adirondack mortgage: Should I worry about Defamation of Character? - 07/03/08 10:54 AM
I worked for a now defunct mortgage company named SMC Mortgage Company in Glens Falls, NY. I was not happy with my experience there after leaving. Actually, I began becoming unhappy a while before I left... I did not like the common consensus that my former colleagues seemed hold... They gave each … (4 comments)
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adirondack mortgage: 680 for 100%, FHA finally has a true purpose... - 03/04/08 03:18 PM
And what I mean by that is that FHA is not some kind of a spectacular loan program. It is very useful in certain situations, but most often the best way to go is conventional if you qualify. Conventional offers the best rates and terms avaiable which is why it is … (6 comments)
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adirondack mortgage: Do business with me and get a 3 day 2 night getaway for free! - 02/27/08 10:35 AM
Maybe, I haven't decided yet. I am working on a transaction with a high profile agent in the Plattsburgh, NY area; Andre LaFountain. Andre is a smart cat, he is heavily imbedded in real estate but he also has a few things producing additional income for himself on the side.
Andre … (7 comments)
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adirondack mortgage: No Closing Cost++ Home Refinance Loan! - 02/21/08 02:40 PM
"No Closing Cost++ Home Refinance Loan.Call Today to Combine Mortgage and Debt."
I found this enticing headline today on a one of countrywides websites. This cracks me up because I have been talking about this for some time. It makes me wonder though, if it is presented this way is the consumer … (8 comments)
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adirondack mortgage: John Murphy - 02/21/08 10:38 AM
Just as I was writing my last post about the fact that referral business is far superior to internet leads I got a call from John Murphy with a referral. He said that the person whom he sent to me left a message for me. I am not sure which phone she … (7 comments)
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adirondack mortgage: Referral Ping Pong - 02/21/08 10:20 AM
I received a referral from Kathy Bennett of Re/Max North Country a few days ago. I am working on the loan file now and it is a go. A couple of days later I had the opportunity to send someone her way. Then I had another opportunity to recomend her and I … (2 comments)
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adirondack mortgage: Keep At It! - 02/21/08 09:39 AM
I feel that my efforts are really beginning to pay off. That being said I have had a very rough month this month. Forever I have been seeing the media paint a devastating picture of the housing crisis and credit crunch. I saw all of the media, but I felt inwardly … (0 comments)
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adirondack mortgage: How FSBO's can make you a fortune! - 02/13/08 01:07 PM
I never really got the point of marketing to FSBO's until recently. I know that it makes great sense for Realtors and real estate sales people to market to FSBO's, but why would a mortgage pro do such a thing?
After hours of brainstorming last night I think that I have come … (9 comments)
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adirondack mortgage: 5 points 5 times. - 02/06/08 12:28 PM
You may have read my blog post asking about whether or not letter's work. I posted that blog here on AR to get some feedback with regard to a marketing campaign that I built in order to tap into more of a referral based business as opposed to a lead sifting … (8 comments)
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adirondack mortgage: Yun Says That People Are Waiting For Lower Home Prices and Lower Interest Rates... The Time Is Now! Buy, Refi, Take advantage of the squeeze! - 01/31/08 09:19 AM
The bond markets are poised to rally this morning. Jobless claims for last week rose 69,000 to 375,000; analyst were expecting a reading somewhere near 315,000. Consumer spending slowed in December to the lowest levels that we've seen since 2006. MBIA bond insurer lost 2.3 billion dollars in write downs and … (0 comments)
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adirondack mortgage: YoYo Economics - 01/30/08 04:20 PM
I know that we all have different roles when it comes to transferring real estate from one person to another. Some of us deal with people while some of us deal strictly with paperwork. Some of us do it all while still others do work exclusively over the phone.
No matter what … (0 comments)
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adirondack mortgage: WHAT MAKES ME DIFFERENT - 01/28/08 04:43 PM
We all strive to bring something to the table that is not already there. We all have a similar skill set, policies, and procedures but there are some things that each of us can do to bring a certain unique feel to our own personal business approach.
Since my companies investment and … (0 comments)
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adirondack mortgage: Associations... Can we be friends? - 01/18/08 09:58 AM
I love AR and the community. You guys aer great, and I love the platform. Whether it be through referrals or advice AR has helped me improve my business and my practices. I have gotten many great and inspiring ideas from many of you!
My thanks go out to all of you!
What … (0 comments)
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adirondack mortgage: Swimming with the sharks... - 01/17/08 09:10 AM
Rates are low. low, low!
Rates are low, as low as they were in 2004 when I began my career. Refinance applications are up and so we (company and I) decided to start purchasing leads. Wow, what a shift in gear working Internet leads is from working referrals.
Sleazy sales tactics...
Is what … (3 comments)
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adirondack mortgage: What's time blocking again?... - 01/15/08 12:35 AM
I have begun something new at work and it is working great. I have begun writing my goals for the week and posting them up on the wall by my desk. This week I had 7 immediate goals and as of today I have accomplished 5 of them. We all have … (7 comments)
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adirondack mortgage: The State of Plattsburgh. - 01/15/08 12:31 AM
The State of the City of Plattsburgh:
I've really come to fall in love with the real estate that I have come across in the Adirondacks. I live in Plattsburgh, NY near the tip of the Adirondacks. I am from the area originally, I moved away for a while to get some … (4 comments)
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adirondack mortgage: 10 Constable St. Malone, NY 12953 - 01/15/08 12:26 AM
I am in a unique position as a Mortgage Professional. I have the privelage of preview hundreds of pieces of property just as or before they go on the market. One in particular property caught my eye recently as I was perusing the listings of one of my partners listings. John … (2 comments)
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adirondack mortgage: Get your marketing! - 01/15/08 12:20 AM
I'm Psyched! I just got another Real Estate Firm on board to do a portion of their marketing with me. I guess that it's not a hard sale to get a Realtor to work with me on this project because I am giving hard hitting marketing away for free. Free and … (0 comments)
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adirondack mortgage: BAO was right on time... - 01/15/08 12:03 AM
Regarding their recent decision to purchase Countrywide, America's largest home lender.
There has been much speculation on the topic for good reason. Countywide is a very large financial insitution. If it were to collapse it would be a large chunk of the economy down with it. More than 7% of Cw's Loans … (0 comments)
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adirondack mortgage: 4954 Route 374, Merrill NY 12955 - 01/14/08 11:56 PM
I frequent areas of interest to me in order to write reviews and provide information on some of the properties that My Realtor Partners have listed in the area. My mother owns two properties; one in Churubusco, NY and her primary in Mountain View, NY.
I recently visited my mother at … (0 comments)
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adirondack mortgage: Am I taking New Clients?... Do You Have a Referral?... -=Read This First=- - 01/14/08 11:51 PM
There is a lot that can be said about a good referral. Personally I think that business by way of referral is the only way to go. If my car is broken down I ask my friends who they take their car to. This gives me a good idea of whether … (0 comments)
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adirondack mortgage: 6069 Lakeside Way, Indian Lake NY 12842 - 01/14/08 11:46 PM
PRIME WATER FRONT BUSINESS OPPORTUNITY!
Sometimes as people age and times change businesses change hands and life goes on. One person having had the good fortune of running a successful business for a good many years and ready to relax and enjoy the fruits of his good labor. Another person setting his … (0 comments)
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adirondack mortgage: Video in your blog! The next big wave? - 01/13/08 06:49 PM
Lately I am always on the lookout for things that can help me increase my various blog's SEO. I recently stumbled across the idea of using video as a web enhancement. I think that it is a really great idea! It gives me the ability to add even more new content … (7 comments)
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adirondack mortgage: Your Realtor Said You Should What?! - 01/11/08 10:12 PM
I commented on a blog and I would like to share my comment with the rest of you and ask you what you all think. I hope the comment was not offensive to the author, but this is something that I feel strongly about. I would be so offended if a … (5 comments)
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adirondack mortgage: Who's on the web anyway?Google knows! - 01/11/08 08:03 PM
Turns out...
Just about everyone is on the web today and those who are not should be. I remember a few years back when the big Dot Com Bubble apparently burst. Now look at the web, it is booming.
When things grow too quickly the side affect is that they are unstable. As … (5 comments)
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adirondack mortgage: Ouch.. Don't duplicate, it hurts... - 01/11/08 07:57 AM
I guess I hurt my own Search Engine ranking without knowing that I was doing so. I launched a marketing strategy a few months ago and I have been writing about it here and there on AR. One thing that I did not know is that duplicate information is identified and … (8 comments)
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adirondack mortgage: You Mogul You! - 01/10/08 08:22 AM
Last night I began a post, and had a great idea for it. Half way through when the exaustion hit me and I realized that it was 1am I decided to cut the blog post short and post what I had. The blog originally was going to be about moguling.com. I … (2 comments)
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adirondack mortgage: Stick with it and it'll pay off! (Oops, Revised) - 01/10/08 12:04 AM
Ok, OK, maybe not all..
But I have tried several different methods of expanding my web presence. Initially I was thrilled to learn about just one way. When I was introduced to AR and began seeing my name appear in major search engines like Google, I was floored. I couldn't believe that … (0 comments)
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