CIC CREDIT BLOGS

Finally a home for Hard to Place Loans!

CIC Credit Inc (CIC Credit, Inc) — Fri, 17 Oct 2008 11:29:53 -0500

With Lender Network Portal, you get single point access to all product types available in today's market for your borrower! CLICK HERE TO SEE DEMO We know how hard it is to find a home for your loans. You have to navigate an obstacle course of rate sheets, phone calls, emails, online submissions... Wouldn't it be nice to have just one place to qualify, price and submit with multiple lenders?

Find out what you've been missing with Lender Network Portal. We connect you to a network of lenders from across the country, each of them offering a broad selection of products for you to choose from.

It all starts with a credit report from CIC Mortgage Credit. The Lender Network Portal relies on the data provided by CIC to qualify your loans, compare pricing and give you the opportunity to submit your loan directly to a network lender online.

Try it today and find out how CIC Credit and Lender Network Portal can get you the loan that others can’t.

Call CIC Mortgage Credit at (800) 352-5882 or visit our website at www.ciccredit.com . All major investors are represented by our network of correspondent lenders, including: Amtrust BB&T Chase CitiMortgage Countrywide Flagstar GMAC Bank Suntrust Taylor Bean US Bank Wells Fargo ...and more!

Red Flag compliance Seminar

CIC Credit Inc (CIC Credit, Inc) — Fri, 26 Sep 2008 11:26:03 -0500

FOR IMMEDIATE RELEASE

CIC CREDIT, INC Helps Mortgage Companies Gain Red Flag Compliance

Nashville, TN 37212 - [September 24, 2008] - CIC Credit, Inc has partnered with the National Credit Reporting Association, Inc. (NCRA) and NXG Strategies, LLC. (NXG) to present "Bridge to Red Flag Compliance for Mortgage Companies," a Red Flag compliance workshop exclusively available for mortgage companies working with NCRA-participating Credit Reporting Associations. CIC Credit, Inc has sponsored this program to make sure that its mortgage company clients are fully aware of the Red Flag requirements, and able to respond to this legislation in a timely and complete manner.

"Bridge to Red Flag Compliance for Mortgage Companies" provides a concise explanation of FACTA Sections 114 and 315 (the Red Flag Rules), and guides participants through the steps necessary to implement a comprehensive, low-cost plan for the requirements before November 1. The 90-minute workshop includes templates that provide structure for the entire Red Flag compliance process, from current situation analysis and the determination of "covered accounts," to completing and implementing a Red Flag Written Plan.

Upon completion of the workshop, participating mortgage companies will receive a one-year subscription to IDSafeResponse, an emergency breach response program, at no cost. In the event of an information security breach, malicious or accidental, this subscription ensures that breach response and mitigation professionals will develop and implement a response plan tailored to the situation within 48 hours of the reported event, supporting GLBA Emergency Incident Response Planning and state-required Data Breach Notification.

Mortgage companies also will receive a quarterly newsletter, complete with the most up-to-date information to keep their Red Flag Written Plans in compliance with the legislation's requirements.

To assist mortgage companies and other creditors comply with Red Flag by November 1 without rushing into long-term contracts, NXG Strategies has developed the IDSafeChoice Red Flag Bridge. This turn-key solution for identity theft detection, prevention and mitigation is a low-cost, no set-up program that provides creditors with Red Flag compliance while maintaining a flexible contract term. This gives these companies time to compare programs, budget appropriately, or develop a long-term Red Flag compliance strategy.

CIC Credit, Inc is looking forward to assisting its mortgage company clients fully understand and meet the requirements of the Red Flag Rules. For more details about "Bridge to Red Compliance for Mortgage Companies" and how to participate, mortgage companies are encouraged to contact NXG Strategies at 615-823-1311 or redflag@nxgstrategies.com.

To view a schedule of upcoming webinars or to register, visit http://nxgstrategies.webex.com. For more details about FACTA Section 114, visit www.redflagrules.net.

About CIC Credit, Inc

CIC offers a wide range of credit products from single credit files to 3 bureau-merged files on a national level. We also offer tenant screening services and pre-employment screening with national criminal searches, social searches, MVR's and much more. CIC now has bilingual staff members to assist you with your Spanish-speaking applicant needs.

www.ciccredit.com

Contact:

Mike Thomas - Operations Manager

615-386-2285

mthomas@ciccredit.com

About The National Credit Reporting Association, Inc.

The National Credit Reporting Association (NCRA) is a national trade organization of consumer reporting agencies and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and all types of general businesses. The NCRA requires its members to comply with federal and state applicable laws, including the Fair and Accurate Transactions Act (FACTA), as well as guidelines established in the NCRA Code of Ethics.

(www.ncrainc.org)

Contact:

Terry Clemans - Executive Director

630-539-1525

About NXG Strategies, LLC

NXG Strategies (NXG) is a pioneer in identity theft resolution services, and a national authority on identity theft and corporate information breach. Through its international network of marketing partners, NXG helps businesses combat identity theft. NXG evaluates security strategies and designs solutions resulting in consumer acquisition and retention, consumer protection, and Red Flag compliance. (www.nxgstrategies.com)

Contact:

Sally King - Chief Operating Officer

615-823-1311

sally.king@nxgstrategies.com

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2008-2009 NFL Predictions

CIC Credit Inc (CIC Credit, Inc) — Thu, 21 Aug 2008 14:40:09 -0500

Feel free to test your NFL knowledge by sharing your thoughts and making predictions through the comments section. Who do you think will win the Superbowl, NFL MVP, or Rookie of the Year?

The 2008 NFL Draft is over and training camp is underway. Although it is still pretty early every NFL team is gaining a good grasp of the quality on their teams. If you think you know your football and want to share your thoughts with the rest of the community then this is the blog for you. In fact, I will start with a few predictions myself!

The main categories are:

2008-2009 Rookie of the Year: Jonathan Stewart

2008-2009 Defensive Player of the Year: Jared Allen

2008-2009 Offensive Comeback Player of the Year: Larry Johnson

2008-2009 Defensive Comeback Player of the Year: Julius Peppers

2008-2009 Sleeper Teams: Tennessee Titans & Carolina Panthers

2008-2009 Biggest Disappointment: Detroit Lions

2008-2009 Breakout Player: Selvin Young

2008-2009 NFL MVP: Brian Westbrook

2008-2009 Superbowl Match-up: New England Patriots vs. Carolina Panthers

2008-2009 Superbowl Champion: New England Patriots

Lets here your predictions.

CIC Credit says hello and we are excited to be on Active Rain

CIC Credit Inc (CIC Credit, Inc) — Wed, 20 Aug 2008 14:13:49 -0500

Hello to all the activerain members. I was recently invited to join this site and upon reviewing it I have found that it's a very resourceful website. I am very happy to be involved and and I hope to educate many members on credit issues we experience on a day to day basis. Even if your not a CIC client I will be very happy to answer your credit questions.