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fha: FHA Cashout Refinances Now Limited to 85% LTV - 03/17/09 10:58 AM
As you may have heard, it has now become a reality. The rumor we have been hearing about for months is now official for all FHA case numbers assigned AS OF APRIL 1, 2009
FHA Cashout refi's are limited to 85% across the board. The new mortgagee letter is ML 2009-08. They … (0 comments)
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fha: Condo Interest Rates To Increase April 1, 2009 - 01/19/09 12:44 PM
A large portion of condo purchases in the last five years has been rentals, and second homes. A large percentage of the homes in foreclosure or currently in default in the U.S. are condos. If the property is not the borrowers' primary residence, they are less likely to make the payments when times get tough … (1 comments)
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fha: FHA Streamline Loans- They Are SOOOOO Easy!!! - 01/12/09 02:20 PM
FHA Streamline Refinance (FHA to FHA loan)
FHA streamline loans are fast and easy loans. If you or your clients currently have an FHA loan, they can still refinance even if they are upside down as long as they are within the new FHA loan limit guidlines. You must currently have … (2 comments)
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fha: FHA Homeloans On The Rise - 01/08/09 07:16 PM
Stricter underwriting standards, higher down payment requirements, and more rigid credit score requirements are leading many home buyers to apply for Federal Housing Agency (FHA) mortgage loans. Loans issued through an FHA-approved lender often require only a 3.5% down payment and borrowers can have credit scores in the 600 range, as … (0 comments)
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fha: The "New" Mortgage Industry - 11/18/08 06:55 PM
As you all know and have experienced, the mortgage industry is no longer as we all knew it. It has significantly changed over the last year or so. Long gone are the days of the: No Doc, No Ratio, SISA, and SIVA loans.Lenders, Fannie Mae, Freddie Mac, VA and FHA guidelines have all … (4 comments)
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Gerard Ladalardo, CIAS
Temecula,
CA
More about me…
CB International Realty
Address: 43402 Business Park Drive, Temecula, CA, 92590
Office Phone: (760) 805-7947
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