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savings: Investment Alert: Can You Afford a Second Home? - 02/04/12 09:02 AM
Most of us have dreamt of having a vacation home. It could be on the beach in New England, somewhere tropical, or even somewhere foreign. Many consumers don’t realize that with the proper research, their dream vacation home might actually be in reach. Instead of visualizing how relaxing vacations and weekend getaways could be, why not try to make your second home a reality?
The first step to purchasing a second home is organizing your finances to make sure you can afford it without compromising the security of your other assets.
These tips can help you assess … (0 comments)
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savings: 2 best ways to boost home's energy efficiency - 01/04/12 08:41 AM
Why replacing windows is not one of them
Even in these days of belt tightening, installing replacement windows remains a virtual mania among homeowners. Take a walk through any suburb built before 1980, and you may find that half the houses no longer have their original windows. Alas, the usual replacements -- extruded PVC or "vinyl" windows -- are dismayingly easy to spot, what with their wavy, cellophane-like glass and glaring white plastic frames.
Considering the impact window replacement can have on your home's appearance, it shouldn't be taken lightly. To wit: The last big window-replacement fad happened … (0 comments)
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savings: IRA vs. 401k - 10/07/11 06:50 AM
You want to ensure that you have enough money to live comfortably when you retire, so you've been diligently contributing to your retirement funds - both IRA and 401k. Yet with today's economic difficulties, many people have had to reduce their contributions. If this includes you, how do you decide where to invest your money first? Here are some questions that can help you decide:
Do you get an employer match? According to Craig Copeland, a senior research associate at the Employee Benefits Research Institute, the average employer match is 50 cents on the dollar up to six percent … (1 comments)
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savings: Extreme Couponing - 08/17/11 08:53 AM
Thanks to a still-struggling economy and a hit show on TLC, Extreme Couponing has become a popular way to save money. If you'd like to learn how to use coupons effectively and reduce your shopping costs, follow these tips:
Know where to go. The first step is finding coupons for items that you need. (You're not really saving if you're buying items that you won't use.) The best places to look are in newspapers, magazines, in-store coupons and store mailings. You can also search coupon Web sites, manufacturer Web sites and on the products' packaging. Sort. Once you have your coupons, … (2 comments)
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savings: Spring Cleaning: Tidy Up Your Finances - 04/04/11 08:57 AM
In the tradition of annual spring cleaning, this is a great time to check your finances and see what areas could use a little sprucing up! Informa Research Services, a subsidiary of Informa plc (LSE: INF), suggests some resources and tactics for tackling your financial clutter.
Slim down that bulky mortgage Is your mortgage carrying a hefty interest rate that was considered competitive ten years ago? Like shoulder pads in the eighties, what may have been the trend back then may not be quite so stylish today. Check online rate tables to see if you can find a low rate to … (2 comments)
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savings: Time to Check Your Credit - 12/10/10 07:14 AM
Most New Year's resolutions involve improving health or getting rid of a bad habit. This year, why not focus on improving your financial health and quitting any bad credit habits? The first step in achieving this goal is to check your credit.
As you likely know, the Fair Credit Reporting Act guarantees you annual access to your credit report for free from each of the three nationwide credit reporting companies - Experian™, Equifax®, and TransUnion®. You can obtain these reports by going to AnnualCreditReport.com or by calling 1-877-322-8228.
Once you get these reports, check all information for accuracy. If you find … (1 comments)
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savings: The Top 10 Ways to Save - 11/01/10 06:17 AM
Janet Bodnar shares her most practical and effective strategies for spending less and keeping more cash in your pocket.
I recently reached a milestone in my life on Twitter: The number of people following my tweets passed the 1,000 mark. I'm still a piker compared with champion Twitterers like Ashton Kutcher, but four figures sounds impressive to me. To thank everyone, I promised that I would tweet my top ten savings tips.
I've always believed that the trick to saving money is just that -- a trick. You don't have to win the lottery, strike it rich on … (2 comments)
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savings: Need for Simplicity May Lead Us Back to Cash Once More - 08/31/10 10:45 AM
There was a time, just as my college years were ending and social-networking was on the rise, when it seemed cash was going the way of the landline telephone and vinyl record. Plastic was the way to pay. My bank card was second only to my license in line of purse importance. Even as I started to pay off debt, I preferred to use my debit card. My logic? It comes out of my account, my cash in hand, anyway. With cold, hard plastic, spending felt more convenient and secure. So for most of my adult life, carrying cash has been … (1 comments)
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savings: Planning Ahead Can Trim Grocery Costs - 08/04/10 08:14 PM
Spending smarter on food is a great idea. Problem is, most supermarket-shopping strategies are overwhelming and time-consuming. Saving doesn’t have to be that hard. Start with a few techniques and watch your food spending plummet.
The average American family of four spends $9,172 on food each year, according to the federal government’s Consumer Expenditure Survey. Cutting that total by just 20% using these tips saves you more than $1,800.
Annette Economides, co-author of the upcoming book Cut Your Grocery Bill in Half and Stephanie Nelson, author of The Coupon Mom’s Guide to Cutting Your Grocery Bills in Half to learn … (0 comments)
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Christopher Pataki Hockessin Delaware Real Estate
Hockessin,
DE
More about me…
RE/MAX Associates
Address: 1302 Old Lancaster Pike, Hockessin, DE, 19707
Office Phone: (302) 234-3800
Cell Phone: (302) 562-0628
Email Me
Working with buyers and sellers to aid in financial decisions using real estate. I service the following areas - Hockessin, Wilmington, Newark, New Castle, Bear, Middletown, Townsend, Delaware City, Claymont and other areas of New Castle County Delaware
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