What’s the Difference Between Workers Comp and General Liability? - 05/29/09 12:26 PM
Maintaining a safe work environment is crucial for two reasons: most importantly, to keep everyone safe; and second, to prevent lawsuits filed by employees or guests who have been injured.
You may wonder what the difference is between workers compensation and commercial general liability coverage. Workers comp generally protects workers, while liability generally protects employers. Both coverages are required by law in nearly every state for businesses with employees.
Workers compensation specifically provides payment to your workers who have been injured at work or have suffered an occupational illness.  With workers compensation, the insurance company agrees to pay all medical expenses … (0 comments)

How Your Age Will Affect Your Insurance Policies - 05/15/09 02:52 PM
Age will affect nearly every type of insurance policy you'll ever invest into. It can be give you both advantage and disadvantage, depending on what the policy is.
For instance, everyone knows that it's better to invest into a life insurance policy when you're younger. If you begin a life insurance policy in your 20s or 30s, you're going to get an amazing deal. However, almost every driver knows that when you get auto insurance in your 20s, it can be expensive, as younger drivers are less experienced behind the wheel and therefore a bigger risk to insurance companies.
As for … (0 comments)

 

David Collins

Ludlow, MA

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Collins Insurance

Address: 8 White Street, Ludlow, MA, 01056

Office Phone: (800) 747-7086

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