business, your plastic has likely been a big pain in the wallet. Just ask Misty Seeley, co-owner of Thurm-A-Matic Inc., a small manufacturing company in Rancho Cordova, Calif. Her business's two gasoline charge cards have been hit by higher fees and quicker turnarounds on payment-due dates. "Credit card companies are putting the noose on us," said Seeley, who said she's always paid off her monthly balance but has been hit by late fees for the first time because of the changes. … (1 comments)
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Christopher Pataki Hockessin Delaware Real Estate
Hockessin,
DE
More about me…
RE/MAX Associates
Address: 1302 Old Lancaster Pike, Hockessin, DE, 19707
Office Phone: (302) 234-3800
Cell Phone: (302) 562-0628
Email Me
Working with buyers and sellers to aid in financial decisions using real estate. I service the following areas - Hockessin, Wilmington, Newark, New Castle, Bear, Middletown, Townsend, Delaware City, Claymont and other areas of New Castle County Delaware
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