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 CHRISTOPHER LADD HARKER LLC COMPANY of FLORIDA
 CONTRACTORS TO
 PREMIERE PLUS REALTY & GULFSIDE MORTGAGE INC
  Office
free 866-738-5517 Pay 239-455-1977 Free fax 941-375-3658 
  Deane Cell 239-682-0181 CHRIS CELL 239-682-0182 
  SEE $8172.50 SAVINGS EXAMPLE
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DEANE & CHRIS's MAIN WEBSITES
BUYERS ALMANAC      SELLERS ALMANAC      MORTGAGE ALMANAC

 

Oakmont detached $200 to $400      fm     pic

Oakmont of Pelican Bay detached $1.2 million to $1.5 million        naples pic

OAKWOOD attached $ 300 to $ 500     es

Oasis attached $150 to $300     np

Oasis attached $100 to $200       cc

Oasis attached $500 to $1 million       fm

Ocean Harbour attached $700 to $1.2 milion        fm

Olde Cypress Attached $650 to $650 detached $700 to $2.4  np

Olde Naples Attached $300 to $1.4 million detached $900 to $12 million    np

Old Naples Seaport Attached $2 million to $2 million   np

Orange tree detached $400 to $650  np

Osprey Cove attached $ 135 to $ 400   fm   es

PALM BEACH LANDINGS attached $125 to $325       fm

Palm Colony attached $300 to $700        bs

Palm Island detached $225 to $500    fm

Palm Island of Grey Oaks detached $1.5 million to $2.5 million      np   pic

Palm Isles detached $750 to $2 million      fmb     fm   pic

Palm River Attached $200 to $350 detached $$400 to $$750    np  

PALMAS DEL SOL attached $600 to $2.0 million    fm

PALMETTO DUNES detached $ 00 to $ 00   es

Palmetto Point detached $1 million to $15 million   fm

Palmira Attached $325 to $750 detached $600 to $1. 8 million  np bs

Paradise Village detached $850 to $1.2 million      bs

Parker Lakes attached $175 to $350 detached $200 to $450     fm

PARKWOODS VII attached $00 to $00    fm

Paseo attached $250 to $500 detached $400 to $800     fm

Pebblebrooke Lakes Attached $390 to $ 475 detached $480 to $700 np

Pelican Bay Attached $500 to $7.5 million detached $1million to $7.5 million np

Pelican Marsh Attached $200 to $620 detached $600 to $6.9million   np

PELICAN LANDING attached $200 to $800 detached $400 to $4 million   bs

Pelican Pointe attached $0 to $0 detached $00 to $00   fm

Pelican Preserve attached $150 to $600 detached $200 to $1 million     fm

Pelican Sound attached $ 200 to $ 600 detached $ 500 to $ 1 million     bs es

Peppertree Pointe attached $150 to $450 detached $500 to $1 million      fm

PINECREST attached $ 175 to $ 275     fm

Pine Ridge Estates Attached $260 to $350 detached $ 975 to $5.25 million  np

Piper's Grove Attached $ 250 to $ 450   111   np

Plantation Preserve detached $225 to $550  fm

Pointe attached $200 to $600     bs

POINTE ROYALE attached $250 to $600     fm

PLAZA COUNTRY BLVD attached $ 0 to $ 0    cc

Port Of The Islands Attached $115 to $ 610 detached $ 800 to $1. 3 million   np

Port Royal detached $4 million to $14 million    np

PORTOFINO attached $200 to $600   fm

Porto Vista attached $150 to $275  cc

PORTS OF IONA attached $200 to $400 fm

Positano Place Attached $250 to $435  np

Prentiss Pointe attached $325 to $500      fm

Province Park attached $175 to $375     fm

PROVINCETOWN attached $100 to $200       fm

Quail Creek Estates Attached $400 to750 detached $540 to $2.5 million   np

Quail Creek Village Attached $425 to $600 detached $500 to $730.   np   bs

Quail West detached $1.5m million to $12million np

Quail Woods Attached $360 to $780 detached $1. 3 million to $2.5 million .   np

Quarry Attached $600 to $ 860 detached $650 to $1.6million np

RAPALLO attached $ 225 to $ 700     fm

RAVENNA attached $200 to $500      fm

RAVENNA attached $400 to $700        np                                bs

Reflection Key attached $200 to $300    fm

Reflection Lakes Attached $270 to $ 630 detached $385 to $850  np

Reflection Lakes attached $175 to $500 detached $225 to $750      fm

Regatta Attached $ to $   np

Renaissance attached $150 to $650 detached $700 to $5 million    fm np bs es

Riva Del Lago attached $400 to $1.8 million   fm

RIVER GARDEN attached $125 to $250  fm

RIVER PLACE attached $00 to $00   fm

RIVER TOWERS attached $ 250 to $ 325 cc

Riverwalk attached $125 to $300    fm

Rookery Pointe attached $ 200 to $ 350 detached $ 300 to $ 700      es

Royal Harbor detached $2.2 million to $6.5 million  np

Ruffina Attached $300 to $650   np                    pics

SABAL PALM attached $ 200 to $ 400 es

Sabal Springs Golf & Racquet Club detached $150 to $300    fm

Sail Harbour attached $200 to $500   fm

Sancerre Attached $3 million to $4.5 million     np

SANDALWOOD attached $150 to $600          fm

Sandoval attached $200 to $ 350 detached $ 250 to $ 650     cc

Sandpiper Greens attached $200 to $600       bs

Sandpiper Isle attached $400 to $800       bs

SANIBEL HARBOUR attached $00 to $00  fm

Sanibel View attached $00 to $00 detached $00 to $00   fm                pics

SAN MARINO attached $300 to $900   fm

San Mirage Attached $200 to $1.2 million     np  bs  es      

San Simeon attached $0 to $0      fm                    pics

Sapphire Lakes Attached $260 to $410      np

Saturnia Lakes detached $410 to $1.3 million    np

Sawgrass Point attached $200 to $600           bs

SAWMILL VILLAS attached $125 to $200      fm

SCHOONER BAY COLUMBIA attached $150 to $400   fm

SCHOONER BAY ENTERPRISE attached $150 to $400      fm

SEMINOLE GARDEN APARTMENTS attached $75 to $100   409       fm

SEVILLA attached $350 to $550        fm

Sherwood Attached $270 to $320   np

Shadow Wood detached $00 -$00        bs

Shadow Wood Preserve attached $350 to $600 detached $600 to $2 million       fm bs

Shenandoah detached $1 million to $2 million     fm

Shores at Naples Attached $350 to $440 detached $500 to $500     np

SHORES attached $600 to $1.5 million    fm

Southbridge attached $300 to $700         bs

SOUTH POINTE attached $100 to $200       fm

Spanish Wells Attached $290 to $475. detached $480to $975   np bs fm es

SPRING LAKE attached $150 to $200    fm

Sterling Oaks Attached $300 to $480 detached $430 to $750     np   bs  es

St. Charles Harbour & Yacht Club detached $750 to $3 million     fm

St. Raphael attached $00 to $00       fm             pic

St. Tropez attached $300 to $800     fm           pic

Stonebridge detached $600 to $1.2 million  np

Stoneybrook detached $ 00 to $ 00   es fm     pic

Stonegate detached $650 to $$1.2 million      np

Stratford Place Attached $195 to $425   np

SUMMERLIN WOODS attached $125 to $250    fm

SUMMERWIND attached $150 to $300       fm

Summit Place Attached $360 to $480    np

SUNNYBROOK HARBOUR attached $ 350 to $ 450     cc

SUNSET TOWERS attached $ 125 to $ 175        cc

Tall Pines detached $550 to $850         np

Tarpon Bay Attached $300 to $650 detached $ 460 to $0    np

Tarpon Cove Attached $370 to $650 detached $ 0 to $0       np

TARPON GARDENS attached $ 400 to $ 900   cc

TARPON LANDINGS attached $ 600 to $ 1.5 million     cc

Tarpon Point detached $ 750 to $ 1.6 million  cc

The Briarwood detached $500 to $800     31     np

The Brooks attached $300 to $600 detached $1million - $4million     bs

The Cypress Club attached $00 to $00      fm

THE PARAMOUNT attached $1 million to $3 million       fm

The Reserve detached $ 00 to $ 00     es    bs   

The River attached $300 to $600        fm

The Strand Attached $ 350 to $600 detached $600 to $1.7 million    142  np

The Vines attached $250 to $500 detached $300 to $1 million      fm      es

The Vue attached $00 to $00     fm                        pics

Three Oaks detached $200 to $600     fm

Tiburon Attached $ 440 to $975 detached $1.5 million to $7 million     np

Tidewater Island detached $500 to $1.5 million    fm

Timber Run detached $00 to $00   fm

Toscana Of Vasari Country Club Attached $ 350 to $700      fm   bs np

Trafalgar Woods detached $ 450 to $ 1.5 million   cc

Trieste Of Vasari Country Club Attached $ 275 to $450     bs fm np

Tropical Cove detached $600 to $900  fm

TURNBERRY attached $ 250 to $ 450   es

TURTLE POINT attached $ 250 to $ 500 

Tuscany Cove Attached $380 to $430 detached $430 to $630  np

Tuscany Court attached $ 175 to $ 325   cc

Tuscany Gardens attached $125 to $525  em

Tuscany Isle detached $3 million to $4 million   bs

Tuscany Reserve detached $1.6 million to $ 4.1 million

Twin Eagles Attached $300 to $480 detached $620 to $6.6m million    np

VALENCIA Miromar Lakes attached $400 to $600   np  bs fm

Valencia Lakes detached $390 to $700   np

Van Loon Commons attached $ 150 to $ 350   cc

Vanderbilt Beach Estates Attached $ 280 to $3.9 million detached $500 to $9.5 million np

Vanderbilt Lagoon Attached $ 1.8 million to $00 million   np

Vanderbilt Towers Attached $ 350 to $600   np

Vasari Country Club Attached $ 350 to $800 detached $890 to $1. 5 million     np bs fm

Venetian Village detached $225 to $525     fm

Verandah attached $200 to $400 detached $400 to $2.0 million    fm

Veridian detached $500 to $1.1 million    fm

Verona Walk Attached $ 340 to $ 500 detached $500 to $760   np

VILLA CONGRESS attached $ 200 to $ 300  cc

VILLA DE VERN attached $ 200 to $ 300    cc

Villagio Attached $ 220 to $450    158     np

Villagio attached $ 150 to $ 350    254    es

Village Walk Attached $ 350 to $470 detached $420 to $790       np

Villas at Greenwood Lake Attached $ 350 to $00      np

Villa D'este detached $500 to $1 million  461  491-new   bs       pic

Vineyards Attached $ 350 to $1.5 million detached $540 to $3.5 million        np

Vista Royale Attached $3.0 million to $4.0 million     np

VIVALDI attached $800 to $1.5 million        fm  es  bs

Water's Edge attached $00 to $00   fm                                    pic

Waterways detached $400 to $700  np

Wellington attached $200 to $300 detached $300 to $500 fm

West Bay Club attached $400 to $850 detached $ 700 to $ 3.4 million    es  bs

WESTCHESTER attached $60 to $150     fm

WESTCHESTER attached $400 to $500      np

White Sand attached $00 to $00    fm

Wildcat Run attached $400 to $600 detached $ 750 to $ 1.5 million         es   fm

WILDERNESS COUNTRY CLUB Attached $ 260 to $500    np

Willow Creek detached $225 to $500    fm

Wilshire Lakes Attached $ 280 to $420 detached $500 to $1.3 million    np

Windstar Attached $ 430 to $1.8 million detached $800 to $9 million    np

WINDSOR MANOR attached $ 00 to $ 00  cc

World Tennis Center Attached $ 230 to $480 detached $500 to $600  np

Wyndemere Attached $ 350 to $515 detached $435 to $2.2 million  np

 

 

 

=========
THANKS. Deane & Christopher Harker

YOU CAN'T MISS WITH DEANE and CHRIS

CALL US NOW - DON'T YOU WAIT

 

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CHRISTOPHER LADD HARKER LLC COMPANY of FLORIDA
CONTRACTORS TO
PREMIERE PLUS REALTY & GULFSIDE MORTGAGE INC
Office
free 866-738-5517 Pay 239-455-1977 Free fax 941-375-3658
Deane Cell 239-682-0181 CHRIS CELL 239-682-0182
SEE $8172.50 SAVINGS EXAMPLE
BUYERS-ALMANAC SELLERS-ALMANAC MORTGAGE-ALMANAC

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We focus on History for this page. Ask Chris or Deane for help if you need some. Just some of the history of South Florida that Chris knows about. We hope you find it educational and useful.

Alva Historical Museum and Library in the oldest library in southwest Florida. Alva is a unique historical, rural, agricultural, equestrian, and river front village. 

Archbold Biological Station  independent research facility,  devoted to long-term  ecological research and conservation of Florida's Ancient Islands  , one million year old ancient dune system running for a hundred miles down the center of Florida, in most places less that ten miles wide. Ridge Rangers is a group of dedicated volunteers helping to preserve last remaining fragments of these Ancient desert like Islands that are highly endangered.Several times a year they have Edutainment activities, that are both entertaining and educational.

Florida Scrub

Boca Grande Lighthouse Museum  Native Americans who first visited the island, the Spanish who arrived in the 1500s, the history of  Port Boca Grande Lighthouse

Calusa Nature Center and Planetarium  natural history, wildlife, fossils, and Florida's native animals, Seminole Indian village, planetarium to see history of the skies.

Chokoloskee Historic Smallwood Store  old Indian Trading Post and Museum, a walk back in time, time capsule of Southwest Florida and 10,000 Islands pioneer history.

Collier County museum and five acre botanic park, Seminole village, a recreated Seminole War fort, logging locomotive, swamp buggy, more.  Naples, Immokalee, Everyglades City, Small site but good one.

Collage of Naples Museum

Edison and Ford Estates Museum  An artifact museum with hundreds of Edison and Ford inventions and objects, video theatres, and changing special exhibits.

Florida Lighthouse Association   works to save and protect the 30 remaining Florida lighthouses. The local lighthouse preservation groups make up the backbone of this group. Story of most recent lighthouse demise at Forgtotten Coastline and efforts to perhaps rebuild it at St. George Lighthouse Association.

Cape St. George Fl Lighthouse toppled to the sea nine pm Thursday Oct. 20, 2005.

 Cape St. George Lighthousemmm

Historical Museum of Southern Florida   All about the past. Chris and Deane like the Research and Collections Center  on history, cultures, folklife and archaeology.

Holocaust museum Southwest Florida teaches history of the Holocaust to prevent its re-occurrence and to perpetuate understanding, compassion, mutual respect, tolerance and diversity.

Marco Island Historical Society  Small site but a good one. Good old time stories in News Letters   just are packed full of facts and information.

Museum of the Islands  Pine Island's past preserved. For years these islands were accessible only by boat (many still are) until a bridge across Matlacha waters linked the modern world to the islands.

Old Town Sanibel   quaint village at eastern tip of Sanibel Island, was the center of island activity for building historic lighthouse in 1884, until the causeway in 1963.   

Sanibel and Captiva by autor Charles LeBuff  interesting site about human and natural history of these islands featuring books, lectures, consulting, and information.

Shell Museum (Bailey-Matthews) natural history museum about shells and mollusks of Southwest Florida its barrier islands, and the Gulf of Mexico. Online collection search.

Southwest Florida Archaeological Society  local chapter of Statewide Organization of Archaeology and Anthropology concerned to save Florida archaeological resources.

Southwest Florida Museum of History  Paleo Indians, Calusa, Seminoles, Spanish explorers, early settlers. Replica of a pioneer "cracker" house,1926 fire pumper.

Useppa Island Barbara Sumwalt Museum story of man on Useppa Island from Ice Age to today. The signature pieces are forensic restorations of the  'Useppa Man and Woman'  taken from skeletons unearthed during archaeological digs.

mm

Thanks for visiting.
IT IS FREE AND ONLY TAKES A MINUTE GIVE DEANE & CHRIS A CALL (free 866-738-5517)
DISCUSS SERVICES THEY OFFER & SEE HOW THEY MAY HELP YOU IN SOME WAY

BACK page                                                                                    BACK page


DEANE & CHRIS's MAIN WEBSITES
BUYERS ALMANAC      SELLERS ALMANAC      MORTGAGE ALMANAC
-----------
THANKS. Deane and Christopher Harker

YOU CAN'T MISS WITH DEANE and CHRIS

CALL US NOW - DON'T YOU WAIT

 

CHRISTOPHER LADD HARKER LLC COMPANY of FLORIDA
CONTRACTORS TO
PREMIERE PLUS REALTY & GULFSIDE MORTGAGE INC
Office
free 866-738-5517 Pay 239-455-1977 Free fax 941-375-3658
Deane Cell 239-682-0181 CHRIS CELL 239-682-0182
SEE $8172.50 SAVINGS EXAMPLE
BUYERS-ALMANAC SELLERS-ALMANAC MORTGAGE-ALMANAC

BACK-PAGE                     POWER-SAVING$                                BACK-PAGE


We focus on Scenic Roads and Trails in this area. Ask Chris or Deane for help if you need some.They put these  links here to  allow you to take a look at the wonderous maze of Roads and Trails that criss cross Florida. We hope you will get a taste of what is out there to explore. explore.

Byways -Tamiami Trail  By car or motor cycle, around Southwest Florida and moving on to 10 other Florida roads. Check out excellent photo tours of all 11 by-ways.

mm

               Tamiami Trail

Ten Thousand Islands National Wildlife Refuge

 

Caloosa dive club 35 year old scuba club for persons who like to wonder around under the beautiful Southwest Florida waters. Site covers activities and photos.

Florida state greenways and trails   By auto, horse, mountain bike, hiking boots, all terrain vehicle, canoe, kayak, sail boat, scuba gear. Really big site pointing to trails all over Florida. Explore their Trails Guide  and its  related links.                               

Alligator Amblers Club  of hikers in Collier and Lee Counties. Outdoor recreation activities. Backpacking, Day Hiking or Hiking, Camping, Paddling, Biking.

Caloosa RidersFlorida Mudcutters  are two of Southwest Florida  Mountain bike clubs

Gulf Coast Kayak   and  Florida Sport Paddling Club are two of  Southwest Florida paddlers.

Cross Florida Greenway Santos Trail System  Crossing Florida from the Gulf of  Mexico to the Atlantic Ocean.  Designated  one of America 40  "epic ride"   trails.

 

 

SWAMP  South West Association of Mountain-bike Pedal-ers  is an interesting club. It is Tampa based not in Naples Ft Myers.

mm

Florida National Scenic Trail  some of the most remote hiking areas in Florida. Runs through the beautiful St. Marks National Wildlife Refuge  with great boating on the seven rivers that flow through the Wilderness saltmarsh of the park.

Greenway Trail - Maine to Key West, Florida  Aims to connect all major cities of the East Coast along a continuous, off-road path, the East Coast Greenway spans 3,000 miles.

Horse Trails from FLAhorse with trail maps for trail riders in Florida.

Tamiami Trail St. Petersburg Times makes a true contribution to learning all about the famous Trail  by Jeff Klinkenberg (auhor) and Scott Keeler (photographer)

Touring Calendar for bicycling organizations in Florida, non-commercial rides.

Voyage of the paper canoe    Nathaniel H. Bishop 2500 mile canoe trip from Quebec Canada to Cedar Key Florida from February 24th 1874 to March 26th 1875, crossing Florida from the St Marys River to Cedar Key from February 24 to March 26. Chris thinks they must have had tired arms.

Thanks for visiting.
IT IS FREE AND ONLY TAKES A MINUTE GIVE DEANE & CHRIS A CALL (free 866-738-5517)
DISCUSS SERVICES THEY OFFER & SEE HOW THEY MAY HELP YOU IN SOME WAY

BACK page                                                                    BACK page


DEANE & CHRIS's MAIN WEBSITES
BUYERS ALMANAC      SELLERS ALMANAC       MORTGAGE ALMANAC
-----------
THANKS. Deane and Christopher Harker

YOU CAN'T MISS WITH DEANE and CHRIS

CALL US NOW - DON'T YOU WAIT

 

    

                CHRISTOPHER LADD HARKER LLC COMPANY of FLORIDA
                                               CONTRACTORS TO
                  
PREMIERE PLUS REALTY &  GULFSIDE MORTGAGE INC
 Office
free 866-738-5517 Pay 239-455-1977 Free fax 941-375-3658 
               Deane Cell 239-682-0181    CHRIS CELL 239-682-0182 
                              SEE $8172.50 SAVINGS EXAMPLE
     BUYERS-ALMANAC    SELLERS-ALMANAC     MORTGAGE-ALMANAC

      POWER   SAVING$

SEE CHRIS's BUYERS BARGINS 

BACK PAGE                                                                           BACK PAGE

DEANE and CHRIS HARKER
 introduction to their
COMMUNITIES of SW FLORIDA WEB MAGAZINE 

YOU CAN'T MISS  WITH DEANE & CHRIS  Call  them  today!   CHRISTOPHER   LADD   HARKER    LLC
CONSULTANTS, REALTOR, MORTGAGE BROKER

MORE INFORMATION AT
  HOME BUYERS ALMANAC      SELLERS ALMANAC      MORTGAGE ALMANAC

This brief web site on ACTIVE RAIN gives you a glimpse of the 1000's of COMMUNITIES in Southwest Florida's Lee and Collier counties. The HARKER family has a group of sites; covering living in Southwest Florida,  and  selling, buying, and mortgaging, homes here. Our sites are first of all fun and entertaining to see. Yet they provide a wealth of information and instruction for you free of charge. They have large sections devoted completely to education about Southwest Florida people, places, scenery, wildlife, weather, and much more. Perhaps most of all you can redemn our money saving COUPONS which will allow you to save thousans of dollars.   

            

       CHRIS  Brian Chris                                            

left       Chris at home

right        Brian Geidner  

owner    Gulfside Mortgage   

with          Chris               

  

 

.                                             .

..Dave Chris    Chris

 

left          Dave Gallus   

owner      Premiere Plus  

with          Chris               

right   Chris shows a home

.

ABOUT PREMIERE PLUS REALTY

Chris invites  you to explore  the greatest  REALTY FIRM ever.

Become a Client of Southwest Forida's Most Progressive Real Estate Firm and Here's why YOU SHOULD ...

  Offices in Naples, Ft Myers & Marco Island  and

  • Lots of skilled agents!
  •   Lots of new construction contractors
  •   24/7 BUYERS/SELLERS support !     
  •   State of the Art Phone System - WE NEVER Miss a Call!
  •   Charter member of C.S.S.(State of the art appt. setting) 
  •   Modern and Spacious facilities.
  •    Maximize your Exposure to BUYERS  & SELLERS!
  •   Direct E-mail Notifiers (Just Listed, etc) !
  •   State of the Art Printing and Mailing!
  •   Web Site for MAIN office and CHRIS HARKER LLC
  •   Members of MANY REALTOR BOARDS
  •   Comprehensive Merketing & Direct  Advertising
  • We have the knowledge and tools to aggressively   negotiate for you !

 

  ABOUT GULFSIDE MORTGAGE

Chris invites you to read about Southwest Florida's greatest MORTGAGE FIRM, committed to your best interest.

Become a Client of Gulfside Mortgage Inc and Here's why YOU SHOULD ...

  • Office very conviently located in Bonita Springs between Naples & Ft. Myers just off of I-75. 
  • Highly skilled Brokers and Staff.
  • We work with the highest quality Lenders in the Mortgage Business.
  • Wide range of Lenders allows us to search for the BEST RATES, TERMS, and PROGRAMS to fit each client's specific needs.
  • Maximizes your Exposure to all these LENDERS.
  • We have a vast array of Mortgage Loan Products available to our clients.
  • Special programs to fit your needs.
  • Continuously updated on RATES in the ever changing mortgage market, enabling us to offer THE BEST RATES.
  • Web Site for MAIN office and CHRIS HARKER LLC.
  • Members of National Assoc Mortgage Brokers and Florida Assoc Mortgage Brokers and Southwest chapter FAMB
  • We have the knowledge and tools to aggressively negotiate with Lenders for you.
  • Specialist in all phases of mortgage lending with the resources to handle all your mortgage financing needs.
  • Modern and Spacious facilities.

  

ABOUT CHRISTOPHER-LADD-HARKER COMPANY

Christopher Ladd Harker LLC is a Limited Liability Company chartered in Florida. This company provides a variety of Real Estate Services and Consulting Services to Individuals, Private firms, and Public organizations. The company operates as a prime contractor to other companies such as Real Estate Brokerage and Mortgage Brokerage firms, both in Florida and in other States. In these cases CLHLLC and its employees act as a legal agent representing Real Estate Brokerage and Mortgage Brokerage firms to the Public. This representing is done under the terms of strict contracts defining the roles that CLHLLC provides as a prime contractor to the Real Estate Brokerage and Mortgage Brokerage firms.

CLHLLC also offers consulting services directly to the public that are not Brokerage services. These additional non-brokerage services are extended to Individuals, Private firms, and Public organizations, both in Florida and in other States.

The TEAM that makes this company work, with its many enterprises, including a family of web sites, is composed of members of the HARKER famly. They are all dedicated to helping you meet your real estate needs, your mortgage needs, and your consulting needs.

Chris Harker,  President  

THANKS. Christopher Harker                       

       YOU CAN'T MISS WITH DEANE and CHRIS

                      CALL US NOW - DON'T YOU WAIT  

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 ATTENTION - DON'T MISS THIS

See  Example$

$ $8,000 Saving$

 

 

 

 

 

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A

Accent plant - A  focal point plant. A plant to catch the eye as the center of attention. Deane uses her best plants as focal points around the lawn, and places less assuming plants around these.

Acid mulch - mulch which contains little or no lime and has a pH of less than 6.5 while normal mulch is generally close to 7.0 . Rreferred to as "sour", can lead to plant injury or even death. Chris just bought some mulch and it is killing the grass at  the mulch line where it is leeching from the mulch bed into the grass.

Acid rain - rainwater that contains sulfur dioxide and other pollutants. We do not have this rain in Southwest Florida, but Chris and Deane mountain home at the Tennessee &. North Carolina border does and it keeps the water in our bird baths red.

Acid Soil -  Soil with a pH level lower than 7.

Aeration - The process of pulling small plugs (about ½" wide and 3" long) from the turf to relieve compacted soil and allow water and nutrients to reach roots.

Aerobic - Usually used for describing a characteristic of compost heaps. Describes organisms living in the presence of oxygen.

Alkaline Soil - Soil with a pH higher than 7.0  . Referred to as "sweet" soil. 

Anaerobic -  Describes organisms living or occurring when oxygen is absent. Usually term used when talking about compost heaps.

Annual - A plant that grows from seed, blooms, sets seed, and dies in one growing season.                 

Aquascaping -  is the planting of aquatic and wetland plants in the enhancement, restoration, or creation of freshwater systems. Different types of wetland systems can be aquascaped, including lakes, retention ponds, detention pond, and other low-lying drainage areas.

Aquatic - Plant which grows partially or completely in water.

Arbor -  structure used in the garden to support vines of all sorts for a walkway or just a focal point. A rose arbor. 

Asexual -- Vegetative reproductions like cuttings and division. Deane takes a spade and divides her Hostas and Day Lilly every year.

B

Backyard wildlife habitat - A lawn area where native plants and materials are providing food and shelter for protection and reproduction for birds, insects, and mammals in ones own backyard. Check out the National Wildlife Federation Backyard Habitat program. 

Balled-and-burlapped - A tree or shrub that has been field grown then dug up for sale. Its rootball is wrapped in burlap for transport. Because roots are cut when the plant is dug up, balled-and-burlapped plants should be pruned when planted.

Bare Root - A plant, shrub, or tree that is field grown, dug up when dormant, and shipped with its roots exposed. Must be "sweated" prior to planting to help break dormancy.

Biennial - A plant with a two-year life cycle, it blooms and sets seed in the second year.                                                                               

Bird Monitoring Program of Florida -   was developed by the Department of Wildlife Ecology and Conservation's Wildlife Extension office in June 2001. The objective of the Florida Bird Monitoring Program is to maintain a Web site where you can enter and view bird survey data collected by yourself and others. Homeowners as well as participants from natural resource fields, Cooperative Extension, and state education programs are encouraged to participate.  See website    

Biological pest control -  Using living organisms such as beneficial insects or parasites to destroy garden pests. 

Bisexual - A flower with both male and female parts is called perfect or bisexual or hermaphroditic. A flower of one sex only  is called unisexual or impefect.  A unisexual flower can be on the same plant (monoecious) or on two different plants (dioecious). (See Monoecious and Dioecious)  Cucumbers change =1= from unisexual male =2= to bisexual male and female =3= to unisexual female =4= and then to parthenocarpic as they grow. What is parthenocarpic? virgin fruit, the last flowers on some cucumbers do not need to be pollinated to produce a fruit...they make the fruit on their own!                                                                              

Bed preparation - The time spent preparing the planting bed is important if you are to be successful with annual flowers. Flower beds should be spaded or tilled at least six inches deep several weeks before planting. Florida's sandy soils have very low capacities for holding nutrients and water. Adding some organic matter will  increase the nutrient and water retention of these soils. Organic materials such as leaf mold or peat should be thoroughly mixed into the soil.

Bonsai - The art of dwarfing trees by careful root and stem pruning coupled with root restriction.

Broadcasting - Referred to as scattering seed or fertilizer or pesticides randomly by hand or with a broadcast spreader.

Bulb - A storage root formed below ground used for propagation. A true bulb consists of fleshy scales around the central bud, but the word bulb is loosely applied to corms, rhizomes and tubers. In Southwest Florida, Chris and Deane do not grow true bulb plants such as Tulips because it is too hot.

C 

Cambium layer -  tissue formed between the wood and the bark of vascular plants, that is capable of giving rise to new cells. Cambium develops on one side into a layer of new wood and on the other into new bark while, at the same time, fresh cambium is formed. The renewal of this process year after year brings about the increase of growth in the diameter of the trunk of trees, as indicated by its concentric rings. Chris, the world champ of killing plants, uses the cambium test regularly. Cut through the bark, if the cambium is green the plant is alive, even though it may appear dead.

Carnivorous - a plant that lives in highly acidic soil lacking adequate nourishment. These plants trap and consume insects to make this up. Venus Flytrap plant is most common one, but over 600 have been identified. International Carnivorous Plant Society.                       

Chainsaw safety  -  Here are some helpful tips on using a chain saw to clean up debris after a storm. The chain saw is a time saving and efficient power tool. It can be unforgiving and lethal, however, causing injury or death in the hands of a uninformed and unaware operator. It is not the chain saw causing the accidents or injuries but the environment in which it is used. Read your safety manual that came with your chain saw. If you are going to help clear tree and wood debris, you should wear at least: A helmet system (consisting of head, face and hearing protection) Cotton or leather gloves Chain saw protective chaps or chain saw protective pants A pair of chain saw protective work boots with steel toes.  see website    

Companion planting - Different plants that are planted together for the benefit of each other. Whether it be color or roots deeper to bring up the nutrients for the secondary plant. Ground covers are great companion plants.

Compost - The process by which organic materials actively decay into a nutrient-rich humus.

Conifer - A cone bearing tree with tiny needlelike leaves. Florida does not have many deciduous trees. Most trees in Florida are conifers, or palm trees, which are not true trees.

Container-grown - Plants, trees, and shrubs grown for sale in containers. Plants left in containers too long are often root-bound. 

Cool-season - Those plants, especially vegetables and annuals, that do best in cool weather. 

Cooperative Extension Service - A program between the University of Florida, U.S. Department of Agriculture and county governments to offer information and educational programs on landscaping, gardening, and sustainable agriculture, The County Extension offices are the primary information resources on Florida-friendly gardening and landscaping for Florida residents.

Corm - A swollen, underground stem base used for propagation. A corm, like a true bulb, contains a stem base, but the tissue of the base is solid, and it lacks the scales seen in true bulbs. Popular types of corms include gladiolas and crocus .

Cover Crop - A crop such as clover or winter wheat, sown between planting seasons to help retain soil, keep down weeds, and enrich the soil. Cover crops are tilled under in the spring.

Crabgrass - An annual grassy weed that spreads mainly by seed. Can be controlled by good mowing practices to prevent its going to seed and application of preemergent herbicide in late spring.

Crown Rot - A wet rot that occurs at the base, or crown, of the plant. Caused by bacteria or fungus and exacerbated by overcrowding and excess moisture.  

Cultivar -  A cultivated variety of a plant selected for some feature that distinguishes it from the species from which it was selected.  

Cutting - A piece of a plant (leaf, stem or root) which can be used to produce a new plant.  

D

Damping off - Decay of young seedlings at ground level following fungal attack. Often the result of soil borne diseases and over watering.

Deadhead - Removal of spent blooms to improve appearance and/or prevent seed formation. Promotes bushy growth and prolonged flowering of annuals.   

Deciduous - Trees and shrubs that shed their leaves annually.Florida does not have a lot of deciduous trees. In most places you cannot cut down such a tree with out a permit. Chris planted a sycamore tree in Florida the size of a drinking straw and it was 25 feet high in 10 years.  He planted a seedling maple tree next to it and it was 10 feet tall in 10 years.

Diocecious - A plant which bears either male or female flowers. (Compare to Monoecious) 

Disease  - An interaction between an organism and its environment that results in an abnormal condition; can be biotic or abiotic. Biotic plant problems are caused by living organisms, such as fungi, bacteria, viruses, nematodes, insects, mites, and animals. Abiotic disorders are caused by nonliving factors, such as drought stress, sunscald, freeze injury, wind injury, chemical drift, nutrient deficiency, or improper culture practices, such as overwatering or planting too deep. Chris points out that improper (biotic) maintanace of plants can lead to a biotic disease. In Florida people mow their St Augustine lawns too short which can lead to a deadly virus St Augustine Decline (SAD).  

Divide - To dig up a plant, usually perennial, and split it into two or more smaller plants preserving some of the roots and top growth in each new plant.   

Dormant period - The dormancy time when a plant has naturally stopped growing and the leaves have fallen or the top growth has died down. The dormant period is usually, but not always, in winter. Compare resting period. 

Double-dig - A method of soil preparation in which trenches 8- to 9-inches deep are dug side by side. The soil removed from the first trench is reserved to fill the last trench. As each trench is opened, the soil below it is loosened and amended. Soil from the each successive trench is used to fill the previous trench.

Drawn  -   Excessively tall and weak growth, caused by plants being grown in too little light or too closely together. If Deane doesn't pinch back the Impatiens, they get tall and leggy.                                                   

Drought -  is likely to occur in every part of Florida at one time or another. Increased urbanization, coupled with a limited water supply, is predisposing much of the state to a greater chance of water shortages. Because of Florida's sandy soils, plants may experience drought stress after only a few days without rain or irrigation. During a drought, or when conditions indicate a drought may be imminent, the water management districts have the authority to restrict water use. 

Drought tolerant - Used to describe plants that require less water because they're adapted to regions with frequent drought or to soils with low water-holding capacity.                                                                 

Edging - A border at the edge of a garden to prevent weeds from creeping into it. Typically incorporates a physical barrier of plastic, wood, or brick, although traditionally it was simply a base strip cut along the edge of the garden with an edging tool. 

Epiphyte - A plant which grows above ground attaching itself to trees or rocks. Ferns, bromeliads and orchids are good examples. Spanish-moss, also called Florida moss, is a prevalent epiphyte around Florida. They're not parasites and not harmful.

 

Erosion - The wearing away, washing away, or removal of soil by wind, water or man. Deane and Chris live on a lake and Hurricane Wilma caused extinsive erosion to the shore line.

Espalier - Process of training a tree or shrub so its branches grow in a flat pattern.

Establishment   - Acclimating a new plant to the environmental conditions of the planting site.

Ever blooming - Plants that bloom more or less continuously throughout their growing season. Florida takes its name from Flowery Easter so named by Juan Ponce de Leon who exclaimed when he landed at Easter 1513 that the land was one of ever blooming flowers.

Evergreen -  A plant, shrub or tree that retains its foliage throughout the year, or at least retains some of its leaves year-round. When Chris and Deane moved to Florida in 1992, we were pleased to find that many shrubs and vines that are not evergreen in the north are green all year here.

Everlasting - Flowers with papery petals which retain some or all of their color when dried for winter decorations. In Florida a landscape tree Koelreuteria elegans Flamegold  are very popular for use in everlasting flower arrangements. 

Exotic - Strictly speaking, a plant which is not native to the area, but popularly any unusual or striking plant. According to the Florida Exotic Pest Plant Council (EPPC) invasive exotic pest plants are biological pollutants. Menacing xotics may be responsible for destroying more natural habitat each year than is destroyed through land development.

F 

Fire ants -  are aggressive, reddish brown to black ants that are 1/8 to 1/4 in long. They construct nests which are often visible as dome-shaped mounds of soil, sometimes as large as 3 feet across and 1 1/2 feet in height  These ants are notorious for their painful, burning sting that results in a pustule and intense itching, which may persist for 10 days. Infections may occur if pustules are broken. Some people have allergic reactions to fire ant stings that range from rashes and swelling to paralysis, or anaphylactic shock. In rare instances, severe allergic reactions cause death. Chris has had to deal with fire ants everywhere he has lived in Florida. About once or twice a year he gets into them by accident. He runs as fast as he can into the garage, removing infected gloves or shoes as he goes, and brushing the ants off as he goes. In the garage he slathers amonia with a paper towel on the infected areas. Then he goes in house and takes two antihistamine tablets.                                                           

Firescaping - shows people how to "take the energy out of a fire" by managing the surroundings, both the natural and planted vegetation. Some insurance companies in western states, are beginning to press homeowners to minimize risks from wildfires. Chris and Deane lived through the Elninio induced great fires of 1998 in Florida, and our home nearly burned.      

Florida-friendly Landscaping - Describes landscaping practices that help to preserve Florida's natural resources and protect the environment. The Southwest Florida area has many nursey gardens that specialize in this type of landscape.

Florida Yards and Neighborhoods Program (FYN) - Part of the Institute of Food and Agricultural Sciences at the University of Florida, FYN develops educational programs to help residents reduce pollution, conserve water and enhance wildlife habitats through proper management of their yards and landscapes. Their WEB-SITE will help you transform your yard into a beautiful oasis. 

Foiliar fertilizer - A fertilizer applied in liquid form to a plant's foliage in a fine spray so that the plant can absorb the nutrients through its leaves.

Forcing - The process of making a plant grow or flower before its natural season.

Foundation planting - Any plant that is used around a building for the sole purpose of making it look more esthetic. Most Southwest Florida communities require first class foundation planting to be installed and well maintained about your home.                                                      

Four dimensions of landscape - texture, form, color, fragrance. 

Fragrance -  Fragrance is subjective, and opinions of it diverse, but it is unquestionable that the garden planted with scented flowers offers the  bonus of fragrance.  The purpose of a flower's fragrance is thought to be that of an attractant to nectar-feeding insects. Not all perfumes are found in the flowers, however. Scents may also be found in roots, bark, gum or oils, leaves, stalks and sometimes in the seeds. Generally, fragrant flowers are lightly colored or white. Although brilliantly colored flowers are not usually fragrant, there are exceptions. Flowers that are thick in texture, such as citrus, magnolia and gardenia are often the most distinctive and intense in scent. Deane had five lemon trees that smelled so wonderful, plus bushels of lemons.  

Frond - A leaf of a fern or palm and other Florida popular plants. Deane and Chris had a dozen Crinum lily plants that matured to about six feet high and six feet across. This large, coarse-textured, upright rosette of broad, light green, four-foot-long leaves is topped most of the year with great clusters of fragrant, spidery flowers. They are truly a wonder to look at but require regular cutting of the four-five foot fronds with a chain saw. A dozen plants produced about  50 fronds a month. 

Frost - The condensation and freezing of moisture in the air. Tender plants will suffer extensive damage or die when exposed to frost. Southwest Florida does have frost about once a year. People place some bed sheets over tender plants. 

Fungicide - A chemical that kills or inhibits the growth of fungi on plants and grass. Chris always has a bottle of blue coppercide in the shed to use on certain of his pines and palms  that are susceptible to fungus attacks.

Fungus - A primitive form of plant life which is known to the house plant grower as the most common cause of infectious disease -- powdery mildew. sooty mould and area mould.

G

Gall - A swelling of plant tissue caused by insects or fungus    

Girdle -  To constrict or destroy the bark in a ring around the trunk or branch of a plant, cutting off flow of nutrients and water through the bark; ultimately the plant dies.  

Grafting - The process of joining a stem or bud of one plant on to the stem of another for propagation.

GreenScaping  - encompasses a set of landscaping practices that can improve the health and appearance of your lawn and garden while protecting and preserving natural resources;   Build and maintain healthy soil, Plant right for your site,  Practice smart watering,   Adopt a holistic approach to pest management (Be sure you need a pesticide before you use it), and Practice natural lawn care.

Groundcovers - Low growing plants used for erosion control, to replace grass or simply for aesthetic reasons.

Groundwater  - Water stored underground in an aquifer. Groundwater is used for drinking and also supports Florida's springs. Fertilizers and pesticides placed on the ground are sources of pollutants in Florida's groundwater.

H

Half hardy - A plant which requires a minimum temperature of 50"-55"F for healthy growth. Compare hardy and tender.             

Hardiness - A measure of the ability of a plant to withstand the local climate.  

Hardiness  Zone  - system developed by the USDA to classify areas by their average minimum winter temperatures and plants by their corresponding winter hardiness. The hardiness zone is a geographically defined zone in which a specific plant life is capable of growing, as defined by temperature hardiness, or ability to withstand the minimum temperatures of the zone. The hardiness zones in Florida range from 8 to 11 with 8a being in the northwestern Panhandle region and 11 in the Florida Keys. Southwest Florida is zone 10.

Hardpan - A layer of earth so compacted that roots cannot penetrate it.   Once Chris dug a hole to bury a propane tank, and hit this below the sand layer at about 30 inches, and needed a pick axe to break it out.

Hardscape - Areas such as patios, decks, driveways, paths and sidewalks that do not require irrigation.

Hardy - A plant which can withstand prolonged exposure to temperatures at or below 45"F. Compare half hardy and tender.

Hedge - A border made up of densely planted trees or shrubs.

Herbaceous - A plant with a non-woody stem.

Herbicide -  A natural or synthetic compound for killing unwanted plants. May be applied to foliage are as a preemergent to stop weed seeds from sprouting.   

Humus - A dark colored, stable form of organic matter that remains after most of plant or animal residues have decomposed.                

Hurricane-strength winds damage  -  When an area has been free of hurricane-strength winds for a number of years, there is a possibility of severe damage to trees and to the structures near them when a storm finally hits. Trees and shrubs, even those native to an area, can grow too massive or unbalanced to be able to stand windstorms, and it is worth learning how to prune and shape trees in order to minimize the risks of damage. The ideal approach to avoiding storm damage begins with the initial selection of the plants. Such selection takes into consideration the branch and trunk strength of the trees being considered for planting, how strong their root system is, and their placement relative to structures and utilities. A regular system of pruning must then be established; pruning should develop a sturdy, well-spaced framework of healthy branches carrying an open, leafy canopy that allows air to move freely Chris does special work in his lawn to protect from hurricanes. See website

Hybrid - A plant with parents which are genetically distinct. The parent plants may be different cultivars, varieties, species or genera but not different families.

Hydroponics - A method of growing a plant in water containing dissolved nutrients 

I

Impervious Roads, parking lots, and driveway surfaces that rain and irrigation water cannot penetrate. 

Inoculants -  A seed treatment medium that contains the sybiotic rhizobial bacteria to capture nitrogen when in contact with legume roots.

Inorganic - Describing a substance not derived from a living organism and/or not composed of carbon and hydrogen (a hydrocarbon). A chemical or fertilizer that is not obtained from a source that is or has been alive is inorganic.

Insecticide - A natural or synthetic compound for killing insects.

Irrigation Zone - A grouping of sprinkler heads or micro-irrigation emitters operated simultaneously by the control of one valve.

Invasive plant - A plant that moves in and takes over an ecosystem to the detriment of other species. These plants are often introduced intentionally or accidentally by human activity. Brazilian pepper, melaleuca tree, and australian pine are bad invasive plants in Florida.  See  CENTER  for Aquatic and Invasive Plants, University of Florida,

J

NONE

K

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L

Landscape Fabric - A loosely woven synthetic fabric placed over the soil, but under the mulch. .                                                                       

Lawn care -  is a year round job in Florida. Mowing, trimming, watering, feeding, killing bugs, killing weeds, killing disease, de-thatching, There are three choices; hire some company, do it yourself, let the lawn go. check out informative website on Florida lawn care.  

Leaching - The downward movement of water and any particles dissolved in it, such as nutrients or pollutants through soil.

Leaf mould - Partially decayed leaves used in some potting mixtures. It must be sieved and sterilized before use.

Leggy - Abnormally tall and spindly growth .

Legume - A plant whose roots form an association with soilborne bacteria that can capture atmospheric nitrogen. A good example of this are soybeans

Lime - Used to raise the pH level of lawns to 6.5-7.0, the best level for most lawn grasses.

Loam - Soil characterized by its friable blend of clay, silt, and sand and organic material from decomposed leaf litter and other plant material.

Long day plant  - Scientists initially thought the length of light period triggered flowering and other responses within plants. Thus, they described plants as short-day or long-day, depending on what conditions they flower under. We now know that it is not the length of the light period, but rather the length of uninterrupted darkness, that is critical to floral development. Plants are classified into three categories: =1= short-day (long-night), =2= long-day (short-night), =3= day-neutral, depending on their response to the duration of light or darkness. short-day plants form flowers only when day length is less than about 12 hours. Many spring- and fall-flowering plants, such as chrysanthemum, poinsettia, and Christmas cactus, are in this category. In contrast, long-day plants form flowers only when day length exceeds 12 hours. Most summer flowering plants (e.g., rudbeckia, and aster), as well as many vegetables (beet, radish, lettuce, spinach, and potato), are in this category. day-neutral plants form flowers regardless of day length. Examples are tomato, corn, cucumber, and some strawberry cultivars. Some plants do not fit into any category, but may respond to combinations of day lengths. Petunias, for example, flower regardless of day length, but flower earlier and more profusely with long days.

M 

Manure - An organic material excreted by animals (usually from steer is sold commonly) this is used as a fertilizer and an amendment to enrich the soil.

Mature tree A tree that has reached at least 75 percent of its final height and spread.

Micro-irrigation - Irrigation using drip hoses or sprayers that apply water directly the root zones of plants

Monoecious - having unisexual reproductive units (flowers, conifer cones, or functionally equivalent structures) of both sexes appearing on the same plant. ( see Diocecious)                                                                  

Moss - small, leafy plants that do not produce flowers or seeds. They grow in moist, shaded areas where fertility is low

Mowing Strip - Garden edging, often brick, that allows you to operate the mower right up to the edge of the lawn. 

Mulch - Organic or synthetic material placed over garden soil to help retain moisture, control weeds, and, in the case of organic mulches, enrich the soil.

Mutation - A sudden change in the genetic make up of a plant, leading to a new feature. This new feature can be inherited. In Florida a danderous invasive plant known as hydrilla,   has mutated, as the first known case of a plant that reproduces asexually. A gene mutation has made it resistant to t