first time homebuyer: How can a real estate agent help a first time buyer? - 10/04/07 01:07 AM
How can a real estate agent help a first time buyer?
If you are a first time buyer, an experienced real estate agent can guide you through the process of buying a home, and make it all much easier. The Realtor will consult with you about the different types of mortgages, help you find a reputable lender, and advise you about how you can structure the deal, so you can save money.  Your real estate agent will help you to determine the price range that you can afford, and to get valuable information about the neighborhood you are considering.
To buy a home, you need to understand the home buying process, … (1 comments)

first time homebuyer: Guide for First-Time Homebuyers in Seminole & Orange County Florida – Part Two of Two (Choosing a Lender and the Mortgage Process) - 09/29/07 10:17 AM
Guide for First-Time Homebuyers in Seminole & Orange County Florida - Part Two of Two (Choosing a Lender and the Mortgage Process)
Can I become a homebuyer even if I have bad credit, and don't have much for a down-payment?
You may be a good candidate for one of many available mortgage programs. A few programs work with little money down and in some cases, 100% financing is a possibility.  Start by contacting a Realtor so that they can help you sort through your options. Also, ask about local homebuyer assistance programs designed for the first time homebuyer.  
How do I know … (0 comments)

first time homebuyer: Guide for First-Time Homebuyers in Seminole & Orange County Florida – Part One of Two (Choosing a Realtor and the Home Buying Process in Central Florida) - 09/28/07 03:49 PM
Guide for First-Time Homebuyers in Seminole & Orange County Florida - Part One of Two (Choosing a Realtor and the Home Buying Process in Central Florida)
What are the benefits to buying, compared to renting in Central Florida, Orlando and Lake Mary?
A home is an investment. When you write your monthly rent check, that money is gone forever.  However, when you own your home, you can deduct the cost of your mortgage loan interest from your taxes. This will save you a lot of money each year, because the majority of your monthly payment for the first few years of your mortgage … (0 comments)

first time homebuyer: Down Payment Assistance Programs for First Time Homebuyers - 09/27/07 12:51 PM
Down Payment Assistance Programs are available from Seminole County, Orange County, the city of Orlando and other Central Florida communities, to eligible first time homebuyers for the purchase of a new or existing home. Depending on the gross household income, assistance may be $10,000, $20,000 or $30,000, although programs may vary from county to county or city to city. 
Target groups include city or county employees, teachers, and public safety personnel who are purchasing homes and may not have to be first time homebuyers. Purchasers must typically occupy the property as a principal residence for at least ten 10 years. The down payment … (1 comments)