Short sales can make a difference - 03/09/08 03:10 PM
The decision to become a short sale specialist for some agents is a very personal one.  For others it seems like a viable business opportunity.  For me, it was a couple of reasons.  One, the market in the Detroit area was declining at a rapid rate, and I needed to make an income.  I also began to see the effect that decline had on honest, hard-working people.  The economy shifted, corporations began laying people off in record numbers, and good people were losing their homes.  I felt it was my duty as a real estate professional to do what was within … (1 comments)

Should a realtor do a short sale on their own property - 03/09/08 03:04 PM
Can a real estate agent do a short sale on their own property?  I would strongly advise against it.  I would tell that agent to refer their property to another associate.  Why?  Because it avoids conflict of interest, lenders prefer to work with a third party negotiator and finally-it is just too personal.  The ability to look at these cases objectively is critical for everyone involved.
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Short sale before foreclsoure where sellers ask if they should file bankruptcy - 03/09/08 02:59 PM
What advice do you have for someone who wants to file bankruptcy because of a foreclosure?  I would recommend that they talk to their tax advisor first.  The reason being that they may not have much by way of additional debt such as credit cards, etc. and sometimes filing bankruptcy can create more damage to their credit than a short sale.  Each situation is different and carries its own set of entanglements.  We are not bankruptcy attorneys or tax advisors but always caution consumers to get the best professional advice possible before making a decision of that nature. 
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How do you Justify the list on a short sale price - 03/09/08 02:56 PM
How do you justify the list and sale price for a short sale?  You don't.  It is not up to you as the REALTOR® to justify either.  The lender just needs an offer.  It is then their job to look at everything, analyze the numbers, determine how much has been paid, interest earned, etc.  It is your job to present the offer.  It is when agents try to be all things to all people in this situation that they begin to muddy the waters.  So, it is vitally important that you are the REALTOR® and nothing else.
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Behind the scenes Coldwell Banker - 03/08/08 10:10 PM
http://founders.coldwellbanker.com:8080/blog/?p=8
Behind the Portraits

home road map trip diary get to know us back at the office Visit coldwellbanker.com Behind the Portraits
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Help climate scientists run climate models by leaving on your computer - 03/08/08 04:55 PM
 
 Add this to your blog and spread it around.
By Dave Connell
We all know that turning off your computer when it's not in use is a smart way to reduce carbon dioxide emissions and help fight against the effects of climate change.
In fact, if you leave your computer on 24 hours a day, it could be responsible for releasing up to 1,500 pounds of CO2 into the atmosphere every year. The flying-toaster screen saver is cool...but is it that cool?
But if you have to leave your computer on, here's a way you can make up for it: By joining a distributed … (0 comments)

New School in Crestview - 03/08/08 12:29 PM
Ground broken for new school in Crestview
By Brian Hughes, Florida Freedom Newspapers 2007-05-02 08:30:00 The sun glinted off shovels Tuesday as more than 15 Southside Elementary School students - three of them to some shovels - turned the first batches of earth for the city's fifth elementary school.      The students, some of whom will still be Southside Tigers when their new school opens, relished their task.     "Kids like to make mud," said student Erin Saueressig. "We like to dig."      The Okaloosa County School Board searched for more than three years for the right location to build Crestview's … (0 comments)

 

Christine von dem Bach

Crestview, FL

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ERA American Realty of Northwest FLorida, Inc

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