Dayton Ohio Area Fundraiser - 04/30/09 04:50 PM
Mark the "to do" list to attend a fabulous Dayton, Ohio fundraiser!
3rd Annual Tab-a-pull-ooza When? Saturday, May 2nd  8 AM - 1 PM Where? National City Second Street Market, 600 East 2nd Street, Downtown Dayton

Bring Your Pull-tab Collection to Dayton's Ultimate Pull-tab Contest and raise money for Ronald McDonald House Charities Miami Valley Region to help support families of critically ill, hospitalized children. Families, schools, and businesses are encouraged to participate in this fun-filled event. Pull-tab collections will be weighed by First Street Recycling Co. Prizes will be awarded for the largest collections. In 2008, a total of 2938 pounds of … (1 comments)

What Mortgage Forgiveness Means For You - 04/28/09 08:06 PM
President Bush signed a law that is meant to help homeowners who are facing foreclosure or who sell their homes in a short sale. Before this law, the Mortgage Forgiveness Debt Relief Act of 2007, if your bank or lender forgave a portion of your mortgage debt because the value of your home had decreased, the IRS treated the forgiveness as taxable income. That meant that if your mortgage lender forgave $15,000 in mortgage debt because your house was worth $15,000 less than your remaining mortgage balance, the IRS treated it as earned income. When you filed your taxes, you were … (2 comments)

First Time Home Buyer Advice - 04/10/09 11:00 AM
First Time Home Buyer Question & Answer
I am sick of paying too much for subpar rentals, and my long term boyfriend and I have decided to try and buy a home. Unfortunately, we have no idea where to start. Should we go to the bank first, or a realtor? How does the first time home buyer loan situation look for two young adults... on with excellent credit and one with good credit? What percentage is an acceptable down payment? I have a billion questions... any advice?    Terra
Hi Terra! Being a first time home buyer raises a billion questions - … (0 comments)

Ohio March Market Report - 04/09/09 02:59 PM
More homes are selling! The March Market Report in Ohio for single family, residential homes in Montgomery, Greene, and Warren counties shows HUGE changes. In March 2009 versus February 2009, 207 more homes sold in March. The average days on market in March 2009 was 121, which is 36 days slower than the Real Living Realty average days on market (85).
FEBRUARY 2009
Homes Sold - 435 Average Bedrooms - 3 Average Square Footage - 1,586 Average Listing Price - $102,989  Average Selling Price - $96,207  (93% sale price/listing price) Average Days on Market - 126  Homes Sold Price Range $1,500 (North Dayton) - $474,200 (Washington Twp - SW) MARCH 2009
Homes Sold - 642 … (0 comments)

What to Bring for a Home Loan Application - 04/09/09 09:56 AM
To make the loan process go quickly and smoothly, bring the following to the loan appointment (if applicable).
Residence addresses for the past two (2) years. Past two years' W-2 statements or 1099's. Computer generated paycheck stubs for last 30 days. Names, addresses and phone numbers of Employers for past two (2) years. Past two (2) month's statements for all Checking, Savings, IRAs, 401Ks, Money Markets, Profit Sharing and evidence of Stocks and Bonds. Document all recent large deposits. In income received for commissions, bonuses, partnership(s), corporation(s), or if self-employed, requires two (2) year's Personal Federal Tax Returns with all Schedules … (1 comments)

6 Reasons to Buy Now - 04/06/09 04:24 PM
Here are six reasons why now is the time to jump into the market.
Uncle Sam is willing to help. First-time buyers (defined as anyone who hasn't owned a home in the last three years) are entitled to a maximum $8,000 tax credit; interest rates are at record lows; and the Federal Reserve is doing its best to make mortgage loans available. People have to live somewhere. About 800,000 new households are formed each year in this country, ensuring that the housing market will tighten, even if the economy doesn't soar. Borrowers leverage their investment. If you put $10,000 into the … (2 comments)

Preparing Your Home For The Inspection - 04/02/09 11:39 PM
These are great tips for home sellers!
For more information on the Southwest Ohio area and home buying or selling contact Christina today!
Christina Asad Edwards, REALTORChristina.Asad@RealLiving.com www.DaytonOhioHouse.com mobile or text 937-205-4741 office 937-573-0082   Real Living Realty - #1 in OHIO!Realty, Mortgage, Title, Relocation
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Via Minneapolis Home Inspections - Reuben Saltzman (Structure Tech Home Inspections):
Home inspections can be a major source of stress for sellers.  If you want to make the home inspection go better, the easiest and most obvious thing is to hire an inspector to go through the house before the buyers have it inspected.  This is a … (2 comments)

 
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Christina Asad Edwards @ www.DaytonOhioHouse.com

Christina Asad Edwards

Centerville, OH

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Prudential One REALTORS

Address: Centerville, OH, 45459

Office Phone: (937) 540-2289

Cell Phone: (937) 205-4741

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