Real estate blog entries tagged with foreclosure by Christina ONeal ~ Ripon, California realtor (Crown Key Realty)

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Home : Blogs : Christina ONeal ~ Ripon, California realtor : Christina's Blog : Tag "foreclosure"

foreclosure: speedy Short Sale approval from HSBC in March 2010 - 03/20/10 05:44 PM

HSBC short sale approval in 5 weeks!!!!
my timing documentation to a happy ending soon to come....
1/29/10...put short sale on the Tracy Real Estate market up for sale.
2/2/10...received 5 good offers on the house & then the seller chose one to send to bank.
3/2/10...we called the winning buyers agent to say, "get ready for an acceptance". Then buyers backed out & decided against the home. All backup buyers had secured another home or were not interested anymore.
3/4/10...received another good offer on the house & sent over to bank.
3/16/10...received a short sale approval 9 days later than it was … (6 comments)

foreclosure: 4 steps to Foreclosure in 111 days...lucky or unlucky number? - 03/20/10 04:52 PM

First Step: not making your mortgage payment...
Second Step: Notice of Default is filed...
Third Step: 111 days later, Trustee sale at local county courthouse
Fourth Step: Time to move out because someone else owns the home.
There are so many variables that as your local realtor, this could be a complete book, which I think is where the confusion comes in. I tried to boil it down to simple terms, because honestly THE PUBLIC needs to know their options & reading a book & interpreting that book takes too long.
Are you in between 1st & 2nd step or 2nd … (2 comments)

foreclosure: Questionairre to see if you might qualify to do a Short Sale in Ripon? - 03/29/09 10:42 AM

If you answer YES to any 2 of these questions, Call, email or text me....
1) Are you upside down on your home in Ripon, CA?
2) Do you keep your mail unopened (even though you know you can't pay some of those bills)?
3) Did you lose your job or have a change in pay recently?
4) Did someone in your family pass away or come down with an illness that is making it hard for you to pay your bills?
5) Do you own a home in Ripon, CA?
6) Did you get a job transfer to somewhere other than Ripon, CA … (3 comments)

foreclosure: Rename the "short sale to LONG sale"...brilliant - 03/05/08 02:02 PM

The phone rings...I answer the phone and it is a nice pleasant voice on the other end. She is inquiring about a house I have for sale. She asks me how many bedrooms it is & what is the square footage. I reply that it is a big 3 bedroom at 1811 sq ft & ask if that is what she is looking for. "Susie" replies that is really not what she wants. This buyer is very smart, knows what her families needs are & has been looking for awhile. She has even seen inside other properties & has come super close … (11 comments)

foreclosure: Your rental is foreclosed on, what happens to the renter? - 12/19/07 01:24 AM

The Modesto Bee put an article out there that I have been wondering about lately. They talk about what happens to the renter when the house is foreclosed & their landlord didn't tell them they were losing the house to foreclosure. Here are the options in summary;
* renter moves out with no problems once the bank tells them they own it now.
* renter does not move out right away after the bank tells them to get out but offer the "renter" cash for keys for them to leave.
* Note the "rental skimming law" in California. If the landlord (in their first … (23 comments)

foreclosure: Can you believe it? We have a top Foreclosure city so close... - 11/19/07 10:42 PM

An article just came out today about the top foreclosures around and how there is no slowdown of them. Stockton has the highest delinquency rate at 7,116 total filings during a three month period. That equates to 1 in every 31 households. That is pretty startling. It isn't hard to believe since we drive around and see so many dead lawns. Chances are that we all know someone behind on their payments and maybe doesn't know their options.
Pre-Foreclosure Steps to Help:
First, you must call your lender and be honest and see if they will work with you.Second, if you don't want to stay in your home anymore or cannot afford to, … (3 comments)

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