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short sale: Top 5 of 10 thoughts about Short Sales & how we think sometimes...part 2 - 03/21/11 10:47 AM
These are not in order of what people think but I bet when you read the following 5 of 10 statements about short sales & foreclosures that you will SO SO recognize some of these.
I know at least 5 people that have bought & bailed, is it REALLY illegal? It is illegal (but I am not an attorney). Try not to judge people because we don't always know their exact personal situation & if that is what they really did.
Why am I the last person of ALL my friends to let my house foreclose or do a short … (10 comments)
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short sale: Top 5 of 10 thoughts about Short Sales & how we think sometimes...part 1 - 03/20/11 02:56 PM
These are not in order of what people think but I bet when you read the following 5 of 10 statements about short sales & foreclosures that you will SO SO recognize some of these.
Why can't I short sale my home to my parents? Sometimes (not always), your lender will have you sign an ARMS LENGTH AGREEMENT that states you won't, but it's possible if you disclose it to the bank.
I am so upside down on my home, is that a GOOD enough reason to short sale my home? most of the time this is not a good enough … (5 comments)
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short sale: 6021 Lenay Way in Riverbank...Unbelievable Short Sale - 10/27/10 11:09 PM
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short sale: 4 steps to Foreclosure in 111 days...lucky or unlucky number? - 03/20/10 04:52 PM
First Step: not making your mortgage payment...
Second Step: Notice of Default is filed...
Third Step: 111 days later, Trustee sale at local county courthouse
Fourth Step: Time to move out because someone else owns the home.
There are so many variables that as your local realtor, this could be a complete book, which I think is where the confusion comes in. I tried to boil it down to simple terms, because honestly THE PUBLIC needs to know their options & reading a book & interpreting that book takes too long.
Are you in between 1st & 2nd step or 2nd … (2 comments)
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short sale: 10 reasons to be Happy while doing a Short Sale with Wells Fargo - 02/27/10 12:06 PM
Wells Fargo Short Sale Documentation in Tracy, CA:
Feb 8th: I get a referral call from my a current short sale client that her neighbor needs my help with a short sale possibly.
Feb 9th: I meet with neighbor & sign her up as my newest Short Sale.
Feb 12th: I put Short Sale up for sale. I received a call from Jeremy at Wells Fargo asking for me to fax the short sale package to him (even though he is in the loan modification dept) & he would get it turned into the right area.
Feb 15th: I have 6 … (5 comments)
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short sale: Making Home Affordable program or Short Sale? - 02/17/10 08:24 PM
This is courtesy of Carla Carroll at (209) 914-3753 or carla_carroll@hotmail.com :
Note: I don't do 'Loan Modifications', but, wanted to pass this info on in case you or those you know mayneed this information. Mortgage payments may be reduced with this program. Learn about the 'Making Home Affordable' Program at: http://makinghomeaffordable.gov or speak with your current home lender. Eligible borrowers must either be delinquent in their mortgage payments or be able to determine a change in financial circumstances.
Learn About Making Home AffordableRefinancingMany homeowners pay their mortgages on time but are not able to refinance to take advantage of today's lower mortgage … (6 comments)
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short sale: Guess what happened next with short sale authorization???? - 02/05/10 10:15 AM
Thank you LITTON
I faxed my short sale authorization for my clients last Thursday!!!
& you won't believe what happened next!!!
I got a fax 2 business days later from LITTON asking for me to send in 5 pertinent documents to get this short sale going.
It is great.
Now the wait :)
my gut tells me that they are on the ball.....
stay tuned for the outcome.
call me if you want help short saleing your home at 209-321-6122 in Tracy, CA or nearby...
… (4 comments)
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short sale: Questionairre to see if you Qualify to do a Short Sale in Tracy? - 01/13/10 03:28 PM
Questionairre to see if you might qualify to do a Short Sale in Tracy?
If you answer YES to any 2 of these questions, Call, email or text me....
1) Are you upside down on your home in Tracy, CA?
2) Do you keep your mail unopened (even though you know you can't pay some of those bills)?
3) Did you lose your job or have a change in pay recently?
4) Did someone in your family pass away or come down with an illness that is making it hard for you to pay your bills?
5) Do you own a home in … (0 comments)
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short sale: Questionairre to see if you might qualify to do a Short Sale in Ripon? - 03/29/09 10:42 AM
If you answer YES to any 2 of these questions, Call, email or text me....
1) Are you upside down on your home in Ripon, CA?
2) Do you keep your mail unopened (even though you know you can't pay some of those bills)?
3) Did you lose your job or have a change in pay recently?
4) Did someone in your family pass away or come down with an illness that is making it hard for you to pay your bills?
5) Do you own a home in Ripon, CA?
6) Did you get a job transfer to somewhere other than Ripon, CA … (3 comments)
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short sale: Suspicious house fire in a Foreclosed home - 03/01/08 12:29 PM
Are you reading headlines like these?
Recently, in Tracy, we had a house fire that happened the day before they were to be evicted. I know it sounds suspicious, but it saddens me that we as people could judge them without knowing all the facts:
the bank technically owned the home already.their home insurance won't cover them because they did not "technically" own it.a Foreclosure notice was posted on their front door for seven days & was not removed.the notice was found still on the front door of their burned house.their whole family was in the house when it was started.What's my point? … (1 comments)
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short sale: Top 2 Mindsets to be a smart buyer of a "short sale" in Tracy, CA - 02/28/08 08:10 PM
1) You as a buyer must feel okay with the price, condition, location & anything else that plays a factor in importance.
2) A buyer must also be okay with the wait (possible 4 - 8 weeks) to know whether or not you get to purchase the home. It can be hard to wait with the excitement of getting a new place but hopefully worth it. The "escrow" process, usually 30 - 45 days starts once the bank(s) agree in writing to a certain buyer. The normal in our area is a 30 day escrow. It is quite ironic right now … (2 comments)
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short sale: Can you believe it? We have a top Foreclosure city so close... - 11/19/07 10:42 PM
An article just came out today about the top foreclosures around and how there is no slowdown of them. Stockton has the highest delinquency rate at 7,116 total filings during a three month period. That equates to 1 in every 31 households. That is pretty startling. It isn't hard to believe since we drive around and see so many dead lawns. Chances are that we all know someone behind on their payments and maybe doesn't know their options.
Pre-Foreclosure Steps to Help:
First, you must call your lender and be honest and see if they will work with you.Second, if you don't want to stay in your home anymore or cannot afford to, … (3 comments)
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short sale: 1625 Gardenia Ct in Tracy, Amazing pre-approved Lender Pricing - 11/19/07 06:36 PM
Foundation For a FamilyLocation: Blossom ValleyStart your new life together in this 4-bedroom/2.5-bath contemporary home on.13 acres in Tracy. Great features include a master suite with separate shower, dual sinks, walk-in closet for your wardrobe, linen closet, graceful dining room, classic formal living room with carpeting, casual great room with fireplace, wet bar, cook-friendly kitchen with dishwasher, breakfast bar, appliances included, tile countertops, garbage disposal, microwave, inside laundry, skylight, chandeliers, French doors, security system, custom drapes, a sprinkler system, deck, 2-car garage.InformationContact InformationChristina ONeal209-321-6122christina@christinaoneal.comForward to a FriendView Other FlyersPricingAsking Price: $417,000Flexibility: NegotiableProperty Location1625 Gardenia CtTracy, CA 95376View MapFeaturesBedrooms: 4Bathrooms: 2.5Parking: 2Year … (1 comments)
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Christina ONeal ~ Ripon, California realtor
Ripon,
CA
More about me…
Crown Key Realty
Address: 1126 El Portal St, Tracy, CA, 95376
Office Phone: (209) 565-1224
Cell Phone: (209) 321-6122
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