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Fed Giving Borrowers Time to Change Their Minds - 08/18/10 08:28 PM
The Federal Reserve released a proposal earlier this week to give mortgage applicants three days to change their minds.The proposal was part of a 930-page document that clarifies and finalizes the new financial reform law. The Fed's document says that for closed-end loans secured by real property or a dwelling, a creditor must: "Refund any appraisal or other fees paid by the consumer (other than a credit report fee), if the consumer decides not to proceed with a closed-end mortgage transaction within three business days of receiving the early disclosures (fees imposed after this three-day period would not be refundable); and (3 comments)
5 Reasons Why Now is a Great Time to Buy - 08/18/10 07:08 AM
The economy is stabilizing. Home prices are holding. It's not just as good a time as ever to buy a house. It's one of the best times ever.ForSaleByOwner.com presents five overlooked reasons why now is a great time to buy a house.1. Low mortgage rates serve as an equity shock absorber. When buyers borrow at today's record-low rates, they start building equity as soon as they close. That means they have a little give to absorb a few ups and downs as the still-recovering housing market gains traction.2. Houses are in move-in condition. Homeowners have continued to spend on maintenance and (4 comments)
Moving Tips ~ After Your Move - 08/16/10 09:20 AM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration after your move: Got power? Check to make sure the utilities have been connected and be sure to follow up on any delays. Do you have a connection? Make sure your phone is connected. Ideally, the phone company should hook it up the day before move-in day. Where are the pets? Make sure your pets are safe. Confine your pets to an out-of-the-way room to help keep them from running away or becoming agitated by all of (0 comments)
Moving Tips ~ The Big Day - 08/14/10 05:50 PM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration on the day of your move: Bedding Strip your beds, and make sure the bedding goes into a "Load Last" box. Are they here yet? Make sure you are on hand when the movers arrive. It's important to have an adult be authorized to take your place if you are unable to be present at any time while the movers are there. Let the agent know to whom you have given this authority. Spend time with the movers (0 comments)
Moving Tips ~ 1 Week Before Your Move - 08/14/10 05:42 PM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration 1 week before your move: Loose ends This is the time to tie up any loose ends. Check through this guide to make sure you haven't missed anything. Confirm travel arrangements Pack your suitcases and confirm your family's travel arrangements (flights, hotel, rental cars, etc.). Try to keep your plans as flexible as possible in the event of a change of schedule. Your new address Contact a personal move counselor and make sure the movers have the address (1 comments)
Moving Tips ~ 2-3 Weeks Before Your Move - 08/13/10 10:00 PM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration 2-3 weeks before your move: Do you have power? Call ahead to have utilities connected at your new home. What about packing? Make final packing decisions. Start packing items you don't use often. Remember the unseen places Clean and clear your home, including closets, basements and attics. Bank accounts Call your bank to find out how to transfer your bank accounts. Got any safety deposit boxes lying around? Each year people move without clearing out their safety (3 comments)
Moving Tips ~ 4-6 Weeks Before Your Move - 08/13/10 09:53 PM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration 4-6 weeks before your move: Apartment or condo If you live in an apartment or condo complex, contact your property or building manager and inquire about scheduling your move date and time. Certain buildings may have date and/or time restrictions as to when moving can be done. Are you set? Contact a Move Counselor and schedule your move date - it is always easier to change your move date than to reschedule at the last second. Postal (0 comments)
Moving Tips ~ 6-8 Weeks Before Your Move - 08/13/10 09:29 PM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are some moving tips you should take into consideration 6-8 weeks before your move: What items will make the trip? Now is the time to determine which items you wish to take to your new residence. Items that you don't need should either be donated to charity or sold at a garage sale. You may consider teaming up with your neighbors who want to sell some of their belongings, and plan a neighborhood "sale". Boxes, tape, packing paper If you plan on packing your own items, (0 comments)
Five Big Mistakes in Moving - 08/09/10 09:31 AM
The Move Advocate, a move management & referral service, offers great advice when relocating your household goods. Here are five big mistakes they recommend you should avoid:
Getting a quote over the phone or internet: A big mistake that consumers make, when planning their moves, is obtaining a quote over the phone or the internet. Any quote obtained in this manner is a non-binding quote. The only way to obtain a guaranteed or binding quote is to have a visual survey of your household goods by a reputable mover. If you choose to accept a quote over the phone or internet you are setting (3 comments)
Make Moving Easier - 08/09/10 08:10 AM
Whether you're planning a move across town or across the country, making your move hassle-free is what it is all about. Besides the traditional garage sale and packing of boxes, there are a few details you won't want to forget before you begin loading the truck: Plan Ahead Experts recommend scheduling moves at least one month in advance, especially during the peak-moving season between May and September. Some estimates indicate 80 percent of all moving and storage business is done when schools are out. That's when employees are most likely to be transferred. Ask Questions Take the time to (3 comments)
Facing Foreclosure? - 08/07/10 11:28 AM
You May Have a Better Way Out! There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. But ignoring the bills will not make them go away, it will only make things worse. If you need help, there are approaches that can help, but you may not be familiar with them. One of these is a "short sale." In an approved short sale, the lender agrees to accept less than is owed for the property, (3 comments)
Sellers - Create a Lasting First Impression - 08/07/10 09:13 AM
As the summer buying and selling season is nearing its end, it is even more important to create a lasting first impression with potential buyers. Here are 8 simple tips that will help your home stand out from the crowd. Clean up the yard. Curb appeal is so important. Many buyers will drive by a home and determine if they want to take the time to see the inside. Cut back overgrown shrubs, particularly those that obscure windows or make it difficult to get to the front door. Mow the grass, rake or pick up downed leaves and branches, put away lawn tools, kids' toys and (4 comments)
August Festivals in Southern Maine - 08/01/10 10:01 PM
Aug 7 - Aug 8, 2010 - Annual Native American PowWow at Maine Wildlife Park - Representatives of several tribes will be at the park for two full days with dancers, drummers, craft vendors, singers and traditional food booths. Special events will be presented throughout each day. This is an exciting opportunity to learn more about Maine's Native Americans. Aug 8 - Aug 14, 2010 - The Topsham Fair (at the Topsham Fairgrounds at 54 Elm Street) features agricultural exhibits, animal pulling events, 4-H, crafts, midway and harness racing. For info phone Tad Hunter at (207) 729-1544. Aug 20 - Aug 22, 2010 - (1 comments)
Need a Portable Storage Unit? - 08/01/10 05:00 PM
Portable storage units for moving and storage have increased in availability and popularity in recent years. Portable storage units are a great alternative to traditional self storage and are perfect for a home remodeling project. Consider a portable storage unit the next time you need to do any of the following: Getting Rid of Clutter - Whether selling your home or hosting family for extended visits - a storage unit lets you temporarily store non-essential stuff and declutter your living space. Consolidating - Use a storage unit to store extra furniture or boxes when downsizing a home or office. Take your (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.