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Termites...Dynamite Comes In Small Packages! - 08/31/09 09:06 AM
According to the National Pest Managment Foundation These little critters cause an estimated $5 Billion dollars in damage a year in the United States! Most homeowners know very little about them except that they eat wood and can destroy your home. Unfortunately you don't usually notice them until the damage is done. They can live in a structure and eat for decades before you notice the damage. Did you know that an average subterranean colony can consume a 2 by 4 per year? Then one day your toilet shoots through the floor or you lean against a wall and fall through, … (1 comments)
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5 Ways To Protect You Privacy And Identity - 08/26/09 04:20 PM
I think we have all been annoyed by tele-marketers and direct mail solicitation. Below are five ways to get your name off lists and finally get some peace and quiet!1) The Do Not Call Registry - 1.888.382.1222, you must call from the number you want to register, or you can register online at www.DoNotCall.gov. Here you will need to provide an active email address.You may register as many numbers as you want but if by phone you have to call from each phone, online you can register up to 3 numbers at once. If you have more then 3 numbers you will have … (0 comments)
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Shelter Box...An International Disaster Relief Charity - 08/21/09 10:40 AM
As a Rotarian I felt the need to pass along the information below regarding Shelter Box. I was very impressed with the concept and feel it should be recognized by everyone.Shelter Box is an international disaster relief charity, specializing in emergency shelter. The team instantly responds to hurricane, flood, volcano, earthquake, cyclone, tsunami, or conflict by delivering boxes of aid.Each box supplies an extended family of up to 10 people with a tent and quality survival equipment to use while they are displaced. Exact contents vary according to local needs and conditions. Typically, contents include a 10 person tent, blankets, mats, stove, … (0 comments)
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New Federal Income Tax Credit For First Time Home Buyers - 08/18/09 04:27 PM
Just when you thought it couldn't get any better Governer Paterson unveils a new New York State tax credit to help keep the housing market alive!Governor David A. Paterson announced that New York will offer a federal income tax credit to first-time homebuyers to encourage home sales in the State. The New York State Mortgage Credit Certificate (MCC) will enable first-time homebuyers to claim a tax credit equal to 20% of their annual mortgage interest costs, potentially saving the average homebuyer about $1,500 each year. The program will effectively extend, and in some cases improve upon the federal government's $8,000 First-Time … (0 comments)
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5 Factors To consider When Evaluating A Neighborhood - 08/10/09 10:02 AM
Many of my customers and clients ask about crime rate, safety, and quality of the schools when assessing their needs. Unfortunately as an agent we are prohibited from steering a buyer towards or away from a particular neighborhood. By law we are supposed show you everything that meets your criteria and range of affordability and let you decide. We can however, be the source of the source and give you the tools you need to find the neighborhood that works for you.Things to consider when evaluating a neighborhood are:1) The Neighborhood Profile - Ask yourself what kind of neighborhood do I … (2 comments)
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How To Assess Your Credit And Finaces When Purchasing A Home - 08/04/09 03:10 PM
This Is a crucial first step when considering to purchase a home. Simply put you wouldn't go shopping without your wallet, nonetheless take a guess at what a bank is going to lend you. The criteria for lending changes daily and only a qualified mortgage professional can give you the guidance and direction you will need. Even though a lender is going to check your credit you may want to do so before calling so you are aware of what is on the report. There may be blemishes in your credit history that you don't know about. If you catch them soon … (0 comments)
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New Truth In Lending Act Disclosure Requirements Home Buyers Should Know About - 08/01/09 09:44 AM
Revisions to the Truth In Lending Acts disclosure requirements took place July 30, 2009. Many believethe new requirements will be a challenge for lenders to comply and also may cause delays for closings. Only time will tell, but once again the process has become more complicated. The new revisions are as follows.
• The new requirements apply to all mortgages secured by a borrower's home, including
primary and second homes and refinancings. Investor loans continue to be exempt.
• Lenders must give good faith estimates of mortgage loan costs within 3 business days
after the consumer applies for a loan … (0 comments)
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Christopher Pagli - William Raveis Legends Realty
Rye,
NY
More about me…
William Raveis Legends Realty Group
Address: 37 Main Street, Tarrytown, NY, 10591
Office Phone: (914) 332-6300 x 107
Cell Phone: (914) 406-9023
Email Me
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