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north carolina: Why Your Business Should Have Garage Insurance: Special Coverage for a Specialized Business - 05/15/09 10:30 AM
Business Owner’s Policies are pretty standard in the world of business, but what some businesses don’t realize is that there are many insurance agencies that can offer insurance programs specific to certain industries, occupations, etc. Industry/occupation specific business insurance is a lot more helpful than you may think. If you have an insurance agent and/or agency that has experience dealing with trade-specific insurance, you may get essential protection that you may not have even known existed. For example, for garage owners/operators, arguably one of the most important types of coverage is liability. When are you are responsible for handling other people’s
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north carolina: Big Savings on Your Homeowner's Insurance - 04/28/09 08:12 AM
Homeowner’s insurance is a must have for anyone who owns or plans to own a home. Depending on the location of your home and the structure of your home, homeowner’s insurance quotes can be fairly high. There are a lot of ways that you can save on homeowner’s insurance; ways you may not even be aware exist… Shop AroundYou may hear this one a lot, but it is an easy way to save some money on your insurance lines. Don’t go with the first quote you get, even if you think it may be the lowest offer. Shopping around can save you
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north carolina: Worker’s Compensation Insurance: A Business Owner’s Best Friend - 04/14/09 10:46 AM
As a business owner and chief operator, you do everything you can to protect your employees from the potential dangers that lurk, but you’re not a super hero. Accidents can happen; in fact they do happen every day, especially in the workplace. If you own or run a restaurant and your head chef accidently has a finger sliced off, do you have enough coverage to make sure you can cover his expenses and protect your business from a lawsuit? Do you have enough coverage to pay court and legal fees should the chef sue? These are the kinds of questions you
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north carolina: Umbrella Insurance: Coverage You Can Save for a Rainy Day - 03/30/09 10:21 AM
Umbrella insurance is a commonly overlooked coverage for homeowners and property owners that could end up saving you a lot should you be faced with a lawsuit. Umbrella insurance can protect you from being liable if someone sues you for being hurt on your property or in your home. Umbrella coverage can also protect you from being liable should someone be involved in an accident involving your automobile, recreational vehicle, etc. Although many auto, homeowner’s, and property insurance policies may cover liability if you are at fault in an accident, they usually don’t provide enough coverage should you be presented with
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