Price: $195,000 Plus $10,000 in closing help! Don't let this one get away....
4 bedrooms 2 full baths, Split Level, Brick front home ,with a one car garage 1 block from playground, tennis and basketball courts, and picnic area. shopping, and public transportation is available, beautifully landscaped, and a brand new fence in backyard. Home is freshly painted, it has a Huge eat-in kitchen, with a freshly painted deck, family room and bedroom on the lower level.This house is a must see, owner is offering $10,000 towards closing help, close to Ft. Detrick
This house has been inspected already just for you, just email me and I will send you the report.. The seller has also decided to offer $10,000 in closing help....
Did you know that there is a Anti-flipping law? What does that mean? It means if you purchase a property as an investor and you want to flip it you have to wait 90 days BEFORE YOU can accept a contract for the property. It's across the board, conventional, FHA, and VA....
So be prepared to hold the property for 90 days... FYI
Here is some info. on the FHA regulation...
Below you will see my email from FHA in response to my phone inquiry. In the response, you'll see that they cite Handbook 4155.2. A search of HUD's website led me to the 466-page handbook. In Chapter 4, page 25 (4-25), the anti-flipping regulation is laid out. A specific answer to the question as to when the 90 days begins can be found at 4155.2 4.7.e, which is on the bottom of Chapter 4, page 26 (4-26) It is very clear that the 90 day clock begins ticking on the "Seller's date of acquisition as the date of settlement on the seller's purchase of that property, and re-sale date as the date of execution of the sales contract by a buyer intending to finance the property with an FHA-insured loan."
Below is a link to the handbook. I've also attached a copy of the relevant page. FHA instructed me to have your UW call them if there is any uncertainty remaining.
Realtors, When you do a listing presentation do you EDUCATE your sellers on where the commission goes? or do you explain to a new buyer you work with how you make your money? If you don't EDUCATE your buyers and sellers how your commission is split how will they ever know that you don't get to keep the enitre commission. I have made a powerpoint illustration to educate my buyers and sellers how I make my money. You can email me and I will send you this illustration in a powerpoint slide so you can tweek it for your own use... Just let me know you would like it and I would be happy to send it to you to start educating your buyers and sellers about how Realtors EARN thier commissions!
This illustration shows that the commission is split between 4 people
The Listing Agent who takes the listing does a lot of work and pay a lot of fees to be a Realtor
The Buyers Agent who helps the buyer find the house makes sure the buyer is qualified to buy the home and guides the buyer through the buying process.
Have you heard about NVU? They claim to be the #1 FREE Web Authoring System with WYSIWYG and HTML modes, and this a agreatthing for a "non-computer" type person like myself. I stumbled upon this this site and downloaded the program and have been using it(?) for all my blog drafting. However, my frustration has been figuring it all out and putting it all together, adding the artwork, colored text etc., and then getting it pasted into my AR blog site. As I toggled back and forth I always lost the enhancements, but by George, I think I've got it and I wanted to share it with you just in case there are any other NVU users out there or someone who might want to give it a try (minus all the hair pulling)! So, here is my attempt at a tutorial.
Write your blog, adding links, font choice, colored text, etc. The capital "A" arrows will increase or decrease the size of your font and you might have to play with this a little to get it to look the way you want it on your blog. Draft everything right nowexcept your artwork!
When you are done, highlight the text, open the top view tab and click on "HTML Source". This automatically changes your entry into HTML code. Don't panic, if you forgot something and need to see the WYSIWYG version, just go back to the view tab again and click on the "Normal Edit Mode". You can go back and forth as many times as your need, just be sure that you have all your text highlighted before you make your choice of either "HTML Source or Normal Edit Mode".
Are you ready to post to ActiveRain? Highlight the text, open view and change it to HTML. Once your post shows in HTML, highlightall of your text beginning with the line that starts <body... and left click to copy the text.
Open your ActiveRain to post a new blog.
Hit the HTML tab on top of the Entry Box. Click "OK" to the pop-up box.
Paste your blog.
Title your blog.
Save it as a draft!
Scroll down to the bottom of the page and post your blog. Don't panic! Just like magic your blog your blog page opens up and your blog will be in living color and all! But you are not done!
When your blog page opens, select edit.
When you come back to the edit page, click on WYSIWYG in the Entry section and now you can insert your pictures, fix any typos and make any adjustments you need.
Add your tags, visibility (change it from draft to whomever you are posting to) and make your additional posting selections.
Authorize your blog as the owner of content and post.
Congratulations!!!You can now dowhat it took me months to figure out!
Leave it to Google to come up with something like this!
Here's a number worth putting in your cell phone, or your home phone speed dial: 1-800-goog411 (1-800-466-4411). This is an awesome service from Google, and it's free -- great when you are on the road.
Don't waste your money on information calls and don't waste your time manually dialing the number. I'm driving along in my car and I need to call the Walmart and I don't know the number. I hit the speed dial for information that I have programmed. The voice at the other end says, "City & State." I say, " Laurel , MD ." He says, "Business, Name or Type of Service." I say, Walmart." He says, "Connecting" and Walmart answers the phone. How great is that? This is nationwide and it is absolutely free! Click on the link below and watch the short clip for a quick demonstration. http://www.google.com/goog411/
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Get the Google Maps widget and many other great free widgets at Widgetbox!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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