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mortgage planning: 30-Year Mortgage Demystified: An Opinion on America's Single Largest Debt and Asset - 03/02/08 04:18 PM
30-Year Mortgage Demystified:
An Opinion on America's Single Largest Debt and Asset
 
For a lot of Americans in 2008, a paradigm shift occurred with institutional finances.  As the mortgage meltdown and the real estate crisis continued from 2007 and has bled into 2008, a lot of Americans, who had previously been working long weeks and long hours merely to be good borrowers in the eyes of the big banks, have simply let go.  They not only let go of their mortgage payments, which at times doubled and tripled almost instantaneously, but these Americans let go of the notion that their homes were assets.
Through … (0 comments)

mortgage planning: 2008: The Year of the Appropriate Mortgage - A Closer Look - 02/18/08 02:16 PM
2008:
The Year Of The Appropriate Mortgage:
A Closer Look
As I last wrote, 2008 is a new year with lots of new resolutions on the horizon.  Aside from the personal goals we have all set individually, our government and economic ambassadors have hefty goals to meet as well.
For one, they must salvage and continue to save our economy.  Some believe we are already in a recession, with a faltering stock market, a nervous Wall Street, anxious investors overseas, unhealthy unemployment figures, and the obvious housing market.
Be joyous though, friends.  There is good news on the horizon.  Our government is stepping in (probably with … (2 comments)

mortgage planning: 2008: The Year of the Appropriate Mortgage - 01/27/08 03:34 PM
2008:
The Year of The Appropriate Mortgage
As we start this new year, resolutions will be made while only some will be achieved and upheld. Some will tackle personal goals, while some will address physical aspirations. Most Americans may choose to address financial resolutions, in hopes of furthering financial success and growth.From my humble experience, I have come to realize a world of neglect in an abundance of Americans' mortgage planning. You see, I encounter homeowners, investors, and clients each and every single day. As I review each case, and sometimes do preliminary underwriting on some, I realize that most do not realize … (3 comments)

 

Cyrus Khadivi

San Diego, CA

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