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One of the major health and environment issues today is lead paint. Lead based paint contains lead as the title implies. Lead is a heavy metal added to paint for the purpose of speeding drying time, increasing durability, helps to maintain a fresh a fresh appearance and helps to resist moisture. Most of the older homes built before 1978 contain lead paint. 1978 was the year that the US Consumer Product Safety Commission lowered the lead standards to a trace. It is highly recommended that homes built before the 1980's be tested for lead paint (2 comments)
There is a lure for prospective home buyers to the price of a foreclosure. These bank-owned properties are stirring frenzy with the lure of get rich quick investments. However with every investment, there are advantages and disadvantages. A potential buyer should consider his finances as well as financial goals before foreclosure investment. The following information may prove useful in making decisions about investment in the foreclosure arena. Develop a plan for foreclosure investments. Don't get so caught up in a home auction that you lose sight of your investment goals.
Home Affordable Foreclosure Alternatives is the government program for individuals and families having difficulty selling their homes. This US Treasury Department program took effect in April 2010 to aid the housing market. HAFA is called "the government short sale" and has benefits
for the homeowner.
A short sale is the sale of a property for less than the mortgaged amount. Homeowners struggling to sell their homes may need to choose this option. But the lender has to agree that a moderate loss is better than foreclosure. This is traditionally a very (1 comments)
A home is one of the largest investments that a person can make in their lifetime. A home warranty provides protection and is a very smart investment to protect a home's major appliances and systems in the case of a breakdown. There are many advantages to having a home warranty. A home warranty can save you money in costly repairs and replacement of systems and appliances. A typical cost is less than $500 a year and there will be a trade fee for repair companies of less than $60.00. If your (1 comments)
"Why should I hire a realtor?" is a very common question with all of the internet sources available for FSBO marketing. FSBO is an acronym for the term For Sale by Owner. There are many people who are successful without using a professional in the sale of their home. If you are wondering why to hire a real estate agent, consider the top reasons to hire an agent.
By hiring the right real estate professional, homeowners can buy the experience and education of a professional. Market and price conditions do vary and hiring an expert saves time and money (0 comments)
It's all about the first impression. As a seller, your goal is to get top dollar for your home as soon as possible. This requires providing the best possible first impression to potential buyers. Home staging is the avenue to make your home appeal to the new buyer. Home staging has other advantages. It forces the seller to de-clutter and organize, thus making the new move easier. Studies show staged homes sell quicker and this eliminates days on the market. It gives the seller an edge on other homes in the (0 comments)
Preventable accidents are the number one cause of childhood deaths. The safety of your child can depend on childproofing your home. It's imperative to start the process before your child becomes mobile at six months of age. Check out these basic safety tips for five danger zones in your home. General Home Checklist
Electrical danger lurks within the reach of electrical outlets, plugs, and loose wires. Cover empty outlet sockets with outlet protectors. Keep power strips out of reach. Check all electrical cords for accessibility and damage. . Have a fire safety plan. Install a (0 comments)
Many Arizona homeowners are facing the possibility of foreclosure in this tough economy. With home values declining and mortgage payments rising, it has been tough for many homeowners to make their monthly payments. An even tougher fact is that these homeowners could be liable for the difference of the foreclosure sale and the balance owed on the mortgage. This is called a deficiency. Great news for those Arizona homeowners is that Arizona has anti-deficiency laws (A.R.S. 33-729 and 33-814G). These laws prohibit lenders from collecting on a deficiency. Not all mortgages apply to this statue such as (1 comments)
Tough financial times demand a decision. Homeowners who cannot make their house payments may have to decide whether to short sale their home or go into foreclosure. Which should they choose and why? While it may seem easy to walk away and let the bank have the home, consider the advantages of a short sale. Foreclosure is the bank's repossession of a home due to owner's default in payments. A short sale is an agreement to sell the home for less than the amount owed. This price and terms of a short sale must (0 comments)
Decorating is a way to beautify. Decorating a home is a way of personalizing. Decorating a room is a way to improve the appearance and make it more beautiful. There are as many ideas for decorating as people in the world. However, there are several basic principles of home design to create both functionality and beauty. These concepts can be followed with a professional as well as a do-it-yourself homeowner.
Follow these design rules with your own furnishings and watch a beautiful room emerge. Focal Point
Every room should incorporate one item that focuses the eye (0 comments)
Have you lost a home to foreclosure or filed bankruptcy? Does your FICO score resemble a scarlet letter among lenders? Foreclosure is not the end of the world. Home ownership is still possible even with bad credit but there are consequences. You may have a waiting period, a higher interest rate as well as a larger down payment. Buying another home is still possible. In the interim, it is wise to rebuild your credit. Rebuild credit
Apply for a major credit card or take out a (0 comments)
What is Curb Appeal? - 04/22/11 12:15 PM
What is Curb Appeal? Curb appeal is the first impression a homebuyer gets when their vehicle pulls up to the curb of the home. It is the first view of the outside of a home and a measure of the home's attractiveness. Homeowners can be accustomed to the exterior of their home and overlook minor repairs. A potential buyer will look at everything in a different light-as if it were to become their own. Marketing rules command the importance of attention to your product. Curb appeal is an essential element in marketing and selling your home. It is the draw that (2 comments)
To buy or not to buy - that is the question that many renters ask themselves. There are many advantages of buying a home verses renting a home. Pride of ownership is one of the greatest advantages of a homeowner. Not to mention financial tax benefits and community involvement. Consider these points for the advantage of homeownership. Your next home may be closer than you think. Consider this list of the five advantages to buy a home. Homeownership Pride
This is the number one reason to own a home. A homeowner can personalize and (1 comments)
There are many advantages to choosing a FHA mortgage. Lower qualification criteria as well as a low down payment of 3.5 are only two advantages. What is a FHA mortgage and why would a buyer choose this type of loan?
FHA is an acronym for Federal Housing Administration. The federal government has insured private loans since the 1930's. The FHA is a part of HUD (Department of Housing and Urban) and is a self supporting agency. FHA loans are known to be for first time buyers. However these loans are available to (0 comments)
Five Strategies to Rebuild Credit after Foreclosue - 04/20/11 12:20 PM
Five Strategies to Rebuild Credit after Foreclosure The sting of a foreclosure has more than emotional consequences. Financial consequences can be overwhelming. Even the start of a foreclosure can lower your credit score up to 200 points. A foreclosure will stay on your credit report for seven years. There is hope for rebuilding your credit score, but it will take time. You can be a homeowner after the waiting time imposed by regulators is over. Fannie Mae requires a three year waiting period before reapplying for a Fannie Mae backed loan with extenuating circumstances such as divorce, job loss or medical (0 comments)
Your protection is the number one reason to have a home inspection. A smart and savvy potential buyer knows the true pros and cons of their purchase before the ink is dry on final paperwork. It's expensive enough to buy a home. Imagine being in your new home for a week and the air conditioner unit fails to the tune of $4000. That would be a nightmare. A contingency clause in the purchase contract for home inspection protects you from disasters by giving you the knowledge you need. The home inspector can identify major and (3 comments)
The most common cause of drowning occurs in children from ages 1 to 4 is in residential swimming pools. Most of these accidents occurred with one or both parents at home and were last seen within a five minute time period. Swimming alone, electrocutions and other accidents around pools are most likely preventable with common sense tips. Thus, there are specific rules of water safety that should be followed in both public and private swimming pools. Adult supervision is first and foremost the most important asset for pool safety around children. Safety Tips (1 comments)
Moving with Pets can be challenge especially from state to state. Proper planning is essential for a smooth move. Pet owners should preplan all three phases of a move from point of origin, transport and final destination. Point of Origin- Before you move consider the following recommendations.
Make sure shots are up to date before moving Get copy of health records of pets from your veterinarian. Keeps a recent photo of your pet while traveling. Know the laws of your destination address concerning pets. Make sure your new lease or neighborhood will accommodate your pet. Exotic (2 comments)
Most sellers are only concerned about the large selling points of their home. Perhaps the countertops have been replaced with granite. Hardwoods have been refinished with a shiny coat of polyurethane. All of this is great. However, when a potential buyer sees your home, it is all about the small things. Those nit-picky items that can make a homeowner cringe and put off that honey-do list. If a homeowner is willing to put major money into renovations, why not finish that last 5 % of noticeable items to make (3 comments)
Newlyweds are typically full of bliss after finding that life partner. It can be a wonderful time to mesh two lives into one. The most important piece of advice for a newlywed couple is to communicate on important decisions such as real estate purchases. A home purchase can symbolize a marriage unity and takes planning to succeed. These steps to homeownership can minimized the stress associated with a time sensitive decision. Consider this list of recommended steps for newlyweds.
The English translation of Feng Shui is "wind-water." The ancient Chinese believe the way we feel and act is affected by our environment. How we organize our surroundings can improve our lives for a positive outcome. Feng Shui is an art form of organizing and designing our space for life's balance and harmony. This practice was used in ancient structures to reference the natural surroundings. The Yangshao and Hongshan cultures of China provide the earliest evidence of this art. The main goal of Feng Shui, which directly relates to astronomy, is to build upon spots of (0 comments)
Great 3 Bedroom Family Home with Large Back Yard - 04/05/11 11:19 AM
Great 3 Bedroom Family Home with Large YardLocation: Tucson, AZGreat Family Home. This is a 3 Bedroom plus Loft - 2.5 bath home that has great Mountain Views. This home features a Large Kitchen with Breakfast Bar and Gas Appliances. Large Master Bedroom with Large Master Bath that has Dual Sinks and Separate Tub & Shower. Laundry is conveniently located upstairs! Ceiling Fans throughout. French Doors lead out to the Spacious Back Yard. This home is in Immaculate Condition and is Move In Ready!InformationContact InformationChristopher Pendleton520-275-1663Contact Reply FormForward to a FriendView Other FlyersPricingPrice: $115,000Flexibility: NegotiableProperty Location8432 W Redshank DriveTucson, AZ 85757View (0 comments)
Chris Pendleton is a Professional Real Estate Agent in Tucson, Arizona. Former Fire Chief and current Real Estate Investor, Chris knows Tucson Real Estate. Chris is a Certified Short Sale Professional, Certified Short Sale Negotiator, Certified Negotiation Expert, and Foreclosure Specialist. He serves buyers and sellers in Tucson, Oro Valley, Sahuarita, Vail and unincorporated Pima County.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.