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business insurance: General Liability Insurance: Do You Know Which Market Your Business Falls Into? - 06/01/09 11:09 AM
Most business owners are aware of the importance of general liability insurance. General liability coverage can protect a business from liability issues, claims, lawsuits, etc. What you may not know, however, is that a business’ rate and amount of coverage greatly depends on what “market” they fall into. Don’t know what a market is? Then you may want to speak to your insurance agent as soon as possible!
There are two basic markets of businesses when it comes to general liability insurance. A business will either fall into what is called the “Standard Market” or what is called the “Excess Surplus Market.” … (0 comments)
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business insurance: Why Your Business Should Have Garage Insurance: Special Coverage for a Specialized Business - 05/15/09 10:30 AM
Business Owner’s Policies are pretty standard in the world of business, but what some businesses don’t realize is that there are many insurance agencies that can offer insurance programs specific to certain industries, occupations, etc. Industry/occupation specific business insurance is a lot more helpful than you may think. If you have an insurance agent and/or agency that has experience dealing with trade-specific insurance, you may get essential protection that you may not have even known existed.
For example, for garage owners/operators, arguably one of the most important types of coverage is liability. When are you are responsible for handling other people’s … (1 comments)
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business insurance: Worker’s Compensation Insurance: A Business Owner’s Best Friend - 04/14/09 10:46 AM
As a business owner and chief operator, you do everything you can to protect your employees from the potential dangers that lurk, but you’re not a super hero. Accidents can happen; in fact they do happen every day, especially in the workplace. If you own or run a restaurant and your head chef accidently has a finger sliced off, do you have enough coverage to make sure you can cover his expenses and protect your business from a lawsuit? Do you have enough coverage to pay court and legal fees should the chef sue? These are the kinds of questions you … (0 comments)
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