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credit: Expert Credit Help Website- It;s FREE To Anyone! - 10/27/09 11:46 AM
Hi All, I decided to create a FREE website in regards to credit - anything to do with credit, buying a home, identity theft, etc.... It takes alot of time to write articles and get topics, etc... but I'm striving to make it a one stop shop in the future for anyone to learn about credit.
 
There's an active forum now up and running, please feel free to sign up and post under one of the topics! Check it out at .....                                       
 
                                                   www.ExpertCreditHelpNow.com
 
Thanks,
Gerard Ladalardo
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credit: Good Debt Management and Credit Tips - 03/17/09 10:35 AM
Today it's important more than ever for Americans to have a crystal clear picture of their financial situation and debts. Debt management helps you in managing your debts. There is no doubt that the best debt management tip is not to acquire any debt. However, taking into account the present financial scenario, one cannot deny that there are very few people who have ready available cash. You need to buy a house, household appliances, a car, personal computers or any commodity that is essential in our day to day life by taking a loan when you don't have sufficient cash for the purchase. As … (0 comments)

credit: Tips On How To Prevent Credit Card / Indentity Fraud - 03/16/09 06:31 PM
1. The next time you order checks have only your initials (instead offirst name) and last name put on them. If someone takes yourcheckbook,  they  will not know if you sign your checks with just yourinitials or your first name, but your bank will know how you sign your checks.2. Do  not sign the back of your credit cards. Instead, put "PHOTO ID  REQUIRED".3 When you are writing checks to pay on your credit card  accounts, DONOT put the complete account number on the "For" line  Instead, just putthe last four numbers. The credit card company knows the  rest of the number,and anyone who might be handling … (0 comments)

credit: FHA Homeloans On The Rise - 01/08/09 07:16 PM
Stricter underwriting standards, higher down payment requirements, and more rigid credit score requirements are leading many home buyers to apply for Federal Housing Agency (FHA) mortgage loans.  Loans issued through an FHA-approved lender often require only a 3.5% down payment and borrowers can have credit scores in the 600 range, as opposed to 680 or higher, which is the standard for most financial institutions.  It's important to note that although FHA loans appear to be the best option for many home buyers, borrowers with FHA loans often pay a higher premium for mortgage insurance compared to a conventional loan.
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Gerard Ladalardo, CIAS

Temecula, CA

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CB International Realty

Address: 43402 Business Park Drive, Temecula, CA, 92590

Office Phone: (760) 805-7947

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