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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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MARYLAND AG OFFERS AN OPINION ON TRANSFER TAXES AND STAMPS ON SHORT SALES - 01/28/10 10:38 AM
As I advised previously Anne Arundel County, Maryland recently took the position that the difference between the sales price and the amount forgiven by a lender in a short sale transaction should be taxable as "consideration". This created a flurry of activity within the local title community and as a result the American Land Title Association and the Maryland Land Title Association requested clarity from the office of the Attorney General. A very persuasive, but "non-binding" opinion has been offered which basically states that the counties cannot tax the forgiven debt amount at the time of recording. For a complete read (0 comments)
MARYLAND COUNTY TAXES FORGIVEN DEBT ON SHORT SALES - 01/21/10 01:14 PM
It was with great interest that I read an article written by Jamie Smith Hawkins of the Baltimore Sun today. It seems that Anne Arundel County, Maryland has decided to enforce a particular aspect of Maryland Real Property law which authorizes them to collect recordation taxes on not only the sales price, which is the norm, but also on the forgiven debt in a situation where the sales prices is less than what the seller owes on their current debt, your typical "short sale" According to the article written by Ms. Hawkins the county only began requiring these additional funds last (1 comments)
E & O INSURANCE AND THE CURRENT STATE OF THE ECONOMY - 01/07/10 12:37 PM
With the start of the New Year comes renewal time for insurance policies here in my office. It was with some surprise that I took delivery of a certified letter today from my E & O carrier, AIG, (remember them? ) stating that my E & O policy will be increasing by 125% over last year's cost. Why you may ask? Well let me reiterate directly from the letter delivered to me: Dear Policyholder: "This letter is to inform you that the above captioned policy may be renewed with an increase in the expiring premium from $___________ to an amount not (4 comments)
RESPA REFORM and the REALTOR - 01/05/10 02:35 PM
For some months now we have all been discussing the new HUD-1 settlement statement. This new settlement statement will work in conjunction with the new GFE provided to borrowers by the mortgage lenders at the time of application. I really was of the impression that most of my peers here in Maryland had availed themselves of the same training sessions offered by the various underwriters and by HUD so that they would have a full understanding of the new document and it's impact on the closing of residential real estate. After discussion with several of my peers locally however, I find that this (0 comments)
Five Things Every REALTOR Needs to Know About RESPA Reform - 01/05/10 02:05 PM
this is an excellent article on RESPA reform. I urge all Realtors to read it. Call on me for any questions you may have relating to your closing costs in Maryland. Charlene Perry Via Mike Lesmeister (Home Loan Specialists, Inc.): By now, most every person in the real estate industry has heard about the significant changes going into effect January 1, 2010 that will affect 1-4 family financed real estate transactions. Here we have tried to highlight those points that most directly impact real estate agents and their clients. While this legislative change is not "life-threatening", there are some nuances that agents should (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.