Phone numbers you will need if moving to the Austin area... - 08/27/07 03:29 PM
When you move to a new area it is always nice to have the numbers to get you water, electric, gas, phone, and cable hooked up. Here are the numbers if you are going to be moving to the Austin area.
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Investment Property-Not just a Trend - 08/27/07 02:51 PM
INVESTMENT PROPERTY NOT JUST A TREND
Have you considered purchasing a second home as an investment? Matching you with the proper loan product is a key component of a successful real estate investment. At Centerpoint, we offer a wide variety of loans specifically designed for investment, non-owner occupied and income producing property.
Property … (0 comments)
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Financing your Real Estate Investment... - 08/27/07 02:38 PM
Financing your Real Estate Investment
Conventional Lending Private Banking Seller Financing
Conventional Lending
The HighlightsLoans underwritten to Fannie/Freddie Guidelines Favorable Terms- Rates about 3/8% to 5/8% higher than owner occupied Investor loans differ from owner occupied loans SFR, duplexes, and quad plexes have different loan requirements/benefits What do I need for Down Payment?Standard … (0 comments)
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The Basics of Real Estate Investing... - 08/27/07 02:32 PM
Types of Real Estate Investments
Investing Techniques Holding vs. Selling Single Family, Multi-Family Apartments, commercial, lots Fixer uppers vs. Ready Property Personal Homes Rentals
4 Elements of a Return
Cash Flow Equity Growth from Principal Reduction Equity Growth from Appreciation Tax Savings Financing your Investment
Conventional Lending Private Banking Seller Financing … (0 comments)
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PrimeLending - 08/27/07 02:14 PM
With over 20 years in the mortgage industry, PrimeLending has seen the business of home financing at its best and its worst. Through it all, PrimeLending has learned not only how to survive in challenging markets, but how to thrive. We know how to do this by having our ducks … (0 comments)
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14009 Layne Lp Leander, TX 78641 - 08/27/07 01:45 PM
14009 Layne Lp Leander, TX 78641
List Price $74,990
If you are looking for a great piece of property with a great view then this is the place for you!
Manufactured or Mobile Home Property Travis CountySubdivision: Leander Hills Sec 2 Year Built: 1996 4 total bedrooms and 2 bathroomsPropety: .52 acresApproximately … (0 comments)
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185 Buttercup Way, Kyle, TX 78640 - 08/27/07 01:36 PM
185 Buttercup Way, Kyle, TX 78640
List Price: $149,900
4 bedrooms, 2.5 bathrooms2004: Year Built2,101 Square FeetCounty: HAYS Subdivision: Indian Paintbrush Ph 03 2 car garage Kyle, Texas is a great place to live with only a short drive to Austin.
For more information about this house contact Eric Olson at 512-905-0506 or check out … (0 comments)
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4715 Cypress Bend, Austin, TX 78744 - 08/27/07 01:28 PM
4715 Cypress Bend, Austin, Texas 78744
List Price: $84,990
2 bedrooms, 1.5 bathroomsYear Built: 1983Square Feet: 988Garage attachedfireplacefenced yardClose to UT CampusSome of the community features include:
For more information on this house contact Eric Olson at 512-300-0036 or on his website at:
http://www.buyorsellaustinhomes.com/
… (0 comments)
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7806 Jenner Cove, Austin, TX 78729 - 08/27/07 01:21 PM
7806 Jenner Cove, Austin, Texas 78729
List Price: $247,900
4 bedrooms, 3.5 bathroomsYear built: 19923,148 Square Feet.19 acres2 car garageThe Milwood subdivision is a great place for families. In this community you have many great features like a community park, fitness center, and you are walking distance from schools. If you are … (0 comments)
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2162 Redwing, Round Rock, Texas 78664 - 08/19/07 10:25 AM
2162 Redwing, Round Rock, Texas 78664
List Price: $109,900
Round Rock is a great location and only a short drive to downtown. This house is perfect for a family with 3 bedrooms and 2.5 bathrooms. It is also perfect for entertaining with large trees in the backyard. You are also within 5 miles … (0 comments)
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129 Hanstrom Drive, Hutto, Texas 78634 - 08/19/07 10:19 AM
129 Hanstrom Drive, Hutto, Texas 78634
List Price $169,990
If you are looking for a great place to live check out Hutto! This house 4 bedrooms and 2.5 bathrooms. There are also huge vaulted ceiling and a huge backyard. The best part about Hutto is that you are only a short drive from … (0 comments)
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Canyon Lake, Texas - 08/13/07 11:11 AM
Vintage Oaks at the Vineyard is located in Canyon Lake, Texas. If you love the Texas Hill Country then this is the place to be. This is a master planned community right in the middle of the hill country. There are tons of amenities like walking, biking trails and a … (2 comments)
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Lawns - 08/13/07 07:42 AM
With all the weather we have had this summer it is probably affecting your yard. I know that my parents have had to mow their loan about twice as much as they usually do because of all the rain we have had. Also what about your garden how has that … (4 comments)
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Extended Stay Hotels - 08/13/07 07:33 AM
When clients move to the area they usually like to see the area before they purchase a new home. A great way for clients to be able to do this is extended stay hotels. These extended stay hotels offer clients a way to live in an area to see exactly … (1 comments)
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Another New Development in Austin, Texas - 08/10/07 08:36 AM
Avery Ranch is a great community if you are looking for a place to move too! It is a master planned community with lots of great neighborhoods and great amenities. Some of them include the 2 elementary schools, 18 hole golf course, and ponds. This is place to live that … (1 comments)
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New Development in Austin, Texas! - 08/10/07 08:25 AM
The Old Mueller Airport is about to become a great place to live and shop! They are developing four residential neighborhoods that are great for everyone. They range from multi-family houses to apartments and townhomes. There will also be about 400,000 square feet of retail space … (1 comments)
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How's the weather? - 08/10/07 06:47 AM
If you have lived in Texas for awhile then you know that it never rains this much in one summer! This has been the weirdest summer I have ever seen. It finally looks like it is getting back to normal and that all the rains and floods have finally stopped. … (1 comments)
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The Texas Market - 08/05/07 08:40 AM
I know all the reports have said that the housing markets are slowing down...but I don't think that has happened in Texas. I live in Austin, Texas and the market is doing great! I have been looking at houses for the last couple of months and everytime I found one I … (7 comments)
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Coed Softball Team - 08/05/07 08:11 AM
I play on a coed softball team and it is a blast. I was trying to think of some ways to meet some of the realtors in the Austin area so I started a softball team with some of my friends. After we had the core team together I asked a … (3 comments)
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Reverse Mortgage? - 08/04/07 09:42 AM
Reverse Mortgages A reverse mortgage is a type of loan used by adults who are 62 years or older to convert the equity in their homes into cash. We call this a reverse mortgage because instead of you making monthly payments to a lender, the lender makes payments to you. This can be a … (3 comments)
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Full Doc verses Stated Income...What is the difference? - 08/04/07 09:27 AM
Full Doc A full doc loan is one that requires that the borrower present documents, such as:
bank statementsW2sTax returnspaycheck stubs This type of loan usually offers lower rates because there is less of a risk for the lender. On the other hand, if you are self employed you may not have all of the required … (0 comments)
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What impacts the interest rate of an ARM? - 08/04/07 09:20 AM
An ARM is an adjustable rate mortgage. There are several aspects of ARMs that impact interest rates including:
IndexMarginInterim capsPayment caps IndexThe index is the financial instrument that the loan is "tied" to, or adjusted to. The most common indices, or, indexes are the 1-Year Treasury Security, LIBOR (London Interbank Offered Rate), Prime, … (0 comments)
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Types of Standard ARMS...good info for buyers! - 08/04/07 09:11 AM
Types of Standard ARMs (Adjustable Rate Mortgages)Several adjustable rate mortgages include:
6-Month Certificate of Deposit ARM1-Year Treasury Spot ARM6-Month Treasury Average ARM12-Month Treasury Average ARM. When ARM's lag behind the market it allows you to take advantage of lower interest rates even if the market's rates are rising quickly. On the otherhand ARMs that react … (0 comments)
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Loan Program Highlights - 08/04/07 08:43 AM
Loan Program Highlights
DPA (Down Payment Assistance)ZERO Down Pmt Interest OnlyOne-Time CloseLot LoansConstruction ProgramsJumboFixed Rate & ARMSNo DocStated Income/AssetSecond HomeFHA & VAHome EquityInvestmentGet Pre-Qualified today!The first step in the mortgage process is becoming pre-qualified for a loan. With a prequalification,
you will know from the beginning what kind of home you can afford … (0 comments)
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Fixed Rate Verses ARM...Which would you pick? - 08/04/07 08:35 AM
Adjustable rate mortgages
The adjustable rate mortgage or ARM allows the interest rate to fluctuate throughout the life of the loan. With the rising interest rates this loan type may be a little risky. On the other hand the ARM may allow you to purchase a more expensive home.
Fixed Rate MortgagesOn a fixed rate mortgage … (0 comments)
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What's going on with the Market? - 08/04/07 07:41 AM
Ok I would for a broker company and it seems like everyday now there are changes being made.
Do these sounds familiar?
Now only 95% LTV with our company
No stated income on loans over 90% LTV
There are still 100% loans out there but the market is getting tighter and more and more … (3 comments)
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Some Homeownership Facts for consumers - 08/01/07 11:28 AM
What is Homeownership?
The American dream An opportunity to provide for family A tax deduction Property appreciation Having the nicest lawn on the block Your own backyard Your own garage Homeownership Brings:
Sense of community Stability Tax benefits (Consult your tax advisor) Stable housing costs Potential appreciationThe Home Buying Process: The Homebuying Team: … (1 comments)
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Seven Questions - 08/01/07 11:21 AM
1. What sets Centerpoint Mortgage apart from other mortgage companies?
We are extremely client centered. Our seasoned mortgage professionals are very
perceptive and listen to all the questions our clients present. Our attention to detail
enables Centerpoint to be competitive and expeditious.
2. How many offices does Centerpoint have in the Texas?
We currently are located … (0 comments)
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