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foreclosure: Is a Short Sale an option? - 03/24/09 11:40 AM
Upside down in your home?              
  Does the current economy have you caught between a rock and a hard place?  If you owe more than the current value of your home, it may be possible to negotiate a lower payoff amount with your lender in order to get your home to a price range where it will sell in this market.  Do you meet any of these qualifications for a short sale?
•·         Is your mortgage balance greater than the market value of your home?
•·         Are you behind on your mortgage, facing   default, or foreclosure?
•·         Are you in financial … (0 comments)

foreclosure: Missed Opportunities? - 03/02/09 12:10 PM
Missed opportunities
In an unsure time with the media preaching doom and gloom Real Estate investments become a fearful subject for a lot of people.  With property values falling and sellers bringing checks to closings just to move properties, my question is what are buyers waiting for.  Is it fear that the media has instilled in them or is it the idea that the market has not "hit bottom" yet?  These are questions that Realtors everywhere are asking in this shaky market. 
As an agent that has been selling for over 11 years I cringe as buyer/clients of mine pass up … (0 comments)

foreclosure: Don't walk away from your home! - 02/06/09 01:21 PM
Millions of homeowners owe more on their mortgage than what their homes are worth.  In other words they are "upside-down".  This situation occurred in many cases because of the rapid rise of home values in many areas followed by the real estate market crash that sent home values subsequently spiraling downward.  Combine a declining market with the highest unemployment rate since 1992 and the foreclosure rate starts to get very scary.
Foreclosures are rising at alarming rates and frustrated home owners are just walking away never exploring their options.  Most homeowners never really know their options or the consequences.  More than … (0 comments)

foreclosure: The Best Time to Buy in the North GA Mtns! - 11/25/08 12:59 PM
There's never been a better-or smarter-time to purchase a getaway in the North Georgia Mountains.
Not only is our market here in Blue Ridge, Georgia already saturated with beautiful rustic homes, but now numerous foreclosures have joined the mix.  Needless to say, competition to sell a home here in the mountains is fierce.  And lucky buyers hold all the cards. 
Of course, most real estate agents in North Georgia have competitively priced their fair market listings already, but now they are feeling even more heat from area foreclosures.  Really this recent wave of foreclosures aids buyers like never before, for many … (0 comments)

foreclosure: Are Foreclosures Truly Good Deals? - 03/26/08 12:25 PM
With the number of foreclosures jumping 60% over the past year, the question often arises....are foreclosures truly good deals?
In reality, a small percentage of foreclosures are, indeed, worth your time.  However, there are a couple of major issues that affect this opportunity to get a great home at a great price.  For instance, struggling homeowners often pull all equity out of their homes in a last ditch effort to avoid foreclosure.  Mortgage companies allow this to happen because they want homeowners to keep their homes as well. (Mortgage companies want to make loans, not sell real estate.)  Once all equity is pulled out in a declining market, then the home is … (2 comments)

 
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Christy Reece

Blue Ridge, GA

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Century 21 Professional Realty

Address: 950 Appalachian Hwy, Blue Ridge, Ga, 30513

Office Phone: (706) 632-2041

Cell Phone: (706) 633-7862

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News and info from hometown local! Blue Ridge Ga Real Estate expert. Local happenings, market conditions, and Blue Ridge Georgia Real Estate foreclosure info. North Georgia Mountains Real Estate specialist insider tips!


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