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recession: 30-Year Mortgage Demystified: An Opinion on America's Single Largest Debt and Asset - 03/02/08 04:18 PM
30-Year Mortgage Demystified:
An Opinion on America's Single Largest Debt and Asset
 
For a lot of Americans in 2008, a paradigm shift occurred with institutional finances.  As the mortgage meltdown and the real estate crisis continued from 2007 and has bled into 2008, a lot of Americans, who had previously been working long weeks and long hours merely to be good borrowers in the eyes of the big banks, have simply let go.  They not only let go of their mortgage payments, which at times doubled and tripled almost instantaneously, but these Americans let go of the notion that their homes were assets.
Through … (0 comments)

recession: 2008: The Year of the Appropriate Mortgage - A Closer Look - 02/18/08 02:16 PM
2008:
The Year Of The Appropriate Mortgage:
A Closer Look
As I last wrote, 2008 is a new year with lots of new resolutions on the horizon.  Aside from the personal goals we have all set individually, our government and economic ambassadors have hefty goals to meet as well.
For one, they must salvage and continue to save our economy.  Some believe we are already in a recession, with a faltering stock market, a nervous Wall Street, anxious investors overseas, unhealthy unemployment figures, and the obvious housing market.
Be joyous though, friends.  There is good news on the horizon.  Our government is stepping in (probably with … (2 comments)

recession: 2008: Lending Practices in Review - 02/02/08 05:41 PM
2008:
Lending Practices in Review
 
For quite a while now, I have been writing articles regarding the mortgage and real estate industry.  Just recently I decided to publish them, superseding the apprehension that I may spark controversy with my realistic and unbiased views on the industry and the big players in the sector.  As a caveat to this article: this is my honest and humble opinion; this is not to be taken as a factual statement, and is being protected by the right to free thinking and right to exercise free speech and press in any form, be it verbal, written, or via … (0 comments)

 

Cyrus Khadivi

San Diego, CA

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