Fair Credit Reporting Act - 03/30/09 03:02 PM
The Fair Credit Reporting Act (FCRA) is an American federal law (codified at 15 U.S.C. § 1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. (Full Statute (PDF).)] Along with the Fair Debt Collection Practices Act (FDCPA), it forms the base of consumer credit rights in the United States. It was originally passed in 1970,[1] and is enforced by the US Federal Trade Commission.
 
 
Which companies are regulated by the FCRA?
While putative database companies like Lexis, Westlaw, ChoicePoint, and eFunds (owner of ChexSystems) do not create credit reports, they may gather the same types of … (1 comments)

Coldwell Banker Advertising 2009 - 03/28/09 03:09 PM
• Two new commercials will run in 2009, "Iconic" Houses" and "Scroll".  Both commercials incorporate the Portraits but in a very different way.  They have a more subtle role in this year's spots and help tell the story as opposed to being the story. 
 • Both spots will be available for local use FREE OF CHARGE, allowing for a 5-second tag at the end where offices can include their company name, contact information and web address.
• The spots will be accessible on coldwellbankerworks.com beginning the week of March 23rd. 
 
 
• The commercials will run on premium cable news and entertainment programming beginning … (1 comments)

Coldwell Banker Lineup 2009 - 03/28/09 03:03 PM
Engaging Consumers Online and Offline for Better Results
In 2009, Coldwell Banker is taking a multi-screen approach to our advertising strategy so that we can reach consumers on their terms in the media outlets they go to for news, information and entertainment.  Whether they're watching TV, surfing the web, enjoying digital video content or using their Smartphones, Coldwell Banker will have a presence.
Campaign Highlights
Two new commercials will make their debut this year.  Both spots incorporate the Portraits, but they are used in an entirely different way. In addition to running on cable television, the spots will run as pre-roll … (0 comments)

Christine vondemBach REO Properties Video - 03/19/09 04:42 PM
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Realogy Responds to the Yahoo Finance Article - 03/15/09 04:09 PM
 
 
Dear Coldwell Banker® Broker/Owners and Sales Associates:
Earlier today we saw a business writer's blog post get picked up as a "news" report pertaining to the financial condition of a number of companies, including our parent company, Realogy. This coverage generally focused on the long-term debt and viability of these companies.
Although Realogy is currently in a quiet period and we cannot release certain financial information in advance of our fourth quarter 2008 earnings call in March, we certainly could have addressed the fundamentals had this reporter taken the time to attempt to carry out his due diligence by … (0 comments)

Federal Reserve response - 03/01/09 09:29 PM

Via Coldwell Banker United Realtors Crestview:
Credit and Liquidity Programs and the Balance Sheet
OverviewCrisis responseFed's balance sheetFederal Reserve liabilitiesRecent balance sheet trendsOpen market operationsCentral bank liquidity swapsLending to depository institutionsLending to primary dealersOther lending facilitiesSupport for specific institutionsCollateral and rate settingRisk managementLonger-term issuesReports and other resources
 
The Federal Reserve's response to the crisis
The Federal Reserve has responded aggressively to the financial crisis since its emergence in the summer of 2007. The reduction in the target federal funds rate from 5-1/4 percent to effectively zero was an extraordinarily rapid easing in the stance of monetary policy. In addition, the Federal … (0 comments)

National Clean Energy Summitt - 03/01/09 12:37 AM
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Christine von dem Bach

Crestview, FL

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ERA American Realty of Northwest FLorida, Inc

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