Jay 's Blog

Thanks for all of your support

2008-05-18T15:14:04Z

Thanks for the overwhelming response to these programs over the last few months. Jane in Columbia, SC helped me close her clients FHA loan in 6 days. Thanks Jane for your efforts. My underwriter Dera is the most aggressive in the industry, Thanks for your support in closing 26 purchases in the last 29 days. Don't forget about me on your easy loans also, it would be nice to get a nice and easy conforming loan. Thanks again for all the business guys, I look forward to working very hard for you for many years to come. Thanks Jay We love Rural and Mobile Homes!

There are no middlemen; you will deal with the underwriter and me only!

There are no additional fees that go to 3^rd parties!

Your turn times will be very fast, with same day underwriting (this is very helpful with your fall out deals that need to get done FAST)!

The most aggressive FHA underwriters in the country!

FHA and conforming loans processed with the speed of the sub-prime industry!

100% financing with amazing rates for all of Rural properties!

Mobile Homes to 95% even with seller concessions

Stated programs up to 95% with conforming rates!

FHA - 30 yr fixed rates at 5.625% today!!!!!!!!!!

How are we doing on Mobile Homes and Rural. Do you have 10 day closings on FHA?

2008-04-29T21:49:06Z

Do you have a hard time finding financing for mobile homes or rural property? Although we do conforming and FHA, we are very good at MH and Rural properties. We have great rates with the speed of subprime. FHA full package loans close in 7 days on average. We are the lender!

Urgent Announcement to Realtors

2008-04-15T17:42:23Z

URGENT ANNOUNCEMENT TO REALTORS

Please know that we have just implemented a new loan program that allows the buyer to finance improvements, additions, up-fits, etc. to the property they are buying (primary residence ONLY). This will be especially helpful to closing those deals where the client has problems with the layout, needs an extra bathroom, or just doesn't like the landscaping.

Ladies and gentlemen, this loan program will fit just about any scenario you have out there. In this day of everyone fighting for every deal they come across, don't let a deal die simply because of trivial objections. How many times have you heard this?: "If it only had another bedroom/bathroom", or "...but it doesn't have a concrete driveway." Now we have the tool to overcome these types of comments. Tell your clients that we have a loan program that will make the home look just the way they want it to look! What's better is that they aren't going to pay some huge rate, tied to the prime rate, like you find with home equity loans. Also, once the changes are complete, they usually have a considerable amount of instant equity in their new home.

With the real estate world being the way that it is today, we need to be looking at EVERY possible scenario of getting a deal done. THIS IS THE LOAN PROGRAM TO MAKE THAT HAPPEN! Make the MOST out of every client who comes your way.

Rehab Loans, we have them here and we are ready to work for you.

2008-04-14T20:41:01Z

Combines the purchase and the renovation of a propery into a single, fully disbursed first mortgage. One loan, one closing based on after improved property value LTV's up 100%

Realtor Benefits

Move slow listings faster
Attract more buyers and listings
Sell neighborhood/location
Show fewer houses and overcome objections
Loan closes before the work begins

We can handle any type of loan in the market, FHA, VA, Conforming, MH, Rehab. Give us try, we will work very hard for you.

Rehab Loans, we have them here and we are ready to work for you.

2008-04-14T20:40:52Z

Combines the purchase and the renovation of a propery into a single, fully disbursed first mortgage. One loan, one closing based on after improved property value LTV's up 100%

Realtor Benefits

Move slow listings faster
Attract more buyers and listings
Sell neighborhood/location
Show fewer houses and overcome objections
Loan closes before the work begins

We can handle any type of loan in the market, FHA, VA, Conforming, MH, Rehab. Give us try, we will work very hard for you.

How long will rates stay down?

2008-04-07T10:25:57Z

This is about the time where every year rates creap up a point or more for the summer. How much time do we have? Par for FHA today is 5.5%. That's still pretty low for the 2nd week of April......

Trouble Finding Your Clients Financing for Rural or Mobile Homes?

2008-04-01T09:45:59Z

We do both very well in NC, SC, TN, GA. We also have some of the most aggressive FHA and Conforming underwriters in the country. You can call me or email me with any scenario. I look forward to working very hard for you guys.