new york mortgage: Another Direction - 11/03/08 02:01 PM
I enjoyed the time that I spent working at Lake City Mortgage. I was there for 14 months and I was able to help a lot of people during that time. However in light of the current economic times with homes sales on the decline and foreclosures on the rise I … (1 comments)
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new york mortgage: Why PMI?! - 09/18/08 03:38 PM
OK, NOW THAT THE FEDERAL GOVERNMENT IS BACKING JUST ABOUT EVERY MORTGAGE LOAN PRODUCT KNOW TO MAN WHY IS IT THAT MY CLIENTS STILL NEED TO PAY FOR AN ADDITIONAL INSURANCE AGAINST DEFAULT?
The Federal Government is now guaranteeing the performance of Fannie & Freddie... If borrowers default, thats ok. … (4 comments)
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new york mortgage: Should I worry about Defamation of Character? - 07/03/08 10:54 AM
I worked for a now defunct mortgage company named SMC Mortgage Company in Glens Falls, NY. I was not happy with my experience there after leaving. Actually, I began becoming unhappy a while before I left... I did not like the common consensus that my former colleagues seemed hold... They gave each … (7 comments)
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new york mortgage: Country Wide is not out of the woods yet! - 05/05/08 09:30 PM
Country Wide is Back in the News...And this time they have not come out to deny that they are in serious hot water as it seems to be their customary policy. This time it appears to be 100% true. If you haven't read, the CW Giant has just written down more … (4 comments)
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new york mortgage: What about when the buyer agrees with the seller on price? - 05/01/08 01:14 PM
I have seen a lot of posts here on AR complaining about sellers who just won't lower the price of their home even when buyers are not biting. I have also seen complaints around the web here and there about appraisal issues killing deals.
Most often though it is refinance deals that … (15 comments)
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new york mortgage: My Review of Search Marketing, LLC - 04/30/08 01:49 PM
As the company refers to itself...
I have a Search Marketing, LLC. blog located at www.lakecitymtg.net.
When I first set up my own blog I was not sure where to go or which platform to use. I looked around for a while until I found Moguling.com. I read their claims and I became … (2 comments)
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new york mortgage: Is there still a lot of mis-information out there? - 04/21/08 03:57 PM
Or is it just me? Is anyone else aware of the fact that mortgage interest rates increased today with just about every lender out there by about .375% - .5% or is it just me?...
I had a gentleman call in today to inquire about financing a portion of a Co-Op that … (5 comments)
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new york mortgage: Hey, What's Your Problem Coldwell? - 04/15/08 09:51 AM
I don't know what the deal is with Coldwell Banker. One of my colleagues here in my office recently handled the financing for her friend on the purchase of a new home. The agent on the other end of the transaction was a Coldwell Banker Realtor®. That Realtor® actually recommended to … (8 comments)
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new york mortgage: Why Hilary Clinton Does Not Have All The Answers... - 04/09/08 12:57 PM
We all already know that she has many faces depending on what the polls are saying.
But she doesn't have all of the answers!
Have I got your attention?! Ok, good now listen up.
Hilary's plan to "freeze interest rates" to avert a national catastrophe is a joke. We've all talked about how awful it … (5 comments)
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new york mortgage: My heart sank and my borrowers don't even know. - 04/03/08 08:52 AM
This business is not for the faint of heart. If you have trouble handling stress then get the heck out of this industry! I feel that applies to real estate professionals, mortgage professionals, title professionals and anyone else involved in the transfer of real estate.
It's not getting any easier!
But it is … (6 comments)
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new york mortgage: Title Matters - 03/20/08 01:08 PM
It's hard to find a title company that is both fast and responsive. My company has an affiliation with New York title out of Long Island (as of very recently). We send them a bit of business and there service is excellent. It does not matter if it takes me 9 … (3 comments)
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new york mortgage: 680 for 100%, FHA finally has a true purpose... - 03/04/08 03:18 PM
And what I mean by that is that FHA is not some kind of a spectacular loan program. It is very useful in certain situations, but most often the best way to go is conventional if you qualify. Conventional offers the best rates and terms avaiable which is why it is … (6 comments)
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new york mortgage: Do business with me and get a 3 day 2 night getaway for free! - 02/27/08 10:35 AM
Maybe, I haven't decided yet. I am working on a transaction with a high profile agent in the Plattsburgh, NY area; Andre LaFountain. Andre is a smart cat, he is heavily imbedded in real estate but he also has a few things producing additional income for himself on the side.
Andre … (7 comments)
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new york mortgage: THAT IS HUGE! - 02/22/08 03:05 PM
Organization is crucial. This thought came to mind as I was organizing and sorting my email. I must've had about 200 emails still in my inbox. I use outlook to sort my email into folders. I keep everything, because I never know when I may need to reference it again. You … (0 comments)
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new york mortgage: No Closing Cost++ Home Refinance Loan! - 02/21/08 02:40 PM
"No Closing Cost++ Home Refinance Loan.Call Today to Combine Mortgage and Debt."
I found this enticing headline today on a one of countrywides websites. This cracks me up because I have been talking about this for some time. It makes me wonder though, if it is presented this way is the consumer … (8 comments)
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new york mortgage: John Murphy - 02/21/08 10:38 AM
Just as I was writing my last post about the fact that referral business is far superior to internet leads I got a call from John Murphy with a referral. He said that the person whom he sent to me left a message for me. I am not sure which phone she … (7 comments)
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new york mortgage: Referral Ping Pong - 02/21/08 10:20 AM
I received a referral from Kathy Bennett of Re/Max North Country a few days ago. I am working on the loan file now and it is a go. A couple of days later I had the opportunity to send someone her way. Then I had another opportunity to recomend her and I … (2 comments)
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new york mortgage: Keep At It! - 02/21/08 09:39 AM
I feel that my efforts are really beginning to pay off. That being said I have had a very rough month this month. Forever I have been seeing the media paint a devastating picture of the housing crisis and credit crunch. I saw all of the media, but I felt inwardly … (0 comments)
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new york mortgage: How FSBO's can make you a fortune! - 02/13/08 01:07 PM
I never really got the point of marketing to FSBO's until recently. I know that it makes great sense for Realtors and real estate sales people to market to FSBO's, but why would a mortgage pro do such a thing?
After hours of brainstorming last night I think that I have come … (10 comments)
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new york mortgage: 5 points 5 times. - 02/06/08 12:28 PM
You may have read my blog post asking about whether or not letter's work. I posted that blog here on AR to get some feedback with regard to a marketing campaign that I built in order to tap into more of a referral based business as opposed to a lead sifting … (8 comments)
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