7 Steps To Knowing How Much Home You Can Afford - 10/31/07 07:42 PM
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Getting pre-qualified - 10/31/07 07:38 PM
We cannot over emphasize the importance of getting prequalified for a mortgage prior to your home search. Many savvy sellers are now requiring that offers to purchase their home be accompanied by a prequalification letter. And that's a good thing - for them and you.Sellers want to know that the person that they are negotiating with can secure financing for their new home. And you certainly don't want to waste your time getting excited about a piece of property that you can't get financed. If you and another person are both interested in one home, the seller is more likely to … (0 comments)

Steps in the buying process - 10/31/07 07:21 PM
Should I have a home inspection? This is an easy one. YES! A home inspection should be performed on any home you are buying, both brand new homes and on a resale. Depending on the area you are in, type of construction used and other factors you may also want to have a Moisture Intrusion Test and a Radon Test. You Realtor can tell you what inspections to have as well as suggest LICENSED Professionals to perfrom the inspection. Not only will a home inspection give you piece of mind, but should you have to sell in the near future it … (0 comments)

Mortgage money plentiful for those with good credit - 10/17/07 01:12 PM
WASHINGTON - The term "mortgage meltdown" has become so commonplace - on TV, in headlines and even casual conversations - that you might assume that this is a tough time to get a mortgage.
But the reality is starkly different: Mortgage money is plentiful, most mortgage products remain relatively unaffected by troubles in the subprime segment and interest rates for 30-year fixed-rate loans remain in the low 6 percent range for people with reasonably good - not necessarily perfect - credit backgrounds.
Even interest rates on jumbo loans - those over $417,000 - have fallen after spiking this summer.
The main change over the … (1 comments)

 
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Christopher Walton

Bellingham, WA

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RE/MAX Fine Properties

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