Mortgage; TO WAIT OR NOT TO WAIT THAT IS THE QUESTION: Strongsville Real Estate - 10/15/07 11:59 AM
By:
CJ Harrington
Keller Williams Realty
Date:
10-05-07
Waiting on an interest rate can cost home buyers more than they think...
"The sooner, the better" may be the best strategy for buying houses. That's because lower interest rates can actually mean higher costs for those who delay the purchase of a … (0 comments)
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Mortgage; DOES PAYING POINTS ON YOUR MORTGAGE MATTER? :Strongsville Real Estate - 10/15/07 11:56 AM
By:
CJ Harrington
Keller Williams Realty
Date:
10-05-07
Points are an investment on which the return consists of lower mortgage payments in the future and a lower loan balance if the loan is paid off before term, which almost all are. The investment makes sense for borrowers who have the money … (2 comments)
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Mortgage; TODAY’S CHAOS WITH ARMs : Cleveland Real Estate - 10/15/07 11:54 AM
By:
CJ Harrington
Keller Williams Realty
Date:
10-05-07
In recent weeks, online articles have overflowed with messages of distress from borrowers faced with an imminent rate adjustment on their adjustable-rate mortgages (ARMs). Most of them want to refinance, but many of those who had earlier taken 100 percent loans are stuck. … (1 comments)
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Mortgage; THE HOW TOS OF THE MORTGAGE MARKET: Strongsville Real Estate - 10/15/07 11:51 AM
By:
CJ Harrington
Keller Williams Realty
Date:
10-05-07
Buying a home is the biggest financial investment most of us will ever make. As with any large project or goal, it requires dealing with a variety of complex issues. The best approach is to divide the process into manageable tasks. The following … (1 comments)
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Mortgage; HOW TO AVOID A SUBPRIME MORTGAGE: Cleveland Real Estate - 10/15/07 11:48 AM
By:
CJ Harrington
Keller Williams Realty
Date:
10-05-07
So, what exactly does subprime mean anyway? Well, subprime references the borrower's credit rating, so the easiest way to avoid getting a subprime loan is to have a prime credit rating.
Don't know your credit rating? I suggest you take a journey online … (0 comments)
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Title; REASONS FOR TITLE INSURANCE: Strongsville Real Estate - 10/15/07 11:42 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-28-07
Every home owner should be aware if they are not already, that buying property is a numbers business. This means that the smart homeowner/investor should not only put in the time to know where their current home expenses occur, but should also … (1 comments)
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Title; WHY DO YOU NEED TITLE INSURANCE?: Strongsville Real Estate - 10/15/07 11:40 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-28-07
The first and foremost reason is to protect possibly the most important investment you'll ever make - the investment in your home. With a title insurance policy, you as the owner, have an indemnity contract that will reimburse you for loss in … (0 comments)
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Title; WHAT IS TITLE INSURANCE?: Strongsville Real Estate - 10/15/07 11:38 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-28-07
Real estate has traditionally been a family's most valuable asset. It is a form of wealth that is protected by many laws. These laws have been enacted to protect one's ownership of real estate and the improvements located on the land. … (0 comments)
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Sellers; YOUR HOME AND RETIREMENT: Strongsville Real Estate - 10/15/07 10:12 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-21-07
Many retirees are planning to access home equity, hoping it may make the difference between a comfortable retirement and just getting by. This article considers some of the strategies for tapping home equity, such as moving to a more affordable residence or obtaining … (0 comments)
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Sellers; REMODELING: Strongsville Real Estate - 10/15/07 10:07 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-21-07
Quite often, it is necessary or desirable to remodel your home. This article provides an overview of some of the economic and stylistic issues that you should consider when undertaking this endeavor.
So, when you are ready to get started, consider whether the … (0 comments)
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Sellers; YOUR FIRST HOME: Strongsville Real Estate - 10/15/07 10:03 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-21-07
Finding the right first home starts with a price range and a short list of desirable neighborhoods. But there are many other factors you'll need to consider before investing in what may be your biggest asset. So, before you start, review your budget, … (0 comments)
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Sellers; HOW TO SELL A HOME IN A BUYER’S MARKET: Strongsville Real Estate - 10/15/07 10:00 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-21-07
These days, I hear many complaints from home sellers:
"It's been on the market for nine months with without even a nibble."
"I cut the price three times, and it still hasn't sold."
"Three other houses on my block are up for sale, so … (0 comments)
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Buyers; BASIC HOME BUYING SKILLS: Strongsville Real Estate - 10/15/07 09:45 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-15-07
The sad reality in today's market is that lenders are tightening their funds, and subsequently, they expect buyers to do the same. This means, lenders now make certain mortgage applicants are gainfully employed, are sure borrowers can actually afford to pay the … (1 comments)
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Buyers; ACQUIRING A BARGAIN HOME IN TODAY’S MARKET: Strongsville Real Estate - 10/15/07 09:40 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-15-07
Whether you want to buy a house for personal use or as an investment, the first step is knowing how to cope with today's market. So, what are we dealing with in today's market?
Currently, we are facing what I like to … (0 comments)
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Buyers; IN TODAY’S MARKET, A SMALL HOME CAN BE A GOOD FIT: Strongsville Real Estate - 10/15/07 09:37 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-15-07
Today, the average homeowner is frustrated by the size of their home. The reasons extend from inability to finance up all the way to difficulty in maintenance. Yet, instead of feeling cramped, a growing number of Americans are finding they have more … (0 comments)
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Buyers; WHAT IS THE DEAL ON “LEASE to OWN HOMES”?: Strongsville Real Estate - 10/15/07 09:33 AM
By:
CJ Harrington
Keller Williams Realty
Date:
09-15-07
A lease to own home is an option to purchase the property within a specified time period at an agreed upon price. Generally, the borrowed (renter/possible buyer) pays an option fee to the seller of 1 to 5 percent of the … (1 comments)
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FORECLOSURE AT A RECORD LEVEL: Cleveland Real Estate - 10/12/07 01:08 PM
CJ Harrington
Keller Williams Realty
Date:
09-09-07
In recent news, the delinquency rate for mortgage borrowers spiked higher in the second quarter and the number of homes entering the foreclosure process hit a record high. Delinquencies hit 5.12 percent of all outstanding mortgages, up from 4.39 percent a year ago, … (2 comments)
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WHAT TO EXPECT IN A RESIDENTIAL TRANSACTION: Strongsville Real Estate - 10/12/07 01:04 PM
By:
CJ Harrington
Keller Williams Realty
Date:
09-09-07
Buying a home involves several stages. Below briefly I explain the more common steps during a residential transaction.
Okay, when beginning you home search, and after you decide you need a professional real estate agent, you will begin by scheduling an initial … (1 comments)
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THE PROVEN PROFESSIONALS: Cleveland Real Estate - 10/12/07 01:01 PM
By:
CJ Harrington
Keller Williams Realty
Date:
09-09-07
It's always a good market in real estate -- when you know what you're doing. Structuring transactions, arranging financing and finding the right buyers are some of the keys to success. There are few entities that know as much about the … (0 comments)
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JUST DO IT, NEGOTIATATE: Strongsville Real Estate - 10/12/07 12:56 PM
By:
CJ Harrington
Keller Williams Realty
Date:
09-08-07
Negotiation is the one skill that can make or break a deal. You may believe you already know all there is to know about this topic, but any good agent knows that there is always room for self evaluation. They … (2 comments)
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